Campos Chartered Law/ Hess Kennedy

Hello,

I have been with Campos for about 4 1/2 months now. Since they "merged" with Consumer Protection Law, it is even harder to get a hold of someone. The messaging service says they will return your call within 48-72 hours. I called on Valentine's Day and they did not call me back. I called today, and explained to the person I talked to that I had enough money to pay the contract off (I kinda fell into some money). After I said that, the guy was gung ho about getting someone for me to talk to...that didn't work out and he said someone would be contacting me the next day and he would mark my account as urgent. My question is, should I just settle these debts myself, since I have the money now, or should I use Campos? It seems the problem people have is they do not represent you accordingly when you are getting sued (which I also am in the process of) but if I have enough money, will they take care of debts as they said they would? Any help would be greatly appreciated, thanks very much.

Mandy

Also, anytime I have sent them notices that I am about to be sued, I never receive any reply regarding them. They also never informed my creditors.

to mandygirl i would be more then happy to tell you my exp and what i found out it all pos. so far but i tireed of neg her so if you like to chatt or makeup a emil i will send it that what or go on chatt site her and ill tell you girl you need to relax

in oct the bbb in fla rated campos b+ not only did i check it out on internet but i called too also jeff campos is with the fla state bar association with not one complaine against him, yes i did join them about four months ago too, they were busy when they merged but i did speek to someone not a call back but explained that it passed the time allowed for call back and they explained to me that they were getting far to meany calls with the merge, to tell you the truth i think there are people here to tell neg so we can all pay the credit card co till we have nothing sure we all went into debit but we can get out of it as hard as it mybe like i said ill tell you what i know but not here as i see neg and pos maybe people should do there homework before pointing fingers my client it with campos is six digits long does that say somting for them

I suppose everyone had different experiences with them. memberes here however have not found them helpful at all.

members here seem to find no company helpfull look its better then bankrupcy

Thanks steve.

Hello,

My husband has two credit cards in collections right now and he called Chase today and they said they do not negotiate. Does anyone have advice regarding that?

mindy I have one letter from chase indicating they are in contact with campos so who is kidding who

Mandy, you need to register. Once you register(its free) you can get a free consultation. They may be able to help with this . It is something That i really do not know too much about

Steve,
I am not kidding anyone...my husband's cards are not with Campos. Also, the companies who are currently trying to sue me have had no contact from Campos.

mindy sorry you took it the wrong way i ment that when i said who is kidding who i ment chase telling you that, i was trying to point out that case will work work a consolidation co that is in my case

I can tell you I read all 15 pages of this junk. getting out of debt over nite doesn't happen it took you years to get in debt and you all expect a miracle.
The reason you panic and complain is that you don't understand the length of contract you signed (thats how long it takes) you could have signed shorter plans but, you didn't want the payment higher. instead you complain and make yourselves believe you were scammed. If you just let Campos do their job you will be happy. my buddy tells me since they changed the name THE CONSUMER PROTECTION LAW CTR they even receive copies of the letters sent to the creditors.

You need to realize that many of the postings on this web site are from competitors and even collection agencies who want you to drop out or switch to them.
stop being cry babies and toughen up. If you ck the florida BBB Campos has a b- and it shows every complaint has been answered and dealt with. they have thousand and thousand of clients and 30 complaints.
They are not HESS KENNEDY

THAT YOU DEBT MAN THATS WHAT I HAVE BEEN TRYING TO SAY HERE TO EVERYONE YOU GOT MY VOTE ON WHAT YOU ARE SAYING.

CAMPOS ALL I KNOW IS I HAVE JOINED CAMPOS IN OCT 07 I HAD CREDITORS WHO TOLD ME THAT THEY COULD NOT HELP ME AND I SHOULD PAY MIN PAYMENT WHEN I TOLD THEM I WAS HAVING A HARD TIME PAYING OR COULD THEY LOWER THE INTEREST RATE ALL I GOT FROM THEM WAS NO WE CANT HELP YOU. SO IM WITH CAMPOS NOW AND SO FAR I HAVE 3 CREDITORS THAT ARE WORKING WITH CAMPOS AS I HAVE RECEIVED LETTERS FROM CREDITORS AND TWO OTHER CREDITORS WHO SENT ME LETTERS THAT THEY WILL SETTLE FOR A VERY LOWER AMT THEN WHAT I OWE. I LOOK AT IT THIS WAY IM WILLING TO PAY BUT ILL LET CAMPOS DEAL WITH THEM NOW AND IF THE CREDITORS DO WANT TO DEAL WITH THEM AT THIS POINT WHO CARES BECAUSE YOU ARE WILLING TO PAY SO IF YOU GET A JUDGEMENT FORM THE COURT ITS NOT LIKE YOU NOT WILL TO PAY THINK ABOUT IT. IF YOU GO BANKRUPT AND YOU WANT TO PAY STILL SO YOU ARE STILL PAYING. THE BOTTOM LINE I WILL NOT OWN ANYONE ANYTHING WHEN IM DONE AND TO TELL YOU THE TRUTH WHO CARES WHAT YOU CREDIT SCORE IS YOU ARE ALL PAID WITH ALL YOUR BILL AND AT THE VERY LEAST CAN SLEEP AT NIGHT SO KEEP READING ALL THE NEG AND YOU WILL CONTINUE TO BE NEG TAKE A STEP FORWARD AND END YOU BILLS. I SAID ENOUGH

Campos came from Hess/Kennedy, According to state of Florida campos firm has only been in business for 10 months and already is building complaints, Campos just like the rest are scams.

only scam is pointing fingers

I need to know when I can finally breath and get through this??? I am a new client and I have been harassed by all my creditors. Does anyone HONESTLY know when something finally happens????

some where after 5 months when your creditors realize your in a consolidation or niguation plan give it time

THE NEXT TIME A CREDITOR CALLS YOUR HOUSE, KEEP A BIBLE NEAR BY AND START READING IT TO THEM. THIS WILL MAKE THEM STOP CALLINGA AND WONDER WHAT IS GOING ON. IT MIGHT GET THEM TO THINKING ABOUT RELIGION AND JESUS. IT MIGHT SAVE THEM FROM HELL ALSO. THE BIBLE IS A POWERFUL BOOK AND NEEDS TO BE READ DAILY ANYWAY. NOT A BETTER WAY TO DO IT THEN WITH YOUR CREDITORS. YOU CAN WITNESS AND MAYBE SAVE THEIR SOUL. GOOD LUCK. MAYBE YOU CAN GET CALLER ID. THAT'S A IDEA!!!

The bible do me a favor and bang your head against the wall maybe it will knock soMe sense in you lol

THEY CONTACTED MY NEIGHBOR WHO IS 86 AND TOLD HER IT WAS AN EMERGENCY. SHE HAS AN UNLISTED NUMBER AND IS ON THE NO CALL LIST. THEY HAD HER REALLY UPSET, THE SNEAKY THING IS I NEVER HAD MY NEIGHBORS NUMBER. SO SOMEHOW THEY LOCATED HER NUMBER. ALOT OF COMPANIES ARE NOW BEING SNEAKY AND LOOKING UP ADDRESSES TO RESIDENTS THAT LIVE NEXT TO YOU AND CALLING THEM AND HARRASSING THEM. BAD BUSINESS!!

DON'T TRUST THEM IT IT A SCAM FOR SURE......

THEY CONTACTED MY NEIGHBOR WHO IS 86 AND TOLD HER IT WAS AN EMERGENCY. SHE HAS AN UNLISTED NUMBER AND IS ON THE NO CALL LIST. THEY HAD HER REALLY UPSET, THE SNEAKY THING IS I NEVER HAD MY NEIGHBORS NUMBER. SO SOMEHOW THEY LOCATED HER NUMBER. ALOT OF COMPANIES ARE NOW BEING SNEAKY AND LOOKING UP ADDRESSES TO RESIDENTS THAT LIVE NEXT TO YOU AND CALLING THEM AND HARRASSING THEM. BAD BUSINESS!!

DON'T TRUST THEM IT IT A SCAM FOR SURE......

what a bs story I especially like the parts about 86 and unlisted. U sould shake hands with lou lous bible readings to creditors. Another empty head resides here

Campos Chartered Law/ Hess Kennedy are being sued in Florida. Look on line they are a fraud company. THIS IS THE TRUTH. Google them and find out. Don't believe the people saying they are good. Every expierence is different but as a whole they are SCAM artists. Every credit card company will settle with you. They want something from you. It's better than nothing. Pay yourself or take out a loan from your bank to pay them off. At least then you will be paying back one entity instead of multiple ones. If you own a home take out equity to pay it off. My friend did that. I went with HK and they scammed me so I did it myself. I will be out of dept soon so I'm glad I got out before I paid them alot of money. If consolidators don't give you a monthly statement it is a scam. If they say don't try to contact credit card company..it's a scam. If they say pay a fee up front...it's a scam.

your correct i google and seen the law suit wow im happy i pull out of campos after 5 months. to tell you the truth i want to see a bk attorney and he said stop paying them ritht off the bat. my attorney is one of the top in the area about bk. im shocked that people would do this when you need help the most. anyway i gave up with settlement and made the plung was not as bad as eveyone says it is. look you credit is shot in debit settlement so why not bk over time credit will come back

Campos Chartered Law/ Hess Kennedy are the same company. You see, what they do is change the name of the company often to fool the people. They all have the same office address or phone numbers. They are still in business under another name right now. I'm not sure what it is though. Debt man, ron1111, steveitxy and steveitsy seem to be in on the scam. They know they are in trouble so they send someone into these blogs to say positive things about the company. If they are so great why do they change the name often? As far as I know they changed the named 3 times in 3 years. It should not take 5 months when your creditors realize you're in a consolidation program. It should not take 5 months for consolidators to contact your creditor either. That's giving time for scam artist to get your money before you notice they are not doing their part. That whole premise sounds crazy. Go with a consolidation company that is near you and you can go to their office if you go with any at all. Also if you go to the BBB you will notice that Hess Kennedy is graded an F. If any company on BBB have numerous complaints filed against them STAY AWAY.

Here read this:

Government Actions:
FLORIDA: February 2008. The Attorney General has filed suit against Laura L. Hess, Esq., Laura Hess & Associates, P.A., Hess Kennedy Chartered LLC, and The Consumer Law Center, LLC. Laura L. Hess of Coral Springs, her Broward County law firm and two other Florida-based companies she controls are named in the first lawsuit, which states Hess allegedly signed thousands of credit card debtors up for debt management services, claiming the law firm would provide legal services to cancel debts for pennies on the dollar. Representatives of Hess allegedly told consumers that the companies had audited the consumers? accounts and found numerous violations under the Fair Credit Billing Act, then sent notices to creditors disputing all charges. Consumers were falsely told that once these notices were issued, the consumers did not have to pay creditors and creditors could not sue or otherwise take action against them. The Attorney General?s lawsuit alleges Hess?s deception led to lawsuits and other actions against several debtors. The case is pending.

Hope this helps everyone!!!!!!!!!

Both Florida and North Carolina have filed deceptive practices suits against Hess Kennedy and another two states are investigating the firm, according to Business Week magazine.

Florida Attorney General Bill McCollum charged the firm with promising consumers it would help to reduce or eliminate their credit card debt for a fee. Hess Kennedy allegedly takes the fee but doesn????????t pay off the debts, according to McCollum,

The Florida bar is seeking to suspend the law license of Hess Kennedy as well, according to the Daily Business Review in Florida.

Chase Bank USA sued Hess Kennedy last Friday in federal court in Wilmington, Del., accusing the firm of running an ???????unlawful debt elimination scheme,??????? according to the Review. Chase????????s six-count complaint charges the firm with interference with Chase customers, conspiracy and violations of Delaware trade practices. Beth Moskow-Schnoll, a partner with Chase????????s attorney Ballard Spahr Andrews & Ingersoll, referred calls to Chase. Chase did not return calls

In December, the Attorney General of West Virginia obtained an injunction that barred Hess Kennedy????????s Florida attorneys from settling consumer debts for West Virginia consumers.

Hess Kennedy claims on its Web site it is an international law firm with offices in the U.S., Europe, and the Caribbean. It manages $6.8 billion for 3,500 clients, the site reports. Hess Kennedy referred calls to its attorney Robert C. Buschel with Rothstein, Rosenfeldt Adler of Ft. Lauderdale. Buschel did not return calls.

tom321 this is steveitxy at the time i was with campos and they did do everthing i said they did. i am not part of any scam. all i was saying that they did do what i said and i do have written proof that creditors were working with them. But i have terminated my service when i seen an actual bk attorney. if they are a scam and if they dont help at the time they were ok but i was concerned if a creditor does not accept settlement they could get a judgement against you and i would have to see an attorney anyway so i got out before i got in to deep. would i go the a settlement co again nope because like i said if creditors dont accept settlement you still have to figure how to work it out. i suggest you remove you lye about me being in with them in scam you had not bases for saying i was part of it thank you

would i use campos again no i would not use any settlement co ever again. i will see if campos is a scam they have money in my turst account when i closed they told me that i would receive any money due me . keep everyone posted what results are this may take sometime but i will let you know. once again im not part of scam but could be part of people theat were taken this all remains to be seen by there final request of returning money due me

STEVEITXY, I said it SEEMED you were in on it, SEEMED being the key word. Everyone's interaction is different. Maybe you were one in a million they did do work for so you can spread the false rumors that they are legit. They could not have screwed everyone or they would not have a business for long periods. Who knows and who cares. They are still SCAM artists. If you're not involved then move on. Sensitive over a blog....LOL. If you have money tied in with them you better move fast because they are going under. But they will be back under another name in no time. And again EVERY CREDITOR WILL SETTLE WITH YOU. May not be the amount you want but they will work with you. Campos lied to you. Some money is better than no money at all. And if anyone tells you different they are not telling the truth.

EVERY CREDITOR WILL SETTLE WITH YOU.

Here are the defendants in Federal Court: Hess Kennedy Chartered LLC, Laura Hess, Edward Kennedy, Laura Hess & Associates PA, Hess Kennedy Company Chartered BWI, The Consumer Law Center LLC, The Consumer Law Center of Delray Beach LLC, The Consumer Law Center Of Boca Raton Inc., The Campos Chartered Law Firm, Jeff Campos P.A., Jeffrey Campos, and Legal Debt Center LLC.

These are all the names of people and companies that I could find. As you can see they have a number of names but they are all the same company.

guest on no guest i promissed to let you all know about campos return money due me that is in my account as i termiminated them mar 30 and it now apr 25 i just got my check from them money do me upon termination so they did returned my money. but at the sametime i go a summons from a collection company which campos told me they do go to court for you with this problem thank god im bk chapeter 7 my attorney told me he will take care of it no problem

In Search of Edward T. Kennedy, Florida Lawyer

By Debra Cassens Weiss
Edward T. Kennedy is a New York tax lawyer with a Manhatten firm. He is not the Edward T. Kennedy listed as a partner in an embattled Florida law firm Hess Kennedy.
The New York Kennedy told the Daily Business Review he has no connection to the Coral Springs firm, and that the West Virginia attorney general's office asked him the same question two months ago.
Apparently no one maintains there is a link to the New York Kennedy, not even Hess Kennedy. The Florida debt settlement law firm claims its Edward Kennedy resides in Brussels and is not a made-up name for Edward Cherry, an investor who is not a Florida lawyer. So far, the Florida Kennedy has not surfaced. But Kennedy????????s whereabouts are only part of Hess Kennedy????????s troubles.
Florida ethics regulators have accused Hess Kennedy of running a ???????deceptive debt settlement scheme," the Daily Business Review Reports. The law firm has also faced lawsuits by Chase Bank and the attorneys general of Florida, North Carolina and West Virginia.
The Florida Bar complaint alleges the law firm????????s operation is "designed to extract upfront fees from financially strapped clients whether or not any useful services are performed." Clients "rarely obtain debt settlements ... and end up in a far worse financial position" than before. The complaint also claims name partner Laura Hess is sharing fees with nonlawyers. Hess has denied the allegations.
Cherry is also facing legal problems. A civil suit claims he embezzled at least $600,000 from his previous employer, a charge he denies.

not much to say the least so you send them money to hold till you build up enough money so they can settle i was with campos for five months i got back about 10% what i gave them seems they took more then there fair share like twice what it cost for one of the best bk attorney in my area at least this is over for me and im done with it

Hess Kennedy being sued in Florida. Here are some counts, allegations and facts:

23. On or about January 3, 2008, Laura Hess & Associates, P.A. filed an Annual Report listing Edward Cherry as an officer and director.

24. Edward Cherry is not an attorney licensed to practice law in the State of Florida. Section 621.09 of the Florida Statutes requires a shareholder or member of a professional legal 6 services corporation or limited liability company, respectively, to be an attorney licensed in the State of Florida to practice law.

25. Laura Hess & Associates, P.A. is the owner of the fictitious names Consumer Law Center and The Consumer Law Center (Coral Springs) filed with the Division of Corporations on or about September 6, 2007 and September 10, 2007, respectively. Said fictitious names violate the provisions of F.S. ????621.12(4) as they are not ???????identical to [the professional service corporation????????s] name???????, i.e. Laura Hess & Associates.

26. Laura Hess & Associates, P.A. is the owner of the fictitious name Hess|Kennedy Chartered filed with the Division of Corporations on or about September 6, 2007. Said fictitious name violates the provisions of F.S. ????621.12(4) as it is not ???????identical to [the professional service corporation????????s] name???????, i.e. Laura Hess & Associates.

27. Laura Hess & Associates, P.A. is also the part owner of Hess Kennedy Chartered
LLC, in conjunction with a Cayman Islands business company. Defendants represent Hess
Kennedy Chartered LLC to be a corporation responsible for processing consumer payments on behalf of the law firm. Laura L. Hess has testified that the predecessor in name to Hess Kennedy Chartered LLC was an international law firm. This ownership by Laura Hess & Associates, P.A. violates Chapter 621 of the Florida Statutes.

This is from court Doc. filed in Florida. Go online and find the full Doc. to read yourself. People KESS KENNEDY is a serious fraud company. They come in here and post fake news stories and comments all the time. BEWARE.
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I am very unhappy with the service that i am getting with Charter..... does anyone have a number that I can get to reach them om. Thanks and does anyone recommend another firm? Thanks

Choose Nova Debt if you go with anyone. It seems they have a good record. Like I said IT SEEMS. But I highly recommend doing it your self.

And don't bother calling charter if you mean HK charter or Campos, just file a complaint with the BBB and the AG to get your money back.

Nova debt is going to get a nasty letter Mr. Tom 321 0

First of all you are Tom3210. And why would anyone care what you do Mr. Hess Kennedy Rep Sir...LOL.

Anymore obvious Tom3210. You even stole my name. Well sort of. How original....LOL

Hey did you send that letter to Nova Dept??????....LOL

How can I protect my credit cards funds in an ascrow account with consumer law firm in fl. And how much does a person have to have in their ascrow account before the firm start their settlements with the creditor's. I have six creditor's
cards bills total $ 5500.00 I send in to consumer law firm $100.00 per month. $39.00 per month for processing fee and the balance of $61.00 to my escrow account. I have about six
hundred dollars in my escrow account. Is that enough to start
any settelments. Is this legal what's takinging place! Please help me out with this urgent! matter. thank you.
Email address removed for your protection, by Shazzers

Dido to Brigitte. The same exact circumstance except the medical debt. We had the same thing happen to us with Mezeys & Associates. We started out with NLDC which I can't even find when I google. We've been trying to get $1800 on one CC we paid twice and $6191 in Escrow. We ended up paying all our CC on our own. We call Mezeys/Campos everyday and we speak to no one but left on hold until we hang up. The last call was 58 mins. Campos and Mezeys pitch their customer back and forth. Campos says Mezeys is going to pay us and Mezey's says Campos is going to pay us. So the rest of you that think they are so great and helpful - Mezey/NLDC/Campos Charter, get ready to learn and burn your lesson.

Are you two aware that their scam is over?

Trust me both are scams

I am so hurt and taken advantage of! We have learned our lesson with debt relief companies!!DO USE THEM!

We are 0 for 2. Debt Relief of America scammed us for over $1000. Then we thought we would get smart and looked up a company with the better business bureau that called itself Consumer credit counseling of America (which they all seem to be named like)

Then this company told transferred our debt settlement over to Hess Kennedy. We lost $8500 to them over the last 3 years by paying $314 a month. We just found out today that they went under. Our credit is really messed up and our creditors are passed the point of unhappy with us.

We were scammed twice. The only reason I post this is to say DON'T USE THESE DEBT RELIEF COMPANIES. We could have been almost paid off by now. but now we wasted almost $10,000 and haven't even touched our $22000 dollar debt.

Tomorrow we call to talk with our credit card companies to plead our mistakes. Hess Kennedy is (was) a scam. Debt Relief of America is a scam and consumer credit counseling of America is a scam! I only post this because I am so crushed and feel like I should do something to help someone else.

I should have just settled with the credit card companies from the beginning.

I am so hurt and taken advantage of! We have learned our lesson with debt relief companies!!DO USE THEM!

We are 0 for 2. Debt Relief of America scammed us for over $1000. Then we thought we would get smart and looked up a company with the better business bureau that called itself Consumer credit counseling of America (which they all seem to be named like)

Then this company told transferred our debt settlement over to Hess Kennedy. We lost $8500 to them over the last 3 years by paying $314 a month. We just found out today that they went under. Our credit is really messed up and our creditors are passed the point of unhappy with us.

We were scammed twice. The only reason I post this is to say DON'T USE THESE DEBT RELIEF COMPANIES. We could have been almost paid off by now. but now we wasted almost $10,000 and haven't even touched our $22000 dollar debt.

Tomorrow we call to talk with our credit card companies to plead our mistakes. Hess Kennedy is (was) a scam. Debt Relief of America is a scam and consumer credit counseling of America is a scam! I only post this because I am so crushed and feel like I should do something to help someone else.

I should have just settled with the credit card companies from the beginning.

THIS COMPANY - CONSUMERPROTECTION LAW CENTER INCL: HESS / CAMPOS IS BEING SHUT DOWN BY ATTNY GENERAL AS OF OCT 24TH / NO MORE ESCROW OF FUNDS

HKC are interent pirates scum-bags. I knew it all long and now I got the proof with so many coming at them now. Hurt them where it hurts the most!!!

I would check the report correctly, it's a big F