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Pay Day Loan pay backs

Date: Mon, 12/04/2006 - 05:24

Submitted by poohmolly
on Mon, 12/04/2006 - 05:24

Posts: 4 Credits: [Donate]

Total Replies: 6


I have a question? I had approx. 10 internet PDL's and I closed my checking account in Nov., rovoked my wage with holding with my employer, but they told me that without a court order nothing could be with held anyway. Now it has been almost 2 weeks and I have not heard from a single lender. Is the calm before the storm? I requested reasonable payment plans, but no one was willing to do this. Now things are very quiet. I was harrassed non-stop at first. Now nothing. Does anyone have any advice? Does anyone know anything about this...have they given up because they are illegal in Ohio? I am now confused.


It is the quite before the storm. They dont give up. Payday lending is legal in Ohio. However the business needs to be licensed in your state. File complaints with your Attorney General also pay the principal and your state laws to keep yourself covered. If you have done that nothing more. KYSIDE38


lrhall41

Submitted by KYSIDE38 on Mon, 12/04/2006 - 05:27

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It is the quiet before the storm. What you need to do is write down each company you are dealing with, how much you borrowed, how much you have paid so that when they do start calling again you will have those notes in front of you. Make sure you pay the principle back along with the legal amount of interest/charges your state allows. Good luck and keep posting


lrhall41

Submitted by PDLFREE on Mon, 12/04/2006 - 06:37

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I have notified my attorney general. Most of them are not legal in Ohio and I have way overpaid. I am more than willing to make payments, but most of them want the balance in full or nothing and will not do anything but moneygram and then when I ask why the name is different that I am sending my payment to they have no explanation. This does not make sense. They also will not give me anything in writing, as to the agreement. Most of them have several addresses. My attorney General's office even has one listed as a predatory lender.


lrhall41

Submitted by poohmolly on Mon, 12/04/2006 - 10:33

( Posts: 4 | Credits: )


Poohmolly, you have filed complaints with the AGs office and you have overpaid them, the AG acts on these complaints ASAP and contacts these ipdls individually, I would have to say that they have been contacted and their business practice questioned due to their illegal charges and operating without a license. Once the OH AGs office contacted my ipdls which I overpaid, I never heard from them again. You are going to be ok! :D


lrhall41

Submitted by WHEREAMI? on Mon, 12/04/2006 - 16:37

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