Skip to main content

Debtconsolidationcare.com - the USA consumer forum

employment credit checks.....

Date: Sun, 05/13/2007 - 20:55

Submitted by countrygirl
on Sun, 05/13/2007 - 20:55

Posts: 21 Credits: [Donate]

Total Replies: 9


Recently I have been reading some posts that say 'get a job and pay your debts'. Well, easier said then done! Seems that companies are now checking credit reports when a person applies for a job, bad credit....no job. How is a person to pay the debts when ya can't even get a job because of debts you owe are on your credit report?? Quite a few companies in our town are doing this, I guess they seem to think they can tell what kind of an employee you would make by your credit report, bad credit, bad choice for hire. Has anyone else ever been through this type of thing?????


Me too. I would also think that if someone's handling money on the job audits should be able to pick up whether they're ripping off the company or not. But actually a coworker of mine in my prior job discovered that someone had stolen a page of checks when a check cashing company called to verify a check she had written to herself!!!!!


lrhall41

Submitted by kscornell on Mon, 05/14/2007 - 20:30

( Posts: 4407 | Credits: )


Took checks AND wrote them out to herself??? WOW!!!
But....yes I would also want criminal background if I was hiring, and they do that too, along with the credit check. A friend of mine was just turned down for a job last Friday, they did a credit check and criminal check.....she has a clean record, but credit is not to good. And the job was like a telemarketer job. Did they think she was going to take the phone?? Almost impossible to get a good job if they are going to do this. Wonder if Burger King checks credit....


lrhall41

Submitted by countrygirl on Mon, 05/14/2007 - 22:07

( Posts: 21 | Credits: )


Countrygirl, was your friend up front about her credit? At a former employer, a person could get in with a lower credit score/more negative remarks if they volunteered the information when given the background check/credit check form. If she isn't forthcoming in the future, it can only hurt her.

Credit checks for a telemarketer...they can have access to a lot of PID info...possibly your friend was going to be required to be bonded, or the company's liability insurance would not cover her.


lrhall41

Submitted by Morningstar on Tue, 05/15/2007 - 02:33

( Posts: 1633 | Credits: )


Being forthcoming can never hurt you--especially if you are looking for a job after being terminated. It's always better to come forward with bad news to an employer because it's worse if they discover it. You can kiss your chances of getting a job goodbye at that point.
As for credit checks on a telemarketer, they would be privy to some personal information, such as account numbers--but I still disagree with a credit check for a job like this. People in my industry are also bonded when they work in the field, but I have never seen an occasion where a credit check was done.


lrhall41

Submitted by kscornell on Tue, 05/15/2007 - 03:58

( Posts: 4407 | Credits: )