Arrest for defaulted payday loans??

I took out two pay days loan back in 2007 each is at 500.00 .after that i was laid off and moved to different city still in california, now i get a call saying that thwy will send it over to my county to have an issue of warrent to have me arresst...they claimed i took out a loan in internet that is a criminal defense help

Ok i took out two different payday loans one for 200 and one for 250. I got put in the hospital and have been off work for 6 weeks therefore fell behing on my payments. I just got a call about an hour ago at work mine you from a man telling me that 3 different types of felony charges have been brought against me for nonpayment fo the loan. I payed 60 dollars every two weeks on one and 75 every two weeks on the other. They said I know owed 895.00 and i had till 5 oclock today to call back with a prepaid credit card and settle the debt or I would be prosecuted. They wanted me to fax a letter to them stated I agree I owe the company 895.00 and a copy of my drivers license. I live in Arkansas and the call was from New Jersey. Can they do this to me? LESSON LEARNED

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A good friend of mine took out 2 payday loans with PLS and The Cash Store (Dallas Texas). She told me they have threaten to arrest her and put her job in jeapordy. They told her she could be arrested because the loan was over $1000.00...Is this true?

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I have two payday loan places calling my husbands work. and told me that I am being charged with Violation of Federal Banking regulations, Collaterateral Check Fraud and Theft by Deception? We tried to pay on these internet loans through a cccs program and they refused the payments , they said that they had to have my bank account information and now my family is worried that I am going to prison. They were upfrontcash and instantloansnow. So what do I do?

I made a pay day loan with Advance pay day. I was unable to keep the agreement offer $100 per pay. They said no it was not enough. Today they are calling on my job threating to arrest me a 12:33. Can they actually do this.

no they can't.you see even if you made on payment the fraud threat is moot.debts are civil matters not criminal ones.

I also have taken a pay day loan out .I recently started getting phone calls from a man claiming to be an officer of the court telling me that I am going to be arressted and I am being charged with several federal,criminal, and fraudulent crimes.I don't even know who this company is I had never heard of the company he was calling about before now.At first I was really afraid that I was going to be arressted for this but I did some calling around and spoke to a few attorneys and they said that a collection agency can not arresst you for default on a pdl.I offered to pay the debt they claimed I owed but they would not talke the payment from me They wanted me to fax them a photo ID, my SS#,my bank account and atm #, my address,and a paper saying that I would authorize a debit for the funds owed.I also aked them to fax me the loan paper work and they told me that they were not able to do that until I pay the balance in full.It all seemed a little shady to me so I did not fax them any info,now I am being harrassed at home and at work,they have even called my parents about this.The way I figured is that even if I didn't pay it they did get there money I have paid them more money back than I even borrowed..Such a scam and would never do it again not worth the harrassement...Would not recommend getting a pdl ever....

I live in maryland, I received an internet payday loan about 3 months ago but can't pay. I spoke with someone today claiming they were an officer representing the company I borrowed from. He told me if I didn't pay he is sending my charges to my county office and I will be arrested tomorrow. I'm not too worried but he didn't provide any information for repayment by installment. He just said if I don't pay that day they are sending police to my residence. I asked since they can send police to my residence then why not written documentation, apparantly that is a refusal of payment and he hung up on me. Do I have anything to worry about?

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i dont know if yall know this but i just figured it out myself. You can file a FTC compliant on the payday loan place because its illegal to threaten you with any type of arrest or take you to court.

https://www.ftccomplaintassistant.gov/

Enjoy i just filed mine

I got a call from an investigator or lawyer at a number in NV (702) 420-7315. (Paul Webb) They called and said they needed a payment by 5pm est. or they would file for criminal charges and have me arrested. I told the gental man who said his client was Pac Management, who ever that is and said they want $561.00 now by visa/mc only or face arrest. I live in NY and the PDL company Pac Mgt is in NV, what do I do?

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I had a company call me and say that I was expected in court for a payday loan and that i was a criminal matter because I had 6 counts against...theft by deception; colletral cheeque fraud; non paymnet;; violation of banking federal banking regulations..etc...They would not tell me where the court house was except California..I asked for proof that I took out a loan....they would not provide it..I asked for the address and phone num to the court house...they would not provide it.......For a moment, the company almost had my credit card information.....

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I am in the same boat as all of the rest of you...I have been getting the same phone calls from these people in India and then one day it struck me to google the numbers...NO LISTING! This is because they are cell phones...not landlines that a "normal" collection agency or attorneys office or law enforcement agency would be listed with. This was a major relief to me in and of itself :)

HI,
I have not defaulted on any pd loan as of today.I have 4 on line and 2 store front.
I live in Ohio.The on line loans are with cashnet.greentree,upfront cash,aMERICAwEB LOANS.
THE STORE FRONTS ARE CHECKSMART,AND ALWAYS PAYDAY.

CAN YOU GIVE ME SOME ADVISE?i CAN COVER THE 4TH MNTHLY FEES THAT ARE DUE TOMORROW BUT THAS GOING TO BE IT.i WILL NOT BE ABLE TO PAY CHECKSMART ON THE 21ST.

tHANK yOU ,
dAVID:confused:

I too live in Ohio. I had a loan with cashnetusa. Unfortunately, they are legal in Ohio. Call them and they will work with you on setting up payments. For me, they were nice and really helped me set up payments that I could afford. Made my last payment to them a couple of weeks ago.

Thanks

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Is the actual name of your lender Greentree Lending Group Inc. dba EQUITY RESOURCES, INC. ? If it is, they had their lending license cancelled in Ohio.

America Web is NOT licensed to lend in Ohio.

borrowed 300 from check into cash. lost my job and have no money. this is a civil matter and not criminal? thanks

What state are you in?

louisiana

Criminal Action: Prohibited

I've also been dealing with these calls. I've lost sleep over them, and I've actually paid two of these loans off after being threatened with jail. $1100 for one, $1095.37 for another, and I'm in the process of making payments that will total about $1500 for a third one, and I just got another call 3 days ago with a voicemail saying i'm being investigated, but I haven't called back. I cant remember the name s of the companys, but they were all online cash advance/pay day loans. I live in new york state, what should I do at this point? I would really appreciate any help or advice.

Gateway Recovery Associates, have called and threaten to send my file to the State of Texas for defaulting on a payday loan from M1YDirect. Can I go to jail for this? HELP!!!!!

well since MY1direct is not legal in texas you can't and won't go to jail.in fact gateway is your typical bottomfeeder.treat everything as an illegal act,because that is what it is.file a police report for the threat.then use the name gateway to file AG,AND FTC complaints against them.above all else do not speak to them further.a waste of your time.

Hello everyone, I enjoy reading this forum. Everybody seems to be a great deal of help to a lot of questions I have.
The question I have is kinda relates to some in this thread. Some guy with a thick indian accent called a few days ago, claiming he was an "attorney", from "american legal system"...kept rambling on about "court" and "check fraud" or calling my work to have me fired. I finally snapped and called him out and said he can't threaten me over the phone, cussed him out and he hung up. I remember I asked him what company is he representing, and he said "cash advance"...never even heard of them.
Sorry if this is in the wrong thread, but here is my story. I live in Nevada. Have 7 store front PDLs. In default with all of them but am working out payment plans with them. I have 2 online loans that are in default now, from cashnetusa and loanshack. The loanshack people seem friendly and are willing to work out a payment arrangement (doing a money order with them because thats the only way i can and appreciate they are doing that). But I have a real issue with cashnetusa. They keep debiting my account even though its overdrawn, I told my bank to stop it, Chase, but they told me they cant close my account because its negative, and will allow any ach if it is presented. Chase said they can do a stop payment but will charge 32.00 for each, but i dont know why i'd do that since cashnetusa tries to debit 4 or 5 times every two weeks. Please help, I've asked them that i have to do a money order or western union, anything other than debiting my account (it is overdrawn 1,300!), but the email response i got from them was a manager is looking over my account. sheesh! I have every intention of paying the 85.00 a month for about 5 months in their extended payment plan, but can't do it if they continue to insist on debiting my account. please help, how should i deal with cashnetusa...oh yeah, im a little skeptical that the guy that harassed me, saying he was from "cash advance", really from cashnetusa, because i only got that call after defaulting. but anyways, God Bless everyone, thanks for your help!

It's a scam, all of your lenders are legal but Cashnetusa has been known to sell off a customer's information to bottomfeeder collection agencies (after default), and once your information gets into the wrong hands, the whole world has access to it, unfortunately.

Thanks for the response, Shazzers. So my question is, did cashnetusa sell of my defaulted loan to someone else and i owe that company money too now. I mean, i probably don't owe cashnetusa AND the collection agency. do i? and if this is a stupid question i apologize in advance. LoL...but if i go with the extended repayment plan with cashnetusa and pay those rat bastards off finally, does cashnetusa have a history of "pretending" you never paying them off and still contacting you or one of their collection agency they sold your info to? and still wanting to collect? thanks again...

Can I be sued or arressted for not paying pdl.

I live in Michigan. Can I be arrested or sued for not paying pdl

no you can't as not only are debts civil matters,but a pdl can't use the criminal process to collect a pdl in your state.in others words...criminal action prohibited.as far as being sued.if it was internet not a chance.

How do i find out which pdl is legit in michigan

I took out a pdl over 2 hrs ago and paid some back but defaulted on the balance. I sent letters to the company as well as complaints to the bbb...they disappeared for a while however today they called both references that I had listed and told both that they are coming to my job to serve me with papers for committing fraud and that I will be arrested. I called the number back 1 866 615 8613 and spoke to a man to find out what this fraud was and he basically told me I was sol, and that the fraud charge would be held up in court an I would go to jail because I signed the promissory note via my email using my first and last name. They have been constantly calling my job, but now they are threatening to come there to get me. Is this even legal? How were they even able to give out information to the people they called...one being my now husband who was upset and confused asking me what kind of fraud I'd committed...I just don't know where to go at this point, I asked for the mans fax number or address for written correspondence but he refused and said there was nothing I needed to fax him and that I better call him back before the officers get to me.... I can not lose my job because of being arrested at work...what do I do?

Please help

You can't be arrested for owing a debt. What state are you in? Were these Internet loans?

Yes it was an Internet loan through paydayloan....I'm in new York and the caller stated some mess about me stepping outside of my state laws because it was done online?????? He was very abrasive and did not want to give me anything in writing

well everything the idiot said was wrong as no pdl is legal in NY and your AG takes things like this seriously.file a complaint with the NY AG,and THE FTC as well.just know illegal lenders will lie out of their a$$.don't believe them.

thank you so much for the insight. i will definately file a complaint with the AG. i was sitting here all morning fearful for a knock on the door, but nothing yet...this forum is so helpful for those of us who know nothing of these folks and thier tactics. They dont ever have to worry about me taking out another PDL... that was the worst nightmare ever... worst than being broke.

thanks again

I have a company "James Jones Broomfield and Associates" of Jacksonville Fl calling me on a unpaid pay day loan that i dont recall getting with this com. i do have some i confirmed paid and 2 that are not unfortunately i was caught in a scam with the 2 unpaid... do u know if "james jones broomfields and associates is a scam? They said if i didnt pay it would be a matter of court and could be arrested

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I also noticed you were saying something about different states different laws maybe? I live in NH and laws about unpaid payday loans there? I got stuck with 2 unpaid.. thought i paid them but apparently was a scam

and do you know if James Jones Broomfield and Associates out of Jacksonville FL is in fact a scam?

Only low cost loans are legal in your state, see the link below:
paydayloaninfo.org/state-information/37
What is the name of the pdl ?

If a collection firm is telling you they will have you arrested they are obviously a bottom feeder, try and get as much info from them as you can, then file a complaint against them for non compliance of the FDCPA, you can file a complaint with the FTC online.

The name is BMG Payday but i dont believe i ever had one with them and they claim Kenwood Service LLC bought the unpaid loan...

I am wondering if it is a scam for money