Inquiries by prospective landlords
Date: Fri, 12/08/2006 - 04:36
When you fill out an application with a rental agency you are gi
When you fill out an application with a rental agency you are giving them permission to check your credit, so to answer you question, yes this will be an inquiry on your credit reports
I did a little more checking on my own and tenant screening inqu
I did a little more checking on my own and tenant screening inquiries are not considered "hard" inquiries, like applying for credit cards, so it won't count. I would think I need to be sure to ask how the prospective landlord runs the credit check.
Checking your credit credit history will not affect your credit
Checking your credit credit history will not affect your credit score.
I wonder how anyone can get anything or anywhere these days, eve
I wonder how anyone can get anything or anywhere these days, everyone checks credit reports, health reports, background reports, drug screens, how did we come to live in such a paranoid society?
debt
I think its a shame that they have to check credit for everything. Especially employment. If you had a good job maybe you wouldnt be behind on credit. Also car insurance thats crazy. I have had car insurance with the same company for over 20 years and they still check credit. KYSIDE38
Quote:I wonder how anyone can get anything or anywhere these day
Quote:
I wonder how anyone can get anything or anywhere these days, everyone checks credit reports, health reports, background reports, drug screens, how did we come to live in such a paranoid society? |
One of the main reasons is liability.
I know landlords do background checks too. I am not sure how fa
I know landlords do background checks too. I am not sure how fair that can be to a lot of people. I would not be concerned about a lot of people with some sort of criminal background, but there are a lot I would not want as neighbors, so who knows.... As far as credit checks, I know my prior landlord was concerned about what kind of prior rental history someone had more than the credit score. Apparently, he can check to see if there had been an eviction or if someone had trashed a place.
Here in OH there is a tenant screening company called FABCO that
Here in OH there is a tenant screening company called FABCO that alot of landlords use before they approve or deny a lease.
Quote:
TENANT SCREENING ???????Service is our signature.??????? Not only do we have the most complete reports available instantly, but our customer service department is second to none. We provide members with a Technical Help Line to answer all questions. Evictions, rental collections, & rental histories National Credit Report Statewide Criminal Report, including arrest records Denial Letters Three-Day Notices |
This is a list of what FABCO can find for landlords.
Yeah it is a shame that 1) we have all kinds of privacy laws in
Yeah it is a shame that 1) we have all kinds of privacy laws in this country, but 2) if we want to do anything like get a new job or apartment, then we have to sign a piece of paper that gives up our right to all that privacy...
From an employers standpoint, I guess I can come up with 2 theories:
A) If you are applying to be my accountant or bookkeeper, I might want to look at your credit. If I see that you can't manage your own finance, why should I think you can manage mine?
B) Maybe the thinking is that someone who has bad credit and problems paying their bills, will always be looking for "more" money. If I put you in a position where you are handling cash, you might be tempted to steal some of it to pay your bills...?
Just my own theories, whether they're true or not is a different question.
DebtCruncher-- Another theory I have from an employers standp
DebtCruncher--
Another theory I have from an employers standpoint would be 1) If you are preparing to take your state boards to become an RN and you are addicted to painkillers. 2) I would run a drug test on you before I hire you b/c you have access to alot of painkillers and the employer would be supplying the drug addiction. I support this drug screening 100% before hiring any RN b/c they have so many people's life at hand.
Also, I support the fact that landlords are screening potential tenants for criminal background b/c I wouldn't want a sexual offender or predator living next to me and my daughter, whether they claim they are rehabilitated or not.
Yeah it all goes to elminate risk. A landlord/employer/creditor
Yeah it all goes to elminate risk. A landlord/employer/creditor/etc. doesn't want someone who's going to be a problem. If you've been arrested for selling drugs several times, then a landlord does not want the cops storming his building because you're selling drugs out of his apartment...