new... deep in over my head

No, u can NOT be arrested and this is illegal for them to threaten u with arrest!
Now, can u plz give a little more information? What type of debt is this? how much? How long since u've paid on it?
With more information u can recieve loads of help here!
Good Luck,
Ang

Ang is right. These are illegal threats and this collector should be reported. Was this for a payday loan?

If you have the name of the collection agency and the collectors name, I would report them for threatening you.

Sorry, didn't get to finish what I was going to say...anyway, do report them if you. They cannot threaten to have you arrested and will not have you arrested. If they were going to do anything, they would possible try to get a judgement against you, but that takes some time and they have to go through procedures to do that. Just from what you said about them wanting the loan paid in full, I feel like you are talking about a payday loan. Please let us know what kind of debt this is, as Ang said, so we can help you a bit more.

Got this in my quick message on my page.....

I owe the following payday loans:cashnet500 - $500vip cash - $500AIP cash - $300Magnumcash - $500Cashadvance usa - $200Powerfunding - $300I had 8 loans. I paid off 2 thus far...stil paying

from sdhx021818

Sue them for threatening to put you in jail. That will teach them for about 5 minutes, but it may help you out of the debt.

I don't think anything will teach them a lesson!!! They are so rude and thoughtless. But,the good news is that their threats are idle. Just tell them you will be holding your breath and waiting for the sheriff to come knocking. :-)

I'm not telling you what to do but these out-of-state inernet pay day lenders don't have a leg to to stand on (assuming that's what all your loans are). So if you wanted, you could ignore their calls, and just walk away from your loans and the worst they could do was report it on your credit report.

Can they even report you to the credit bureau?