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Debtconsolidationcare.com - the USA consumer forum

ellis crosby and associates

Date: Thu, 08/11/2005 - 10:34

Submitted by anonymous
on Thu, 08/11/2005 - 10:34

Posts: 202330 Credits: [Donate]

Total Replies: 3


if this company contacts me in regards to a debt and threatens me who do I contact to lodge a complaint and because they have been expelled from ACA to they have the right to be collecting outstanding debts?

Thank for the information.
Hb


Hi

Although Ellis Crosby has been suspended from ACA International, it does not stop them from continuing collection efforts.

In such a situation, you have to exercise your consumer rights as provided by the Fair Debt Collection Practices Act. Before making any claim, the debt collection agency has to provide proper information on your debt account by legally validating it. It is your legal right to ask for debt validation before making payment. Please read this page for a broader idea.

http://www.debtconsolidationcare.com/validation.html

If they don't validate the debt and continue making harassing calls, you have the legal right to file a case against them under the Consumer protection afforded by the fdcpa Section 809 (b) and sue them up to $1000.

The following restrictions are imposed on any collection agency when they are making efforts to collect some debt.

http://www.debtconsolidationcare.com/fdcpa.html

Regards
Roxette


lrhall41

Submitted by roxette on Thu, 08/11/2005 - 13:16

( Posts: 4009 | Credits: )