payday loans unpaid

By any chance, was the name of this collection agency that contacted you called Bass & Associates? This sounds like one of their threats. What are the names of the lenders that you borrowed money from and how much have you borrowed? How much have you paid back in interest and what state are you in?

OH MY GOD! I am sick and tired of payday loan companies coming up with stuff such as this to scare you into paying for the freaking loans. It is ridiculous!

First of all, if a creditor shows up to your job to collect on a debt, then you can call the cops and plead harassment. They cannot charge you with a misdeamor for not paying a payday loan. They have to take you to court and file a lawsuit. They have to turn your check (if storefront) to the DA's office and collect for payment but they cannot charge you with a misdeamnor.

I am not mad with you. I am mad with these companies and their methods of madness. Contact your AG's office and turn these idiots up. It ticks me off that they are doing this to people. That makes me mad at the way they are doing people.

My goodness...since joining this post..every horror story I have read has come true...I got the same threat yesterday and called their bluff...plus I spoke with a lawyer and they cannot arrest you(esp if it was a loan from the internet, they also cannot threaten it).

Good to hear you are learning about your rights! Also, research the laws in your state (they are different by state) so when these clowns tell you they are sending the cast of COPS (or whomever) out to arrest you, you can call their bluff and expose them for the liars they are.

They are freakin collectors,not police,and darn surely not district attorneys. Everyone on this board affected by this place needs to file a report with your local FBI office stating they are impersonating police officers. When they get picked up,we will see who's going to jail. :lol:

One more place to file your legal complaint against these jerks is the www.IC3.gov . I heard the actions of IC3 are quite fast from the other law enforcement agencies. You must keep them updated of the illegal businesses.

I remember when I had to pay off Ten Dollar Payday Loan and the law office of Norman Kaline called me talking about they were going to file charges against me because I owed a debt. I laughed in their faces once I read on this website the silliness that they will pull to get you to pay a debt. I was in fear until I found out what my rights were.

It amazes me that these crooks would use such tactics to do this to people. I wish Dateline NBC would come up with a show "To Catch A Debt Collector" and see if they are as honest as they want the consumers to be.

Wouldn't that be a great show?

So I just received a call from a gentlemen who said he was from United Processing Center. Ph #732-203-7708. He stated that if I did not come up with $1,020.00 by 1pm today that he would be sending someone to my place of employment to arrest me. Obviously I was in shock and upset especially since I'm 6 months pregnant. I called the Dept of Banking in my state of CT and they advised me that they cannot arrest me and if their interest rates were over 12% then they cannot even collect or take legal action because it illegal in the state of CT to even charge higher than that. I do remember that their rates were almost 200%. I do not planning on calling this gentlement back since both loans were for $200.00 and I have paid well over that amount for each previously. I just want to know if anyone else has had this problem and whether or not anyone actually showed up to your home to "arrest you"?

bd, you spoke to someone at the dept of banking? goudah tried calling and that person was on vacation until next week. Please let me know who you talked to, For my own benefit. I live in CT as well.

Sswett - I tried calling again and being more general about my question. I was told again that they lady was on vacation until next week. Maybe bdziadul has a different phone number?? I'm calling the one off their website, but I'm sure there are others. I don't have a phone book or anything since I live on the other coast, so maybe you can find some other numbers for them and try that . . . . . Obviously there is someone there that can answer questions!

Bdziadul - Most of us here have been threatened with that, and we are all still here to talk about it! No one has ever been arrested like they say. It really is all lies . . . .

Sorry I didn't get back to you in time. Had trouble using this system for some reason. I called the number listed on their website 860-240-8299 and was transfered to a gentlemen by the name of Mr. Buchas. I left him a voice message regarding my situation and he got back to me right away. He was very helpful and told me right away to file a complaint against these people who harrassed me because what they are doing is illegal in the state of CT. You both should file complaints too. I called this company back that was harrassing me to get their address and name but they refused to give it to me. I told them how I spoke to someone from the Dept of Banking and told them what they were doing was illegal and I would be contacting my attorney about this. They haven't called me back since so who knows if they ever will but I have to some how get their information to file a complaint. It seems like they have maybe three different phone numbers for the same place there and the min you get on the phone with them and try and get their information they won't answer you and are trying to get your information. Seems very odd so I definently believe Mr. Buchas that what they are doing is illegal. They cannot pursue it legally or even collect in the state of CT so I doubt they will be able to ruin your credit at all. Let me know how it turns out with you all.

Thanks for your information Beth. I will call Mr. Buchas at the CT Dept of Banking and file complaints against these two companies.

Don't forget to close your bank accoutns associated with these to PDL companies.

Beth ~ don't let them scare you. They will use or say anything to intimidate you and try to get you to pay more than you already have. I have been told that if I didn't pay or call by a certain time there would be an "or else" and of course, the or else did not happen. Once you arm yourself with the knowledge of their tatics, you can be better prepared to deal with them. They are just a bunch of hot air!

I had andrew flintoff call me friday and state that I would have someone arrest me within the next few minutes. This was a 8:45am, then he called at 12:07 and stated that I would feel the legal process and good luck...I wish I could see his face when I asked to talk to his supervisor and repeated who do I owe and how much do I owe...is this arrestable?

No Steve, that is an illegal threat which was made to you. You will NOT be arrested. Have some fun with this a$$hole. Tell him you just notified your parole officer of the situation and the parole officer and local police have just arrived to arrest you for your parole violation. This is an illegal threat, and nothing is going to happen to you. Ask him what exactly does the "legal process" feel like! And tell him that you think the two of you share the same parole officer!

I had a lady call em on my job and she said she was from Hartman and Associates. She said I had teo hours or I would be arrested by the local olice dept. I called the police department and was told if they had to ride around and arrest people about loans they would have a house full all the time. He sid the most they can actually do is possibly file a civil complaint and maybe get a judgment that way. I am going to file a complaint as well...I was scared as hell at 1st though until I called my daughter, a criminal justice student, and she gave me the link to your site and some information she learned from school.

i owe a payday loan and im going to pay it but i cant pay it all at one time i ask for the number to the company that i owe the money to but they will not give it to me they also told me that i had to come up with 1250 are someone was coming to my job to arrest me can they do that

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