9 Pay Day Loans - Need some quick advice out there.

Texas Laws

http://www.debtconsolidationcare.com/paydayloan/explain-pdls-laws.html

It looks to me like you may have paid most of them off . . . Did you post how much you originally borrowed? I can't tell . . .

What do you think??

Borrowed
$400.00
$500.00
$500.00
$500.00
$500.00
$300.00
$400.00
$300.00
$400.00
$3,800.00

Let me make sure I understand this:

Company/Paid back/Borrowed Amount/Legal Total/New Amount Owed
Cash Net / $398.00 / $400 / $418 / $20
Pay Day Select / $113.00 / $500 / $520 / $407
PayDay OK / $279.00 / $500 / $520 / $241
ameriloan / $1,155.00 / $500 / $520 / Refund of $635
United Cash / $450.00 / $500 / $520 / $70
MTE / $180.00 / $300 / $316 / $136
DMS / $840.00 / $400 / $418 / Refund $422
Astro Lending / $180.00 / $300 / $316 / $136
Pay Day Yes / $240.00 / $400 / $418 / $178

These are my calculations . . . . I'm fairly certain they are correct, but will look into things more and get back to you for certain.

that sounds about right.. did you check into it?

Gosh I have 2 refunds....

Thanks

guest you should register, alot of forum members have dealt with these same companies and will come along to help you out. Looks like you will be here a little while. Give yourself a name and stick around.

Do you have the contact information on these companies?

CashnetUSA.com
PO Box 18066
Hauppaguge, NY 11788-8866
collections(at)cashnetusa.com
CashNetUSA.com
(888)801-9078

Pay Day Select
Attn:Customer Support
2207 Concord Pike #607
Willmington, DE 19803
Fax 1-866-554-5764

Sorry, my computer is messing up, cant open more than one page at a time, so I will have to bring them to you one at a time.

I have 7 payday loans -
Check 'n go - $450.00/$67.50
Check into Cash - $350.00/$52.50
Express Check - $430.00/$64.50
Check First - $400.00/$65.00
National Opportunities - $200.00/$50.00
Purpose Money - $300.00/$59.59

Any suggestions???

Hey Becky,
So the amounts on the right are what you've actually paid them? And I know some of these are IPDL's, but are some also storefront? And what state are you in?

Are those all storefront?

Is there a standard letter that I can send to these pay day people to settle these debts? Please send me an example. That would be helpful.

I don't advise people to use example letters. Putting things in your own words makes it look like you did research into the subject. You just need to write to each company telling them that according to YOUR STATE laws you only owe $XXX. Write in your state laws, and also copy the letter to your states attorney generals office. You also need to file complaints with them.

Hello,

I ahve a payday loan w/ Astro Lending and yet I have no IDEA on how to contact them.
Could someone please help me?

Thank you,

Nicky

Nik, I did a search and at least came up with this:

Phone: 866-771-7784
Fax: 866-379-7667

Hang on and let me look a little bit more and see if I can get more information.

No luck. I tried google and I tried the phone number with the BBB. Nothing. They may be using a different name. Try calling the phone number I found. That might help. :D

I have 9 PDLs and I talked to Langhorne in PA today. I never thought about trying to settle with PDL lenders on my own. Is that going to work? I put a freeze on all of ACH today, and planning to close the account next week. I need to hurry up and start the process with Langhorne. Should I? Does anybody knows about this firm?

california girl has another post on a different thread regarding this, everyone. Just a heads up! :D

She must be pretty upset and doesn't know what to do about it. Hopefully by everyone giving her the advice that she desperately needs will help put her mind to east somewhat.

ladybug