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about to lose my mind

Date: Wed, 12/27/2006 - 10:46

Submitted by BEAUTY1217
on Wed, 12/27/2006 - 10:46

Posts: 281 Credits: [Donate]

Total Replies: 77


i need help, and i am not getting much response to the same post. my husband and i got into a really ugly fight this weekend and he left. I did not get anything for Christmas from anybody because my birthday and christmas are 7 days apart, my insurance company debits my account for almost 300.00, unexpectedly and my account is now short for other bills that have to be paid. I had money for gas and food but my husband took it out of the house when he left. and i do not know what to do at this point. no family because they disagreed with me getting married in the first place. I am in a 2 bedroom apartment and i have rent, car note insurance, and i make 15.00 an hour. after taxes I CAN NOT DO IT BY MYSELF. I AM 24 YEARS OLD AND ABOUT TO LOSE MY MIND. EVERYTHING CAME FALLING DOWN WITHIN A 48 HOUR PERIOD. I DO NOT KNOW WHAT TO DO.


First off . . . Take a deep breath and relax . . . I know it seems like the end of the world, but it's not . . . You've been through enough in your life to know that things can and do work themselves out as long as you put the effort in. Call the places you owe money to and explain the situation . . . . As long as you keep in contact with them and let them know whats going on you should be okay.


lrhall41

Submitted by goudah2424 on Wed, 12/27/2006 - 10:49

( Posts: 7935 | Credits: )


Beauty -

first, calm down. The situation that happened this weekend and over Christmas are over and done with, and cannot be helped now. What you need to do now is move forward and solve the more immediate problem of help with rent, etc.

Please check the phone book in your area for a women's aid, Salvation Army, 8 Cap, United Way - anything that is charity-oriented that will help you out. You need to take care of the immediate problem of keeping a roof over your head, and the water, electricity, etc. on, and food on the table.

Start there, and keep us posted. Take some time away from this board to see if you can solve these problems, then let us know what you come up with. In the meantime, I'm sure others will post some suggestions for you. Do some legwork on your own and we'll do what we can here to come up with ideas to help you.


lrhall41

Submitted by SUEBEEHONEY70 on Wed, 12/27/2006 - 10:51

( Posts: 4583 | Credits: )


Check out the Mormon churches in your area . . . I know they have programs to help people in financial binds . . . You will have to "volunteer" at one of their shops, but I know they do help people out, regardless of their background or religious affiliation. They won't push religion on you either.


lrhall41

Submitted by goudah2424 on Wed, 12/27/2006 - 11:14

( Posts: 7935 | Credits: )


Beauty---Christmas is over, don't think about that now. You said your husband keeps calling? I wouldn't talk to him, until you can get your affairs straightened out. Definitely check out your local churches for help. Many offer programs to anyone in need and yes, will usually want you to give some of your time. I would be willing to say that being a convicted felon would have nothing to do with them giving you assistance. This could help you in the long run to connect with a place to get you a better paying job.


lrhall41

Submitted by Lorri on Wed, 12/27/2006 - 12:43

( Posts: 1721 | Credits: )


Also try this link and contact them to see if they offer a PRC program. Usually the Dept. of Human Services will not advertise this program. You have to ask about it. It is a retention program. You will have to have an eviction notice/foreclosure notice, utilities must have a termination notice or already be shut off.
http://www.dcf.state.fl.us/ess/tanfweb.shtml


lrhall41

Submitted by WHEREAMI? on Wed, 12/27/2006 - 13:13

( Posts: 5263 | Credits: )


See if there is an agency call "First Call For Help" Or it might be "Call First For Help" in Cleveland we have a hotline that you can call and they give you the county agencies phone numbers. But I think that you need to take a step back and a deep breath. Nothing is going to happen this minute. There is a long weekend coming up (with a holiday attached to it) so things will be delayed - at least for a day or two and that may give you the time you need to get things together.


lrhall41

Submitted by Colleen H Carrocia on Wed, 12/27/2006 - 13:16

( Posts: 1117 | Credits: )


Beauty email me at email address removed as per forum rules - Mike
. I own a business and will try to help you anyway I can.


lrhall41

Submitted by on Wed, 12/27/2006 - 13:43

( Posts: | Credits: )


Steelers..You have my prayers..

Beauty, take a step back and think...Definitely call everyone you owe money to, you can definitely work something out on a short-term basis. Second....Are things really that bad with your husband? If I had a dollar for every fight I've had with my husband, I could pay your bills for you! How long has he been gone..where did he go..And why on earth is your mother telling you it's over?


lrhall41

Submitted by finsfan13 on Wed, 12/27/2006 - 16:17

( Posts: 6919 | Credits: )


Beauty, reading your posts, I understand what you are going through but at a certain point in time, you are going to get tired of this immaturity way he approaches things and at the same time, you are dealing with debts. Welcome to the real world.

First of all, calm down and realize what you need to do to survive. You need to figure out a plan for yourself. That's the first thing you need to do.


lrhall41

Submitted by Alexandra on Wed, 12/27/2006 - 17:02

( Posts: 544 | Credits: )


Don't forget YWCA, the local food bank and see if you have a Community Action Program in your city. CAP has a program to assist with rent in emergency situations. I can't agree with going to the Mormons. I'm a defected member and as I recall, the religion is pushed on you very subtly. Yes, you would be required to "donate" time at their storehiouse but then pretty soon the phone calls and invitations and unexpected visits start up. If you don't mind that, then go for it. Just remember, for them, nothing is free -- they expect something in return. This is advice coming from someone who lives in Salt Lake City and works and lives in the culture, so I do know what I'm talking about.


lrhall41

Submitted by DebtFairy on Wed, 12/27/2006 - 22:23

( Posts: 402 | Credits: )


Beauty, I am so sorry to hear about all you are going through, especially around the holidays. Salvation Army once helped us out with emergency aid for rent and food. Also, I believe the Dept. of Human Services has an emergency assistance program. Churches are usually a big help, too. The ones that have free meals might have some sort of emergency assistance program, as well. I really hope you get the help you need.

I know how devastated you are emotionally. Your husband is someone you trust, as you said, your best friend. It's really hard when they let you down. Right now, though, your biggest concern has to be for yourself and your children.

The best of luck to you, Beauty. You don't deserve to be going through this, especially now.


lrhall41

Submitted by dbaker6 on Wed, 12/27/2006 - 22:36

( Posts: 1600 | Credits: )


BEAUTY, I think maybe you should get some counseling. Please do not be offended, there is nothing wrong with it. This is a debt help place and it seems that your life issues are way more than just debt. Most of the people here are nice and do try to help, but I don't think most of them are qualified to give you personal life adivce. Please get yourself some help. I wish you well.


lrhall41

Submitted by on Thu, 12/28/2006 - 05:48

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