Blocked out of paydayselect.com
Date: Tue, 01/02/2007 - 15:59
LOL! That's GREAT! I'm loving this - keep sharing your experie
LOL! That's GREAT! I'm loving this - keep sharing your experiences, we're really enjoying this!
My guess is if you have overpaid the loan in roll over fees whic
My guess is if you have overpaid the loan in roll over fees which exceeds the principal and legal interest rate for your state, they are done with you.
you
well its you all that got me fired up to dig all the laws up and gave me the links to get started..i have a new goal..to put these guys out...i have even seen them nail my soldiers..but soon members of the military will be protected by the 36% cap which will rid us of some of them...but i would like that cap for all of you...i am going to start writing my reps in DC and in the state of oklahoma. because our apr cap right now is 390%.
OMG, ya mean that they will do that?? I haven't went back to any
OMG, ya mean that they will do that?? I haven't went back to any of my old PDL sites b/c I don't want to get back into any of that stuff. I feel that if I go back, I will be tempted. I am sure that everyone knows what I mean...
HA!! You got 'em!! These theives are terrified.. I LOVE it w
HA!! You got 'em!! These theives are terrified..
I LOVE it when someone kicks a payday loan place in the butt! Nice job with everything you're doing, you're awesome!
Actually that law putting the 36% cap on these loans for militar
Actually that law putting the 36% cap on these loans for military members is already in effect.
oh really i read nov2007 if thats the case they broke federal la
oh really i read nov2007 if thats the case they broke federal law on any rollover then because you do a new contract on it..hmmmm...can ya pop me a link...oh and rollovers are illegal in my state i think..i will have to look again but i am sure they are...
That's great news! I don't think you'll be hearing from them ag
That's great news! I don't think you'll be hearing from them again.
Actually it's when the Dept. of Defense writes implementation in
Actually it's when the Dept. of Defense writes implementation instructions or Oct. 1, 2007. Which ever comes first, I thought the DOD already did this. I'll keep checking to see if they have.
knew that
yeah i knew the implementation instructions but i cant find them anywhere yet..either way the companys are in violations of my state law. I am going to request a PIF letter from them. See they can be fined 1000 per violation of the law and rollovers arent allow here
PIF
this is what i sent them to their customer service people prior to calling them
Quote:
Customer States: > > I revoke all wage assignments and revoke any access to my bank account until some issues are resolved. You have overcharged me pursuant to Oklahoma State Statute Title 59, which states can only be charge $15 per 100 loaned up to $300 then $10 per hundred from $400 to $500. Contact me so this maybe resolved. Also pursuant to Oklahoma State Law you may not ACH debit my account. > > Please Contact me as soon as possible. > > John W. Newton |
I sent that a few days ago, now this is what i got back from them
Quote:
THIS IS NOT AN ATTEMPT TO COLLECT A DEBT. PayDay Select is sorry you are unsatisfied with its service. We will consider your loan paid in full. Payday Select Customer Support support(at)paydayselect.com 866.554.5762 |
Unsatisfied heck! I just busted em and they knew it..lol Well i saved and printed these emails but they have still been reported...Chalk one up for the good guys
Wow that's awesome. I wish that I could get CASHTODAY to do this
Wow that's awesome. I wish that I could get CASHTODAY to do this.
you can try something similar to the email that i sent and see w
you can try something similar to the email that i sent and see what happens. they prey on ignorance, the moderators and everyone here taught me that. when i showed i knew what i was talking about they backed down so fast...lol
Blocked out Payday Select
You may find this odd, but NO I dont work for Payday select or Payday OK (they are affiliated) Anyways I had several payday loans with both companies (3 total at the same time) They never once contacted me via phone, I always responded via email to anything they sent, I sent via email payment arrangements,,, which they accepted but when the home equity loan didnt go through because my spouse did not agree, all I did was send them an email to each account I had and they replied the same thing about me not being happy with them and they would consider my account paid in full, I received that for all 3 loans, I am not saying this would work with everyone, I do know that the other pday loans I have have not been so accomodating,, but you know what? I am NOT backing down to them either. Intimidation doesnt work for me because thanks to this site, I have researched the laws. I am not trying to back out of what I rightfully owe, I just expect consideration and respect and until I get that,, I am NOT paying these payday lenders another penny!
The main problem with these places is that there is no check and
The main problem with these places is that there is no check and balance (we know that already, so I'm just stating the obvious). But I read the above post where they send a PIF letter, and that's not enough if you are owed a refund.
Being licensed in IL means that once a year a state auditor comes into my office on a surprise visit, shows his/her badge and then they start pulling all my files. They take up a desk for about 8 hours and look at all my loans to make sure the calculations are right. If a customer pays me more than $1 what I am entitled to collect, that auditor better see a refund check sitting in the file or I will be written up and fined.
Back in the 60s when our company first opened, there weren't any regulations per se. My last boss, who retired, told me back then they might do a car loan for 24 months but send out 26 payment slips. 8 out of 10 people would just keep paying until they ran out of slips. Today if we tried that, we'd lose our license.
pyadayselect
I found this site and very interested in whats going on because I am caught up in this thing and just keep paying fees after fees