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Debtconsolidationcare.com - the USA consumer forum

I want to be debt free

Date: Sat, 07/21/2007 - 22:38

Submitted by anonymous
on Sat, 07/21/2007 - 22:38

Posts: 202330 Credits: [Donate]

Total Replies: 3


I want to be debt free, but I am a little worried about all the programs out there....not sure which one to pick or which ones are credible and not a scam. Any advice would be heaven sent.

Thank you very much in advance!


Hi

There are many renowned credit and debt counseling agencies that have helped debt struck people. These agencies provide free credit education materials to people, provide counseling session to them, look into their financial condition and chalk out debt management plans to help in digging their way out of debt. These agencies have certified counselors who with their expertise create a workable payment plan for the consumers. They negotiate with the creditors so that they lower the monthly payments, reduce the interest and finance charges, and lower the late fees. And the best part is that the consumers do not have to worry about those harassing calls from the creditors. All they have to do is deposit some amount of money with the counseling agency. Then the agency distributes the money to different creditors. This distribution is done in accordance with the payment plan. But beware there are bad people too!! So before you sign up with an agency do your home work properly; check the reputation and accreditation of various agencies, duration of their service, previous complaints regarding their services, and if possible try to get the opinion of their previous clients.


lrhall41

Submitted by Good Nelly on Mon, 07/23/2007 - 06:09

( Posts: 2846 | Credits: )