Eastside Lenders

Buble-Tell Shaniqua to tell Tamika Hi for me....

No lie! "Whassup???" LOL! :lol:

Yo Yo wat up!

I will SO tell her that! I'll be like "Yo Shaniqua, Cannr and Volleyballmom says "WHAT UP! Now I want my $162.50 that I overpaid back!"

Buble, I wish I were a fly on the wall for both sides of the conversation....

It seems funny...I haven't heard from them in quite a while. I filed complaints with my state and I know they sent Eastside a letter.

I just received this from our buddy Shaniqua....

"I have received a letter of concern from the Office of Attorney General regarding your Eastside Lenders account. I show that you have been an excellent customer and I want to see how I can help you. I show that there is a remaining balance of $337.50 and we will like to settle out your account for just the principal balance remaining of $150.00. Is this something we can agree on? Pleas feel free to reply or call me at 1-800-689-5603 ext 1302."

And they call that help???


Is this something we can agree on??-Heck NO!

How should I respond? I have overpaid them by $162.50

Exactly that....I owe you NOTHING. I have overpaid you by $xxxx.....I have already paid back the principal. If you do not mark my account PIF, I will forward another note to the AG advising that you did acknowledge that you recieved a Letter of Concern and that you are still not cooperating.

How does this sound??

Shaniqua,

Although I appreciate you trying to "help" me, I have already paid you the $300.00 that I originally borrowed PLUS and extra $162.50. You have not provided me with proof that you are even licensed to lend in your OWN state, much less the state of FLorida. I know for a fact that you are NOT licensed here and therefore, you lent money to me illegally. I have paid you more than what I owe you and in fact, I should be receiving a refund from YOU! As far as I am concerned, my business with you is finished. I want my account marked PIF or else I will continue my complaint against you company.

Perfect!

And for kicks, put a "cc: FL Attorney General" at the bottom of the email.

I just sent the letter and also sent my response to my contact at the Florida Division of Financial Regulation. I doubt it will do anything. They'll probably still harrass me!

They will see how hard you push and if you give in....you will get your PIF you will just have to stand firm.

Please keep us updated and let us know how it goes!!

I sure will!

buble, did you tell shanique that cannr said "whassup"? Because shanique sent me an email also! LOL! I do believe shanique or tamika (watch out, volley!) just might visit this site and see what we say! Suddenly we are getting emails from shanique wanting to "help" us. All I'm going to say is, please "help" me by responding to my state AG, as they keep contecting Eastside Lenders and getting no response. Gosh, shanique, if you're reading this, "whassup?"

Oh...you got an email offering "help" too??

I do know that alot of companies visit here! I had a Collection agency tell me they knew where I got my info from and DCC is offering wrong info!!

Shanique must work for alot of agencies- i got a call from Shanique who works for a collection agency :lol:

I tried to resend my c & d letter again today & i keep getting a yahoo domain message saying it can't be delivered becuz it was blocked by the recipient. Has this happend to anyone else??

bossy, did shanique call you? shanique must be very busy! She's just calling and emailing everyone! Oh, I'm sure they know about this site. Shanique? Tamika? Whassup????? Oh, please respond to the 2nd notice my state AG sent you!!!

Bublefan, If you sign a confidentiality agreement with them do not post anything about them afterwards. A PDLs attorney who will go unnamed called me and told me to stop posting things about his client on the internet as I was in breach of the agreement. They watch this site. Fair warning!
With the FLDFS focusing on the Florida Consumer Finance Act as the law that requires licensing, more of these lenders are going to show up as CSOs. Please write to Alex Sink, the Florida CFO, and implore her to amend the laws regarding them and enforce those that are already in place. In Florida a CSO must offer a loan that is a better deal than that which is available to the general public. They don't and therefore should not qualify for CSO status.

Frogpatch, I talked to Buble about posting that info and I deleted her post on it :)

I checked my bank account online today and i had a 390.00 debit from Smith Haynes & Watson,LLC.First of all i never authorized this debit and after calling my bank i had to pay 37.00 to stop payment.How in the hell can people get away with this.My bank had a call back number which is disconnected.

Sounds to me like they updated your info & found your new bank account. At least that's what Nicole said she was going to do to me. The bank shouldn't be charging you anything..you didn't authorize them that ACH transaction so that would be considered fraudulant activity on your account. I'd call the bank back & tell them you didn't authorize that transaction.

Dispute that debit! You should not have to pay a charge to the bank! Go to the bank and tell them you did not authorize this transaction. They should reverse it as fraud. At least this is what they did in my situation. Sounds like EastSide Lenders has struck again.

you are all a bunch of lamos for real, get a real job and then you wont need payday loans. Now put that in your pipe and smoke it....LOL

I'm dealing with a Brandi from Centrinex.com, so far she's been willing to work with me, but I have yet to send any payments. And now, I just sent her an email asking for her to validate her affiliation with ESL so that I know my payments will be credited accordingly. I am shocked to hear that ESL is not licensed to do business in their own state! I think I will be sending the validation letter to see how they react, however I do not have an address for Centrinex, does anyone know their address or should I send it to the ESL DE address? What happens if I just do not pay this? If they are not licensed to do business, than the so called contract that was signed originally is bogus right?

I am dealing with Teri from centrex. Here's what she sent me:
Contact Number: Teri 800-689-5603

Money Gram Information:

Name, City, State: Centrinex, Overland Park, Kansas

Express Code: 4364
That's all the info I have right now. I notice that the address is not complete, but I would call for mailing address.

I think you are wise to see what connection they have to Eastside before sending $$$. I am going to send them $100 next week, but not until I check out their affiliation. Eastside wants $164 for 3 payments, but I told them I'm not paying anything over what I borrowed.

Yeah at first Brandi tried to get me to pay about $300 more than what the original loan plus fees, I refused and she agreed. I've been able to hold off making these payments for almost a month now. She told me she was with ESL and the home office was in DE. She did not explain to me why her email is a Centrinex email. She also supplied me with the money gram and western union info., same as you have. I asked her in my last email if ESL was licensed to do business in DE, as I heard they were not, and if they are licensed in my state, NV. I also told her that I read an email that ESL is not suppose to be doing business at all and that I wanted to make sure any payments I send will be credited correctly. If I could have paid this back when it was due, I would have however things have changed drastically for me and now I am skeptical of paying anything due to ESL not being licensed and not knowing really who this Centrinex company is. They want all payments sent via money gram or western union, nothing mailed. I think I may mail a money gram money order to either the DE address or the Centrinex address I found on the web. I have a different contact number than you do.

What will happen if I just do not pay ESL or this Centrinex company. Has anyone not paid them and how has that been?

We always advocate paying back at least the principal amount you borrowed. I don't think speculating on the "what if's" would be doing you or anyone else any favors.

I would suggest paying back ONLY the amount you borrowed, in whatever amount you can afford in installments until the debt is repaid. I offered $100 a month until the $600 is repaid, and she responded that it was unacceptable because it dragged the loan out too long. I cannot afford to pay more or sooner right now. So I will send them what I offered and keep a paper trail.

How does one send a Western Union payment? Never did one in my life. They won't accept checks, and I'm afraid to use prepaid cards because there won't be a paper trail.

Why don't you use money orders, there IS a paper trail with that and it's much cheaper.

Because I don't have a physical mailing address for this centrix place. They only sent me a code number. I'm very hesitant about sending them anything. I'm thinking I should send money order/cashier's check to address on my "contract". That's where I sent the initial C&D and ACH Revoke letters. This is the only pdl that I have to repay. The others have been overpaid.

Well, if it were me I would tell them no address, no payments.

Yeah, I think I'll try that. I'm sure they'll contact me soon if they don't receive a payment. Thanks.