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LVNV Funding LLC reporting on my credit report

Date: Fri, 01/12/2007 - 10:09

Submitted by chasrae48
on Fri, 01/12/2007 - 10:09

Posts: Credits: [Donate]

Total Replies: 5


This company is reporting on my credit report an amount that has added intrest, after a judgement. The original creditor has never filed a Mem of cost after judgement, so how can this company keep adding intrest. Due to three reporting agency's the amount is more that trippled on my report, thats including the judgement amount. How can I get help. LVNV keeps updating the last update Date, when the original judgement date is approx 3 years older. It is all effecting my score, and I am trying to clean everything up.


Since a judgment is already filed, the payment plan must have been fixed by the court. LVNV Funding is allowed to collect the amount fixed by the court. They cannot add anything more than their collection fees and the court must be aware of it.

Do you have the legal papers mentioning the payment structure?


lrhall41

Submitted by orake on Fri, 01/12/2007 - 13:43

( Posts: 482 | Credits: )


As a matter of fact I dont have the legal papaers. I found out about the judgement on my credit report. There is nothing as to which county the case was in, so I am trying to find where that is. This company has shown that the amount has more than doubled, and that it is an open account and it even has different date of action. It also apears several times with half stated account numbers. Due to what this company is doing, the total amount of debt as well as the monthly payments is just rediculas. It is effecting my Fica score, and has caused me problems.


lrhall41

Submitted by on Fri, 01/12/2007 - 14:08

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Dear orake, I am sorry, I didnt post that prior reply correctly, please know that the prior guest is me, and is in regards to the LVNV Funding.

chasrae48


lrhall41

Submitted by on Fri, 01/12/2007 - 14:15

( Posts: | Credits: )


Regarding this judgement,since you have never received any paperwork about case before they defaulted you here is what I would do as soon as possible.
1.Find and copy entire casefile.
2.Have judgement vacated because of improper/illegal service.
3.After judgement is vacated,inform credit bureaus of this fact.
4. Do realize that if they think they have proof they will refile.This time you can make them prove their case.
5. Do not dawdle with this.If they have a valid judgement.Their next step is asset search and seizure.
6. In ref to #5 what I am saying is they are looking for property bank accounts and job wages to take.


lrhall41

Submitted by cajunbulldog on Fri, 01/12/2007 - 14:16

( Posts: 4850 | Credits: )


2008-00021063-CL-CL
lvnv funding llc VS. VIVIAN MAR BRADLEY
Nature of Proceeding:
Filed By:
Hearing on Demurrer
Bradley, Vivian
Filed By: Bradley, Vivian
Defendant's demurrer is sustained with leave to amend.
Defendant's request for judicial notice of the record of the Secretary of State
(Exhibit A) is granted.
Plaintiff is a limited liability company. The Secretary of State has no record of
plaintiff as a California or Foreign company, active or inactive. Although plaintiff may
commence an action, it may not maintain an action until the requisite certificate is filed.
Corp Code section 15712(b). American Alternative Energy Partners II 1985 v
Windridge, Inc. (1996) 42 Cal.App.4th 551, 693.
Plaintiff alleges it is the assignee of Sears. This is insufficient to identify the
assignor.
An amended complaint shall be filed and served by December 15, 2008.
Responsive pleadings shall be filed and served 10 days thereafter, 15 days if service
is by mail.
The minute order is effective immediately. No formal order pursuant to CRC
Rule 3.1312 or further notice is required.


lrhall41

Submitted by on Wed, 12/24/2008 - 23:03

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