Allied Credit Financial / Attorney John Frye Office

bar number for what state?

I posted on another site too. Is John P. Frye registered in PA? His office told me today that they don't arrange payments. If I paid 50% today then they might be able to work somthing out. I just got the letter today and know that HSBC charged off the account. For 12 years, we were in good standing with credit bureau and accounts. One thing changed and it cascaded and now, here we are. But, that being said. His secretary (male, no name given) said that they are going to draw papers and send it to an attorney in PA and have me sued that way? We want to pay the debt, we were making payments we could afford before it sold because we could't catch up with them through CRI, who demanded payment in full or 5 times the payment amount monthly from what we were making (it would be over 2400 p. month) Then we get a letter from the Frye law firm today? Any insight is welcomed. We've been trying to do the best to stave off filing bankruptcy. HSBC has been the one account that wouldn't renegotiate on top of Countrywide. How do I deal with Frye if he isn't really the attorney?

can you offer to pay a certain amount a month to these people, if you don't have a lump sum amount to pay off the debt. We can only pay a certain amount. THey said no. If we don't settle then they would send it to a lawyer in our state.
Is that true? Can they threaten to send it to a lawyer in our state, if we are trying to work out a payment plan. We can't afford anything else. THey said that they don't do payment plans. We have nothing to sell and no equity. Were trying to stay afloat and keep our house and can only afford a small amount. Why don't they work with you, when your trying to?

Well sometimes things happen in life, but Im not going to have someone over the phone talk to me like I a bad person. I have this lady SHYAN calling me, telling about this that and the other that I owe. Said they see on my credit report that Im a co-owner on my wife's credit cards, and I could use them. I told them those cards are paid off and closed. Me and wife have been using, Consolidated Credit Couseling Services consolidatedcredit.org/, (very good services I might add) and I pay them for this debt. Im not paying you and them, and then she said well consolidated services do not all the times work and we will not work with them. I told her I did'nt care who she wanted to work with, my payment goes through them every month and thats that. So you can keep calling me and getting hung up on, it doesnt matter to me.So she calls back today I was Hi shyann, and with the same line Mr, we need to see what we can do about this debt, I said damn you really are retarded. This is a like the highlight of my day when they call. BEcause it is one thing I know, as long as you are making an attempt to pay on your bill, no-one can make you pay more than what you are paying. She was telling me the same thing we have until this friday, now my debt with this card is about 3300, they get a payment every month from consolidated, and it is nothing no-one can do. So dont even waste your breath on these people.

i use to work at the Law Office of John P. Frye. if you get a call foom the law office let them keep call and if possible wait till the end of that month and they will let you settle the balance for very cheap expectly if they need to met there Numbers for the month. see what you don't know is that the employee get more money at the end of the month if they can get money out of you. write this company a C&D letter and they can only get in touch with you through the mail........

I arranged pmts w/ John Frye and he somehow checked my bank account to find out how much funds were in my account. He was very rude. It's funny how he didn't even mark my credit. My acct. was w/ household bank and transferred to John Frye's office.

Also, that said they would not accept consolidation which is a lie.

You shouldn't have given them your bank account information, close the account and open a new one.

Thanks, I did and started consolidating

Thursday, October 30, 2008
Michael Katzen
Michael Katzen is the "other" partner in the Law Office of John P. Frye. However, the real office is not in Roanoke, but Mechanicsville.

The Roanoke office is part of Atlantic Credit & Finance, run by Kelly and Richard Woolwine.

John P. Frye has a phone number in Roanoke, but he has never answered it!

A quick way to get resolution is to call (804) 746-3296 and leave a message for Michael Katzen. He does "real" legal work. John P. Frye skims off the Woolwine's debt collection machine.

However, as lawyers, Frye and Katzen have to follow the rules. If they don't, they lose their law license. Plain and simple.

Let Katzen know you'll be filing a Virginia Bar complaint against him. Enough of them, and away goes his cusy little divorce operation.

People have had good results with Katzen! Just ignore the abusive, commission-only collectors in Roanoke and deal with him directly.

I had my identity stolen (thank you capitol one) and this jerk started in on the harrassing phone calls telling me that I had no option but to pay.
It's not always as simple as "pay your bills". If it's not YOUR bill, don't pay it.

Would a "Credit Freeze" with the 3 credit agencies be a wise choice for you at this time another screwed dude?

"BEcause it is one thing I know, as long as you are making an attempt to pay on your bill, no-one can make you pay more than what you are paying."

That is utter nonsense. Let's assume you had a $100,000 debt and were paying $50 a month. You think that is all you have to do? Why not make it $5...or 50 cents? If all that was required was to make whatever payment someone wanted to, do you think anyone would ever have their house foreclosed on, or their car repossessed. If you are not making the required payments (as determined by the terms of the credit/loan agreement) and are behind in the payments, then the collection agency or creditor has no obligation to accept the minimal little payments you offer to make.

Well, I received a call from Atlantic Financial looking for a person with the same last name as mine saying they used my phone number as a reference. At first I thought these were scam tactics to extract vital information for identity theft. However after hanging up with these clowns, I talked with my mother that said that the person two people that Atlantic Financial was looking for were in fact relatives of ours of which I have never met and that she hasn't seen in over 20 years. This eased my thoughts of Identity Theft, however it then alarmed me that they are actually going through the trouble of using phone listings (we are listed in the white pages) and are actually phone fishing for possible relatives to the people they are looking for, such a frigging lie on their part, it has to be illegal. I will find the proper channels to report Atlantic Financial for their Phone Phishing Methods and relative Harvesting.

I received a call on my answering machine from Samantha from Attny John Frye's office telephone number 866-392-3100 ext. 3710. I have been divorced for 7 years . I forwarded the info to my ex husband after I read them your information. I was glad I looked up this lawyer. Thank you!

I too had a run in with this outfit and I believe they're scammers.

They called me claiming I owed $1,190 on an HSBC Mastercard account that I have never had.....

In addition, I just had my credit history ran to refinance our house and it was in tip top shape. I told the woman who called this and told them to try to find some other dummy to fall for this.

These guys are terrible. I actually had a payment agreement with them, I put 15% down and then made $100 monthly payments. The agreement was they would automatically take the money on a monthly basis until the debt was completely paid. 3 months ago they willingly and knowingly stopped taking the monthly payments. Nothing on my end changed so they have no excuse for not getting a monthly payment. Now, they are calling again demanding additional money. Well, accordiing to our arrangement my debt has been paid. They can screw themselves.

I want to thank everyone in this site. You all have been a source of information. I was contacted last week by my husband's cousin. He told Dave the offices of Frye was looking for us to collect a debt to HSBC. This is against the FDCPA Federal Debt Collection Practices. They called my 11 yr old's phone and Spoke with him looking for me telling him they were my Virginia Cousins. I have no fa. in Va. I was recommended by an attorney to keep a log with dates times and phone numbers. I also have the recordings. I also filed a complaint against him with the Virginia Barr. They went crazy today when I told them about the validation letter. shetried to tell me it was worthless and after a while she suggested I would send it via fax.NOt!!! Certified with cc to Krohn & Moss and copy to the Virginia bar association. I learned today that they have settled after 2 months lawsuits in Texas and through your site that they have one in Colorado. the law firm I found only takes cases that breach FDCPA. I sent everything to adam today. The more people that complain about their practices the better.

The number I found is (540) 767-7800.

[SIZE=3]Just got off the phone with Mr Dillman from the company, he is a character. Although annoying, he is doing his job as everyone has their strong points in life. I did not care for Sue the rep before him who hung up on me. She was supposed to make me hang up on her. She needs get a new job or become a receptionist and just answer phones. A previous rep Elizabeth had the right mind set for this economy, which is be kind and sweet and feel like you are helping someone.(You will probably have more success.)We can't all be doctors or lawyers. I wonder if there is degree you have to obtain to be a debt collector? LOL-School of hard A**. Most of them probably haven't even finished high school and if they did they didn't go any further. I don???t feel threatened by them because we have laws protect us as consumers to which they must adhere. They need to be careful not to threaten us because the fair debt collection acts supports us. There are millions of people who were affected by this economy and lawyer???s collections agents will soon feel the domino affect when they to get the boot for not being able to collect. To those collectors: see you on the other side. God bless us every us all. [/SIZE]

Thats a bunch of BS. I got a threatening call too. On friday morning. And no letter first!Thats when i retained a lawyer and am paying a lawyer to handle the harassment. maybe if they did send me a letter first, I would've been more prepared for their ABUSE!!!!!

Guess what? The girl that called me was named Tori. She demanded I pay her 10% of the loan I owed or they were going to garnish my wages. Guess what? I donn't have a job-was laid off 3 months ago. Ha. Ha. And said she wanted $300plus each month. Hey, that $300 plus each month is going to put food on my kids table. I'll pay them back when a judge in Fla. tells me to.

If you get a letter from John Frye, just ask for a validation. Send a letter via certified return receipt mail. Once they receive the letter and you tell them not to call anymore they legally cant call. If they do, tell them they violated your rights. They called me and everytime they attempted to get "fresh" with me I told them they violated my rights under the FDCPA. The before They hung up I told them not to call me anymore and I was told by a Mr. Golden that he could call as many times as he wanted. I told him again violated my rights. Before he hung up he told me he would refer my case to the law department. I told him, he again violated my rights. He got so frustrated that he hung up. The law office never responded within the 30 days after receiving my validation letter. The did sent a debt verifiacation letter which is not sufficient evidence that I owed this alleged debt. I sent them a letter back certified and had to educated them about what a debt validation letter was, and I never heard from them again. So good luck and case closed.

I also received a call too from the office of John.... Do you think I should send in a payment that I can afford.....

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John Frye is is egotistical bastard who said I should pawn my childs items to pay my 5 yr old debt which is my ex husbands.... Pawn my kids items..... Douche bag asshole!

Hello all, this is Aug. 2010 and I'm so wanting to settle with Fyre and company. They are a horrible, rude and whatever else I can about them. Been dealing with this ragged company for almost 2 years and hopefully the end will come soon. This man Tim baggered me to know end until I said I was going to get my attorney. He slight up a bit. The harrassment on my job. I could say more. I knew I owed HSBC and was paying them. Look around the account was sold to these thuds. I dislike them with a passion. They're probably laughing at all of us right now because of the intimdation.







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I recd a like kind call from this night school hack - take note the AG office in Michigan is investigating their firm.
They will get what they serve. Incompetent, threatening - very questionalbe whether this a law firm of the mob?.

go walk in someone elses shoes -