One down !!!!!!!!!! YAY!!!!!!!!!!!!

Congrats! Hey maybe our new AG is taking these pdls and their pracices seriously. I am glead to see that something is being done and fast!

Thanks.....I feel so much better now! I still have a long way to go but now I can see a light at the end of the tunnel.

Good for you Sassnlucy..I am still waiting for them to respond to me..they probably wont give a refund since as they owe me over $400

Did you file a complaint with your AG's office? I told them to mail me a check and then he responded and said, "If it's all the same, our normal method of crediting via ACH is a much
quicker process. Hopefully that will not be too much of a problem for you?"

I responded by saying, "Unfortunately, due to fraudlent activity, my account has been closed. I have no problem waiting for a check."

He wrote back immediately and said, "No problem."

Yes i did..but no response yet..So Onestep will probably respond when they see a response from my AG..But they have not bothered me since I let them know I filed the complaint..

Congrats Sass! I am so happy for you

Thanks Leah!!!!!

Nasdam, how long ago did you file the complaint with the AG?

Well I filed about 2 weeks ago but it was a whole bunch of pdls so I don't know if they are investigating or what..I don't really know the process here in Fla..and I sent the complaint by regular mail.

Nasdam maybe you can file a complaint online? They may respond faster that way. I think that guy was really pi$$ed at me but knew he couldn't show it. There was just something about his "tone" you know what I mean?

Congratulations. When I was in my pdl mess I received great help from the AG's office (OH). That is great news. :D

Thanks Steelers!!

On another note, I sent Payday Avenue a letter yesterday stating the laws. Now I do owe them their whole principle which is $200, and applicable fees for my state but they want over $350 from me. In the letter I asked them not to call me but to communicate by email or USPS. Well guess what, my husband just called and said the guy from yesterday called and said he got my email and wanted me to call him. I am going to email them. I don't trust that company-they claim they are legal under the laws of the Republic of Malta. Also, he said he had to have the whole thing in one payment and they cannot accept money orders, only ACH or Western Union or Moneygram. he was nice but kind of threatening. Anyone have experience with them? I will put them with T & C if they just hold out till the 15th when I have the $155 for T & C.

Congratulations on getting one out of your hair! That is great. Keep it up and before you know it, you will be pdl free!

Congrats Sassnlucy, I am so happy for you.

Keep a print out of this email in your important folder. You never know if some CA calls you later and asks to pay on the same account. You will then need this email as proof.

Thanks for the advice, Howard, and thank you 2nband, steelers, and Leah for the congrats. I never thought I would be able to do this on my own. I did print it and put it in my "PDL" folder! I am feeling better about everything except Payday Avenue. They won't work with me on making payments and from what I see on here, they won't work with T & C, either. This is enough to ruin my day....

Sassnlucy,

Congrats on getting one out of your hair! That's great news :-) I know payday avenue is an affiliate of someone but I can't remember right now. I would let T & C approach them. I'm sure they will cash the first payment.

I've dealt with Paydayavenue. They sent my employer their wage assignment letter, but my employer didn't honor it b/c I revoked it. They called me once or twice since my payroll dept informed them of the revocation. This last time they called, I informed them that I'm filing a Ch 13 BK and I've retained my attorney. I gave them the info and I haven't heard from them since. That was about three weeks ago.

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Congrats on getting one down.

Thanks, Cajun. Now if I can get Payday Avenue to quit calling me and communicating on paper......