Debtconsolidationcare.com - the USA consumer forum

I already paid

Date: Tue, 01/16/2007 - 17:10

Submitted by anonymous
on Tue, 01/16/2007 - 17:10

Posts: 202330 Credits: [Donate]

Total Replies: 1


Palisades keeps hounding me about a credit card from providian, no I did not pay the card, I was called by New Horizon financial and was offered a payoff for this bill, I accepted and payed as agreed and sent that proof to palisades. They refuse to recognize the company I paid the money to and say I still owe I have the letter from New Horizon financial and also from summit capital services who bought New horizon, so did where do I turn now???


Have you sent Palisades a debt validation letter yet? If not, I would send them one via certified mail/return receipt requested so you will have proof that the letter was received. Here is a template letter that you can personalize and use.

http://www.debtconsolidationcare.com/letters/sample6.html

Also, I would state in the letter that you are requesting Palisades to cease and desist all telephone communications to you at your home and or place of employment, and that all future communications should be sent to you in writing via USPS mail. If Palisades continues hounding you by phone, they'll be in violation of fdcpa regulations and you can get them on this.

You have provided proof of the debt being paid, so if Palisades have placed anything derogatory on your credit reports, dispute them with the credit reporting agencies and provide the proof that the account has already been paid. The credit reporting agencies should remove any negative entries that Palisades have made.


lrhall41

Submitted by Tiffany99 on Tue, 01/16/2007 - 19:47

( Posts: 1058 | Credits: )