GFS is a Hoot!

File a complaint with the FTC....Do it. Trust me! Its in your best interest and DO NOT GIVE THEM YOUR NEW ACCOUNT INFO! They will take way more than the 100 they told you. Trust me. You can PM if you would like more info

This is such a hard position to be in. I know you want these people to stop calling your work- and you can do that by a couple of things- file a C&D. When they call again- tell them you are recording the conversation- and really do that- record everything. Ask did you receive my C&D Letter? They will always so no- and then tell them well I am informing you now of - then rattle off your state laws about calling- and then inform then that you are going to be filing a suit/complaint with them immediatly after getting off the phone with them for continuing to harass you at work. After you do this- ask them if their office still stands for allowing you to pay $100 and mark your account PIF. If they say yes- send in your payment. They can't mandate how you send that payment.

DO NOT GIVE OUT YOUR CHECKING ACCOUNT INFORMATION! NOT FOR ANY REASON! You had to close your account one time to get these places to stop- they will just do it again. Pay them only waht you owe- and file a complaint with your state. It takes time- but it is worth it in the end.

An end is insight- you will get through this crap. Just really stick to your gut feeling. Good luck!
Nicole

They will not listen to a C&D letter. They claim that because they are in the UK they are not bound by US law.

If you have paid them the amount of the loan and any interest fees that are ALLOWED by your state, DO NOT under any circumstances pay them any more money or give them your banking info! File a complaint with the AG of your state, the FTC and Homeland Security -(go tto the ICE link, they are investigating cyber crimes), then tell these crooks that you have reported them and to stop calling you.

You might also tell them that you have reported them to Scotland Yard seeing they are calling you from the UK. After that do not even talk to these people. Just hang up or hold a phone key down in their ear. Eventually when they see there wasting their time thet will go away. They work on commission I am sure. They can do nothing to make you pay. NOTHING! They are an illegal unlicensed money laundering operation. Anything you pay them is being used for God knows what!

The more you talk to them the more they will call you. Just laugh at them and hang up!

I agree...do not pay them anything else and do make sure you report them. Just turn the tables on them and when they call, don't let them get to you. maybe start sending them emails and letters via USPS demanding your account marked PIF. Eventually they will get tired of messing with you. And like what has already been said, do not give them your new account information under any circumstances!

I know it is very annoying when the call 15 times or more in a day but please please please quit having phone conversations with these guys. Your 45 minute chat just gives them hope that they can sucker more money out of you so they continue to call and harass. This company can do NOTHING to get your money other than harass you on the phone. They can not sue, file on your credit report, file a police report or any other excuse they come up with to get you to pay. Do not give them your account info EVER. I told my friend to answer one time only in this manner and not to speak to them again. Do not let them speak or speak over them and say ???????Your company is a scam and is operating illegally in the United States. I will not pay you ever.??????? After that I instructed my friend to simply hang up with no more conversation. My friend received about 30 phone calls in about an hour and then they gave up. A few days later some more calls came in but it has been a couple months since that happened.

If you decide to pay them anything then use a money order. I would pay them no more than 200 to settle the account in full. I would demand that the send something in writing prior to paying that said a payment for 200 if received by such and such date via money order would settle the account paid in full. Keep the letter they send and the money order receipt forever. By the way if you settle with any paid day loan or credit card company you should get this same document. This is not asking for anything out of the ordinary. Keep in mind that these guys are running a scam so it is very likely that you will have a hard time getting them to do this and if they do it will still mean nothing to them. They may very likely call you again for more money at some later date.

Thank you everyone. I will no longer give them the time of day, as one of their reps (the one that gave me the ripoff.com website) even told me I had already paid off the loan. I'm printing out everyone's responses so I can use it as a "guide" :wink: I really appreciate it & I'll let you know what happens.

I went to ripoffreport.com and read about HBS, GFS and I'm glad I did, altho I'm confused why that guy would send you there. I learned from this post soem great instructions for dealing with problems with pesky phone callers. Thansk!

What a weird company....every person that comes here has a strange story about them....I hope that they leave you alone soon! :)

Hey!! Wazzaupp!!

I work for this company here in Dominican Republic, so basically they have 2 locations, London and DR. so far

Every time you speak to someone who can barely speak english, normally, is some indian guy in London.

But they are closing down here in DR. The last day of operations will be June 30th. So, if you need some help just let me know before that and I'll be more than happy to help you.

Their leaving DR because they want "slaves" not employees.

It????s a double ripoff. Employees - Customers.

Do not waste your time saying that you'll call an attorney, police, etc. those gangsters will laugh on you, saying that you can call the Army if you want.

Here you have DR ph
829-257-5545
829-257-5538
so you can call directly.
When you call, please ask for Lennan Mathews, J.P. Jimenez or Francisco, I'm completely sure they will help you. And I also want to see their faces when you call...

HMM that is very informative, thank you. But one more place that I would complain to is the finance office in London England. I know that there was an article posted here somewhere from an English newpaper that said that the UK is investigating these pdls for their illegal tactics. I figure that the more complaints that are filed the better. I will try to find the link and post it when I do.

Just ignore such calls,they are trying to harass you. They can not take any legal action against you. So, do not worry!!!

[quote]???? 807. False or misleading representations [15 USC 1692e]

A debt collector may not use any false, deceptive, or misleading representation or means in connection with the collection of any debt. Without limiting the general application of the foregoing, the following conduct is a violation of this section:

(1) The false representation or implication that the debt collector is vouched for, bonded by, or affiliated with the United States or any State, including the use of any badge, uniform, or facsimile thereof.

(2) The false representation of --

(A) the character, amount, or legal status of any debt; or

(B) any services rendered or compensation which may be lawfully received by any debt collector for the collection of a debt.

(3) The false representation or implication that any individual is an attorney or that any communication is from an attorney.

(4) The representation or implication that nonpayment of any debt will result in the arrest or imprisonment of any person or the seizure, garnishment, attachment, or sale of any property or wages of any person unless such action is lawful and the debt collector or creditor intends to take such action.

(5) The threat to take any action that cannot legally be taken or that is not intended to be taken.

(6) The false representation or implication that a sale, referral, or other transfer of any interest in a debt shall cause the consumer to --

(A) lose any claim or defense to payment of the debt; or

(B) become subject to any practice prohibited by this title.

(7) The false representation or implication that the consumer committed any crime or other conduct in order to disgrace the consumer.

(8) Communicating or threatening to communicate to any person credit information which is known or which should be known to be false, including the failure to communicate that a disputed debt is disputed.

(9) The use or distribution of any written communication which simulates or is falsely represented to be a document authorized, issued, or approved by any court, official, or agency of the United States or any State, or which creates a false impression as to its source, authorization, or approval.

(10) The use of any false representation or deceptive means to collect or attempt to collect any debt or to obtain information concerning a consumer.

(11) The failure to disclose in the initial written communication with the consumer and, in addition, if the initial communication with the consumer is oral, in that initial oral communication, that the debt collector is attempting to collect a debt and that any information obtained will be used for that purpose, and the failure to disclose in subsequent communications that the communication is from a debt collector, except that this paragraph shall not apply to a formal pleading made in connection with a legal action.

(12) The false representation or implication that accounts have been turned over to innocent purchasers for value.

(13) The false representation or implication that documents are legal process.

(14) The use of any business, company, or organization name other than the true name of the debt collector's business, company, or organization.

(15) The false representation or implication that documents are not legal process forms or do not require action by the consumer.

(16) The false representation or implication that a debt collector operates or is employed by a consumer reporting agency as defined by section 603(f) of this Act.
[/quote]
http://www.law.cornell.edu/uscode/html/uscode15/usc_sec_15_00001692---e000-.html

If they are harassing you from overseas, you can contact the Secret Service or the FBI, since international calls fall under Homeland Security and the two above agencies. If you want these calls to stop, I will promise you that one of these enforcement Agencies will get the calls stopped.

Anthony the ICE department will also investigate as they are looking into cyber crimes. According to what I have read it takes them longer to investigate, but they do take complaints very seriously. The way that I figure it is complain to any government agency that you think can possibly help. The more conplaints that are filed the more negative attention the pdls will receive and mybe these places will be shut down.

Thanks for your input everyone. I was supposed to call back by midnight lastnite and give them my account number or moneygram receipt..or else my work and cell phone number would be reactivated in their system and I'd start receiving the harrasing calls again. Well, I didnt call back, I'm not paying them one more dime. Havent received any calls today, at work or on my cell, I'm sure they will start soon but I am ignoring them. Good luck to all that are dealing with these weirdos!

good job everybody. i wish i knew what i knew then

what i know now. one thing this agency is good for is keeping these creeps off my back, they debited almost

350.00 on a 150.00 loan and had the nerve to call

about payment.just like everyone else says i laughed

at gandhi and hung up asap.

i wrk in the collections department of gfs in london.just ignore the phone calls.if u have paid ne thing more than $370 for the $200 loan u took frm them just do not pay any thing more than that not even a penny.simply ignore their phn calls they cannot take any legal action against you and their threats about wage garnishment and evrything else is a farce.if ur facing harrassment at work call up on this number and ask for SYED DAWAR,GULSHAN PAL,CHIRAG PATEL or RAVI KURAPATI they will help u for sure and i am giving these names because i want to see their faces go black when u call them by their real names instead of their false nick names

the number is 877 280 2350,877 280 2337,

lilrascal1704 visited the chat room tonight representing GFS and this is what he had to say........

Quote:

Thanks for the heads up :)

he also posted on collection agencies

I have worked in all the departments of heathmill.. for almost 2 years.Thereice are 5 campaigns GFS(global financial services),ICL(intrim cash ltd),Cash today ltd,Route 66 funding and Big brother.The most famous and revenue generating campaigns are GFS and Route 66 funding.
Now the Departments:-

Sales
Customer service&confirmations
Quality Assurance
Verification--Approval
Collections

Sales:--
Most of the people working in sales are Blacks and indians

How to fool these people:--

They will be asking set of questions:
say yes to everything.

Points to remember:--

1.Never give your office land number.
2.Give your home landline number as office number.
3.Never give your cell phone number as work landline number.
4.Say you have a direct deposit and get paid weekly or biweekly.

here the sales people part finishes.

NOW COMES THE VERIFICATION SECTION

Most of them are indians,blacks and pakisthanis

How to fool the verification guys:--

Points to remember:

1.Always be good to these guys as they are the key people to send you the loan.
2.Always answer with company name.
3.If you didnot answer with the company name...then dont worry...they will ask you once again abt your company name...tell them that
4.They might ask you to pass it on to your colleague
who could confirm that you work there.So keep some one ready.

NEVER GIVE OUT YOUR WORK LANDLINE NUMBER

Now the verification dept work finishes


Take your 200$...and enjoy.


NOW comes the Collection dept after 15 days when you default the 200$ payment.

Most of collection dept people are indians,pakisthanis,and blacks

How to fool the collection dept:--

1. Never give your work landline number ..instead give a home landline number during the loan sale.
2.Thats it and change your landline number by taking 200$ from all the 5 campaigns.
try to take the loans in all campaigns in a week time so that you can have 1000$ from all campaigns.

3.If you have mistakenly given your work landline number....tell your collegues that you have been fired due to excessive number of calls you were receiving.Thats it

If they reach you on your cell number ...never lift a private number or unknown number...or call from UK.


IF you need any other help please do leave a feedback...and refer me as Mogambo ion the forum.

I was just going to paste the above here and it was here already. They are a hoot!

I agree . . . . This is funny!

At least we have linked them all together! We should forward this to the proper authorities. Ya think?

If they don't already know, absolutly!

They probably do! You are right. I like the part about the 5 campaigns. Sounds like WWII.

I know! I was thinking the same thing . . .

It seems like their employees are encouraging people to rip their employer off. Must be a joy to work there, NOT!

maybe someone should ask for addresses and email ??? LOL

Another thread here list this info about GFS:

The make-believe (mail forwarding) address is 1005 Terminal Way, Suite 110, Reno, NV 89502. The real address is Northway House, 1379 High Road, Whetstone, London, England N20 9LP. Phone number is 877-280-2343 and fax is 877-564-7740