question about terms on credit reports
Date: Sun, 03/11/2007 - 19:30
I'm confused about the terms.
Date Opened
Reported Since
Date of Status
Last Reported
With Equifax it's.
Date Opened
Date Reported
Date of 1st Deliquency
Balance Date
Which one do I use to determine if this should still be on my credit report?
Date Opened On the credit report, indicates the date an account
Date Opened
On the credit report, indicates the date an account was opened.
Date of Status
On the credit report, date the creditor last reported information about the account.
Reported Since
On the credit report, the date the creditor started reporting the account to the Credit Bureaus.
Last Reported
On the credit report, the date the creditor last reported information about the account.
You can find more terminology by clicking this link:
hire-safe.com/html/credit_reporting_terminology.html#R
Hope this helps.
I believe it is the Date of Status/Date of 1st Delinquency, and
I believe it is the Date of Status/Date of 1st Delinquency, and 7 years from that date, it should be removed.