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I had 2 checks go

Date: Tue, 03/20/2007 - 06:54

Submitted by anonymous
on Tue, 03/20/2007 - 06:54

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Total Replies: 3


I had 2 checks go to a check care company (after they had sent them to my bank once) and they called me about them I told them to send them back through after an arguement (they didn't want to they wanted me come in and pick them up and pay an extra $60.00)anyway they sent them through and they cleared my account.A couple of days (3) they took the $60.00 by an electronic check that I did not give them permission to do. Is this legal or can anyone just take money from your account because they have your account number?


thank-you I called my bank and they say I should call the check care place and see if they will refund my money-I think that someone at the bank had to ok this beccause I didn't give the check care place a check number to withdraw from my account and don't see how this is legal?


lrhall41

Submitted by on Tue, 03/20/2007 - 07:07

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Businesses that have your account number can produce paper checks with the info on it and send it through. Say that you call a business and want to make a payment over the phone by check. They do the same thing. Banks can't tell if you authorized the business to produce the check or not.

I would tell the bank again that you didn't authorize this, and ask to fill out a dispute form. They cannot make you go after the business for the money, you didn't authorize the check. It's thier problem until the business proves that it had authoriztion.


lrhall41

Submitted by goudah2424 on Tue, 03/20/2007 - 07:27

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