Bad Advice

Well I guess I am going to rock every bodys boat here. If someone obtains a payday loan over the internet in the state of WV. I would say dont pay the debt. If these scumbags are going to lend in a state where it is ILLEGAL and they know it dont pay them a dime. 99.9 percent of people who take these loans are not aware of their state laws do the payday companies disclose this? I think not.Maybe its time they get what is coming to them. KYSIDE38

Rock the boat baby! :D I agree with you 100% and I'm sure others do as well! :D

Steelers maybe a few but I am going to get slammed here for my MORALS. Payday companies dont have Morals. They dont care if you have food or a house. When you are begging for help to pay the debt they treat you like a criminal and thats what they are in this state they arecriminals KYSIDE38

I don't know. I have no problem with seeing the PDL companies, especially the internet ones get what's coming to them and I do want to be there when it happens, but call me crazy, if you borrowed something and took the money, I still feel you need to pay it back. At least the principal, what you actually took, and certainly not at 400 percent interest...

I don't know. I have no problem with seeing the PDL companies, especially the internet ones get what's coming to them and I do want to be there when it happens, but call me crazy, if you borrowed something and took the money, I still feel you need to pay it back. At least the principal, what you actually took, and certainly not at 400 percent interest...

Kyside, I have a moral obligation to provide for my family, not to be taken by illegal payday companies. We all have different sets of values and morals that we live by, and I certainatley would not tell anybody what their moral obligations are. But I would say that you shouldn't let your family go without a roof over their head or food on the table.

Thats exactly right Steelers. Debtcruncher was right. Your NEEDS have to come first. I can say from a legal point of view on payday companies you will be told here not to pay. This state does not want them and sooner or later they are going to get the drift to stop lending here. Their butts are not welcome. Thats the Law here. ILLEGAL. Kyside38

You're lucky, you are in a state where the Attorney General does not take crap from these illegal payday loan companies, I'm still hoping other states like yours and New York step up!

I hear what you guys are saying and definately want to see these companies kicked back to the curb, especially ALL of the offshore ones, but remember, we approached them, not the other way around. Do they deserve everything that's coming down the pike, you betcha, and like I said again, I just want to be around to see it--but the upshot is, if the money was put in my account, then I have to at least pay it back--not at outrageous interest levels either. Do we deserve to be treated like criminals and threatened with arrest? Absolutely not--but I approached them, not the other way around!

Ks, I agree. I overpaid all of mine by thousands of dollars that I will never see. I do believe however thats how its going to have to work. If they dont get paid then they will learn not to loan where they shouldnt have in the first place.

Jeff,

That was very well put :)

I have to agree that taking care of your family should come first. I wished I lived in a state where payday loans were illegal. I guess I am just jaded at this point when it comes down to illegal lending. I was told by the DIF here that if they are not licensed here then the loan is null and void. In my case, I paid them thousands of dollars on loans that were for a few hundred. I won't stop until they are banned in my state as well.

Mishele you go girl!!!! Ohio is definately looking at the issue. I have been told that from the top officials here. If we dont step up and fight for ourselves they are just going to keep ripping people off. Kyside38

DEAR KYSIDE38 I BORN IN RIO DE JANEIRO AND I LIVE
IN RIO DE JANEIRO FOR 17 YEARS.
IN 1967 MY FATHER GET A BETTER JOB IN BRASILIA),DF THE NEW CAPITAL OF BRAZIL AND A CITY BUILDING IN THE 60'S) A VERY MODERN CITY AND VERY BEAUTIFUL CITY.
I GREW UP WITH BLIND PEOPLE IN RIO DE JANEIRO AND WAS A GREAT EXPERIENCE I HAD IN MY LIFE.
BLIND PEOPLE ARE WONDERFUL PARENTS AND
THEIR CHILDREN HAVE VISION VERY GOOD AND THEY ARE NICE CHILDREN.I NEVER MET A BLIND CHILD FROM BLIND PEOPLE.I DONT KNOW WHY.THE BLIND CHILDREN IN THE SCHOOL WAS FANTASTIC CHILDREN EITHER.
BLIND PEOPLE ARE VERY INTELLIGENT AND GREAT PEOPLE.
THEY ARE GREAT FRIENDS AND SOME ARE GREAT TEACHERS AND ARTISTS.I WAS INSIDE A WONDERFUL SCHOOL FOR BLIND PEOPLE AND I MET A LOT OF INTERESTING AND GREAT PEOPLE.OUR HOUSE WAS INSIDE THE SCHOOL.
IN BRASILIA,MY FATHER GOT MORE MONEY BUT I NEVER FORGET THE IBC(INSTITUTO BENJAMIN CONSTANT IN
RIO.AV PASTEUR,350 URCA,RJ.(MY FATHER WAS A DOCTOR
OF BLIND PEOPLE,THEY TREATED HIM LIKE A GOD AND HE
ADORES THE BLIND PEOPLE BUT HE NEEDS MORE MONEY AND
HE GOT A JOB IN BRASILIA.
I LOVE BRASILIA EITHER BECAUSE IS A GREAT CITY.
IT IS REALLY GREAT THAT YOUR DAUGHTER HAVE A FRIEND FROM BRAZIL AND MAYBE ONE DAY YOU GO TO VISIT BRAZIL
WITH YOUR FAMILY.
HOW IS YOUR BOY?I HOPE THAT HE IS VERY HAPPY AND HEALTH NOW.GOD BLESS YOU AND ALL YOUR FAMILY.

Tania, My son is doing much better. Thank you for all the messages that you send me. I really appreciate you and I think you are the angel of this forum. Best Wishes Kyside38

You definately are, Tania!! Best wishes to you. My daughter's friend's family is from close to the Amazone (I think).

DEAR KSCORNELL IS WONDERFUL THAT YOUR DAUGHTER HAVE A FRIEND FROM BRAZIL EITHER.
I HOPE ONE DAY YOU GO TO VISIT BRAZIL WITH ALL YOUR FAMILY .IT IS A BEAUTIFUL COUNTRY WITH MANY FESTIVITIES AND ATTRACTIONS TO SEE.