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Need help in writing a letter to the pdl

Date: Tue, 12/05/2006 - 07:14

Submitted by cdavisd
on Tue, 12/05/2006 - 07:14

Posts: 18 Credits: [Donate]

Total Replies: 3


A pay day loan company sent a letter to my pay roll department asking them to garnish my wages in the amount of $350.00 to pay the loan off. This pay day loan company was aninternet pay day loan company and they are not licensed in the state of california. I want to write this pay day loan company a letter but what should I say. I told them they were on a recorded line and I asked them if they were licensed in the state of california and they said they are a global and the are licensed on the internet. what can I get them to do to stop sending these letters to my job.


CdavisD: Welcome to the forum. First off, garnishments can only come as a result of a court order. Voluntary wage assignments are just what they say - voluntary. You can send a letter to your employer and to the PDL revoking your authorization for voluntary wage assignments. Most employers don't even honor those. If you do a google search on Pollyandsay's blog, you will find a template letter for PDLs. Use that, inserting your state laws where appropriate and any other pertinent information. I believe the template letter states that you are revoking any wage assignments. If not, insert that, as well. Send it via certified letter with a receipt requested. Also, if they are illegal, you need to report them to your attorney general's office. A lot of states are cracking down on these companies, so it's very important for you to report them. Good luck, and let us know how you're doing.


lrhall41

Submitted by dbaker6 on Tue, 12/05/2006 - 07:20

( Posts: 1600 | Credits: )