Skip to main content

Debtconsolidationcare.com - the USA consumer forum

any advice?

Date: Sun, 07/22/2007 - 19:18

Submitted by anonymous
on Sun, 07/22/2007 - 19:18

Posts: 202330 Credits: [Donate]

Total Replies: 5


is there any way to try to get something removed once it's been paid??? everything is marked as paid, but my score is still very low.


Can u give a little more information on this please? Was it a settlement? How long is it gonna stay on ur report from now? U may be able to call the creditor or CA that's reporting and ask nicely if it can be removed since it's been paid.... but usually PIF's do help ur score!
Good Luck,
Ang


lrhall41

Submitted by Ang on Sun, 07/22/2007 - 21:19

( Posts: 2306 | Credits: )


I was in a similar situtation. I had some debts on my credit report that were marked paid, but i wanted them to come off, what i did was disputed the paid items on my credit report, most likely the creditors will not respond to the dispute becasue they have their money. If the credit agencies do not get a respond from the company within 30 days it will automatically delete. It doesnt work with everyone but i have had 3 to 4 items removed. Experian are hard to dispute but you never know until you try.


lrhall41

Submitted by shughes0993 on Mon, 07/23/2007 - 16:53

( Posts: 40 | Credits: )


i have 2 paid collections and 2 credit cards that are now closed but were past due A LOT. I have asked nicely for these items to be removed and i get a very unpleasant snotty no each time from each source. Everything has been paid off completely, but their presence is making me ineligible for many things. I got behind on my bills about 2 years ago, so I assume i have another 5 years for them to drop off.


lrhall41

Submitted by anonymous on Mon, 07/23/2007 - 16:56

( Posts: 202330 | Credits: )