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question about terms on credit reports

Date: Sun, 03/11/2007 - 19:30

Submitted by anonymous
on Sun, 03/11/2007 - 19:30

Posts: 202330 Credits: [Donate]

Total Replies: 3


I have a collection account that shows up with Experian.

I'm confused about the terms.

Date Opened
Reported Since
Date of Status
Last Reported


With Equifax it's.

Date Opened
Date Reported
Date of 1st Deliquency
Balance Date


Which one do I use to determine if this should still be on my credit report?


Date Opened
On the credit report, indicates the date an account was opened.
Date of Status
On the credit report, date the creditor last reported information about the account.
Reported Since
On the credit report, the date the creditor started reporting the account to the Credit Bureaus.
Last Reported
On the credit report, the date the creditor last reported information about the account.

You can find more terminology by clicking this link:
hire-safe.com/html/credit_reporting_terminology.html#R

Hope this helps.


lrhall41

Submitted by fedupinpa on Sun, 03/11/2007 - 19:44

( Posts: 1511 | Credits: )