Needing help to get bad credit off credit report
Date: Mon, 06/25/2007 - 12:11
Ask your husband to go through his credit report from all the bu
Ask your husband to go through his credit report from all the bureaus. He should make sure that all the accounts are updated by the creditors and there is no inaccurate reporting hurting his credit potential.
He may speak to different banks and look for credit. I hope some company will be willing to grant him few small credit offers.
Read this link for tips on fixing some of the bad credit.
After I got divorced my credit was awful too. My personal banker
After I got divorced my credit was awful too. My personal banker suggested taking out a small loan. I took out 1000 put it into a savings account- never touched it, every month I had the payments taken directly out of that savings account, this way they were never late. The loan was for 6 months and it shot my credit rating up 150 points. I had seriously bad credit.
Another thing you can do is get a secured card. It sucks to know
Another thing you can do is get a secured card. It sucks to know taht you have $300 sitting in a savings account that you can't touch, but it really does help to rebuild your credit. The bank I work at, WaMu, also lets you monitor your FICO score through the card website. It's your score from TransUnion, but it gives you an idea of how things are improving. Just make a few small purchasees a month with it, pay the bill on time EVERY month, and your score will go up. I hope this helps.
