I was told to not pay rent or my car payment
Date: Tue, 06/05/2007 - 12:49
You need to take care of yourself first before you take care of
You need to take care of yourself first before you take care of scumbag collectors! Your landlord and carnote most-likely will NOT understand, and if you get to be too far behind with them, they are are the ones that have leverage against you and can sstart eviction/repo.
On the other hand, Purpose Loans really can't do anything to you. They can't arrest you or charge you with fraud. Don't risk losing your home or car to pay these scum. The only thing they can do is call you up and yell on the phone. Most likely, they are not legal in your state and so they are the ones breaking the law.
Take debtcrunchers advice there...PAY YOUR RENT AND YOUR CAR PAY
Take debtcrunchers advice there...PAY YOUR RENT AND YOUR CAR PAYMENT...your landlord will not be understanding!
Agreed. The purpose loan people want their money. Of course the
Agreed. The purpose loan people want their money. Of course they are going to tell you to not pay your other bills. I am sure if you proposed that same question to your landlord he is going to tell you to not pay your purpose loan people.
Hold strong!
Take care of you first, then work on these debts. If you have no
Take care of you first, then work on these debts. If you have no car and no place to live, then you can't work, then noone's getting paid.
that is what i said to the collector. she went and got her manag
that is what i said to the collector. she went and got her manager to pusuade me to not pay my payments. i didnt know what to do, i told them no and they simply stated they were going to attempt to take the money out of my account anyway. i spoke to my bank yesterday, they have tried several times to take money that isnt there and the account just keeps going further in the negative.
Can you talk to your bank to have the charges reversed?
Can you talk to your bank to have the charges reversed?
Ok- someone PLEASE tell me this about purpose loans....I know it
Ok- someone PLEASE tell me this about purpose loans....I know it is backed by a bank and I know they are legal- BUT, dont they have to follow YOUR state laws? Also, I am in default with mine- They are wanting me to pay back in payments with ONLY my checking account- I just dont want to give them my account info......I called last week and the woman told me I was day 19 "default"- how many days does it go before it is turned over to a CA.....will it also report to teletrack? Thanks.
Hi. It sounds like First Bank of Delaware is horrible. I have a
Hi. It sounds like First Bank of Delaware is horrible. I have a friend who is about to start dealing with them, as she defaulted on her checkngo installment loan (actually, she blocked them from her bank account so that she wouldn't go into the negative), but they told her the same thing...that she can't make payments unless they are taken from her checking account. They must be out of their minds to tell you not to pay your car note and rent. Don't listen to them. Make sure your necessities are paid first. They can wait.
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Doesn't this help? Isn't this saying that a company can't MAKE you pay via ACH debits through your bank account? Please read this and see if I am understanding it correctly.
Quote:
???? 913. Compulsory use of electronic fund transfers No person may-- (1) condition the extension of credit to a consumer on such consumer's repayment by means of preauthorized electronic fund transfers; or (2) require a consumer to establish an account for receipt of electronic fund transfers with a particular financial institution as a condition of employment or receipt of a government benefit. |
http://www.fdic.gov/news/conferences/militaryloans/tran_trong_fdic_compulsory_use_presentation.ppt
Cannr, the way I understand it is that ACH debits are volutary,
Cannr, the way I understand it is that ACH debits are volutary, and can be revoked at any time.
Lilybel, You Must pay your rent and car payment first. These people can not tell you not to pay your loving expenses. You come first.Dont be scared, they can not harm you
The way I understood what you posted cannr is that the federal g
The way I understood what you posted cannr is that the federal government cannot force you to have an account to receive government funds, i.e. social security benefits and the like.
I could be totally wrong, (like that has never happened before. :lol: Let me know anyone if that is right or wrong.
ladybug
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ladybug, I was referring to #1 on there. Where it says you can't extend credit based upon paying only via ACH debits. I knew the #2 had something to do with government. As kash posted, you can always revoke ACH authorization. Thanks, kash! :D
You are right Cannr, I think I need to dig out my reading glasse
You are right Cannr, I think I need to dig out my reading glasses (lol). If you try to log into purpose loans there web site states "Sorry we are not taking any applications", geez I wonder did they finally get into trouble with their outrageous ream fees. :twisted:
ladybug
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the others are right. i put a hard block on my acct's
and the pdl's are pulling they're hair out. they try
that with everbody.listen to these great people.
i did and it changed everything for me, it will for
you too.
yes, I love this site when they give someone the tools, weapons,
yes, I love this site when they give someone the tools, weapons, armour that they need to fight these blood sucking vampires, I love it.
