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My Future wife's debts

Date: Tue, 01/30/2007 - 09:56

Submitted by anonymous
on Tue, 01/30/2007 - 09:56

Posts: 202330 Credits: [Donate]

Total Replies: 6


Ok I have a question about my soon to be wife and her debts. She went through a nasty divorce recently and is in debt to the tune of 30 thousand dollars.I am not on any of her accounts.She is virtually broke.She has MS and is on social security disability and recieves only 866.00 a month. If we get married can her creditors try and collect from me if I place her on any of my accounts.I am pretty well off and don't want to lose money to her vulgers.Most of the debt was the fault of her than alcoholic husband.I trust her beyond any doubt what so ever.I just don't want her creditors getting to my money.


When you receive your free debt counseling phone call (as a result of registering on this site), explain your situation in detail and they can discuss your options and give some advice. I don't know if they can try and get your money to pay her previous debts. Has she thought about debt consolidation or even bankruptcy?


lrhall41

Submitted by Lorri on Tue, 01/30/2007 - 11:09

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I think in some states once you get married they could come after you for money. Some states consider married couple's income as both persons, so even if it's all your money and your income, it's considered to be half her's. I would really look into things before you get married, it may be better off if she did file for BK first, assuming she can't pay off the debts she owes on the income she makes.


lrhall41

Submitted by goudah2424 on Tue, 01/30/2007 - 12:03

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I think Goudah is right. My sister recently got married. It's a long story, but her husband is in prison. Since he didn't get an income tax refund, they used hers to pay his back child support.

Also, check with social security. When I married my now ex-husband, he was on disability. Once we married, they took away his disability pay based on my earnings.

Just a heads up.


lrhall41

Submitted by dbaker6 on Tue, 01/30/2007 - 13:29

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DBaker is right, check out the disability thing. My adult son is on disability, and when I filled out the papers to get him on, it asks for assets, income from others, etc. I would check into the debt thing also. Why is her ex not responsible for these, is it beacuse they can't find him? Is, or was, her name on these accounts during the marriage or his? ,,Karen


lrhall41

Submitted by Bossy4455 on Tue, 01/30/2007 - 18:50

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