MTE Financial showing on my bank statement

Here is the contact info for MTE:

MTE FINANCIAL
15 G S.E.
MIAMI, OK 74355
phone: 1-866-213-0268
fax: 1-866-539-7503
email:compliancedepartment@mtefs.com

First and foremost, though, can you give us the following info, and we might be able to offer you some advice to help you get through this - you may have already overpaid on your payday loans:

-state you live in
-what lenders you are dealing with
-how much you borrowed from each lender
-how much you have paid back on each loan
-whether the lenders are internet or storefront based

With that info, we can help you understand your state laws regarding payday lending, and help you figure out if you've overpaid on these loans and should start asking for them to be marked paid in full!

:-)

MTE Financial is affiliated with Rio Resources. Check their other DBA names in this link below

http://www.debtconsolidationcare.com/settlement/about14929.html

If you can prove that MTE did an unauthorized debit, dispute the charges with your bank. They will investigate with the pdl company and verify the charges. If it????????s not proved, your bank will revert the charges to your account

I only got a loan for 300 dollars and i paid 90 for 4 months and now you guys are taken out a 140.00 dollar.. I do not own you guys that much..so i want my money back that has been taken out and over paid..

You have not reached a loan company. We did not take money from you. We are a forum dedicated to helping people in debt. If you give us the name of the comoany that you are trying to reach , we can help you to locate them

ashley, I got you messsage but can not reply to you until you register.

ashley, I can not answer you on a message. i got yours and to register go to the home page and follow the links

I borrowed 300$ from MTE Financial. They said they would take 90$ from my account for 4 paydays, OK that was done.loan paid off. Then the next payday they took 140$ out of my account. which means they owe me 140$
Jeffrey Goble (phone number removed for your safety.cannr).

Jeffrey....most often the way an internet payday company works is: they take out $90 every payday as the Fee for the loan...then after so many (like 4 payments) they will begin to take the fee + some money toward to actual principle...most often if the lender is not licensed this means you are over paying according to most state laws. If you can tell us what state you are in...and how much exactly theyhave taken for the loan we can give you some suggestions in how to handle this.

How do we know how much they are going to take out each time, if we cannot log onto a website or ever get a hold of customer service.

When you took out the loan they should/would have emailed you a "contract" that spells out what their payments are...there also would be a telephone number for customer service listed if they do not have a web site. Can you tell us what company you are dealing with? Maybe someone here has also and can give you some insight.

I guess I wound up with one click cash and I never received an email or anything with a contract or contact info.... Any idea on who to contact to get it?

One Click Cash
Phone: (800) 349-9418
Address: 2533 N Carson St Ste. 5024
Carson City, NV 89706
Email: compliancedepartment(at)oneclickcash.com

They are a d/b/a of MTE Financial:

MTE Financial Services
Phone: (866) 213-0268
Fax: (866) 539-7503
Address: 515 G S.E.
Miami, OK 74355
Email: compliancedepartment(at)mtefs.com

I barrowed $300.00 I live in (edited), Maryland (edited). This company debited my checking account for 5 payments of $90.00 then after that is was $140.00 then $125, $110, $95, $80 and finally $65. I paid a grand total of $975.00 Interest from a $300 dollar loan was $675.00 I wanted to increase my payment instead of $50.00 incriment, however; I did not receive an e-mail to inform me who was the lender. i did not know who to get in touch with. please advice me. do i have grounds to see mte financial and get some of my money back.
(personal info edited.cannr)

vicky, have you done anything regarding your bank account? These guys have your bank account information. They have debited your account $675.00 too much. They are unlicensed/illegal in the United States. Also, you reside in a state where pdls are prohibited. I am going to post your state pdl law so that you can see it. I am also going to post something regarding closing your bank account. You do not want to keep the same bank account with these illegal people knowing your information, okay? And, yes, we can send these guys a letter (we can help you with this) and we can file complaints against them with the government agencies. First I'm going to post your state law so you can see they are prohibited. Then I'm going to post the information regarding closing your bank account and opening a new one. Read this information. If you have any questions, just post them. We can help you with this. :D

You will find the Payday loan laws for Maryland here (just select your state),
http://www.debtconsolidationcare.com/paydayloan/explain-pdls-laws.html

I am in the same stupid boat with these payday loans. I tried to close my bank account, however they told me that any ACH's that come through will open my account back up. Any advice?

klc, my bank was the same way. Go in and rather than close it at the very moment, ask them to put a hard debit block/hard hold/freeze on it. Tell them NOTHING is to go through. No ACH debits, no checks, not even YOU can use it. It will still be an open account; however, NOTHING will go through. And no NSF fees should be accrued. Everything should be returned. Do you have another bank account already, so that you will have a working bank account that you can use?

I too have them taking money out of my account and I did get one number but it is automatic. I emailed everyday darn company listed under mte whatever and warned them I would stop payment if they tried again, I have no paperwork or anything that says I agreed to a loan from them. I applied but I never received anything in the form of a loan agreement as I did with other companies. So "screw them", I bet them will contact me now. If this doesn't work I will close that account and open another one. NO NOE TAKES MY MONEY AS THEY CHOSE.

If you're in Maryland, please contact the address listed for the MD Commissioner of Financial Regulation; they've been a great help in getting me out of the payday loan mess.

I am not sure who the payday loan we went through, but like the others the are taking 140 out after the took 90 for 4 weeks. How do i get the phone number for the mte financhial? I live in Indiana and i know they are taking out to much,because the payday loans her only charge 44 for a $300 loan

Donna, you have an MTE related pdl? But, you're unsure of which d/b/a it was under? It should tell you next to the debits the name of the company they are using. I can give you MTE's information; however, if it's one of their d/b/a's, it'll be a different address/phone. Also, please know that MTE and all of their d/b/a's are completely unlicensed/illegal. Here is MTE's information:

MTE Financial Services
Phone: (866) 213-0268
Fax: (866) 539-7503
Address: 515 G S.E.
Miami, OK 74355

If you can tell me which d/b/a they are using, I can get the information on them. The majority of the time, MTE will claim they "are not" who they are. So, if you can find out which name they are using when debiting, I can get you the address and phone number. :D

it states on my bank account met financial refi deb.
so which on do you think this is from

Most likely it is through "them", MTE Financial Services. Sometimes they go by their own name and other times they use a d/b/a. So, the above informatin is correct regarding this for you. If you need anything, just post! :D

the phone number you gave me does not work for them

Is it saying "Nebraska National Banking Conference" when you call? I just called it and that's the recording I got. I got that telephone number for MTE straight from the BBB website. What the hell? Is there a phone number next to the name on your debits on your bank statement?

I did a Google search and found this phone number and fax number:

Phone - 866-539-7504
Fax - 866-539-7503

I called the telephone number and the recording came on with no name (not a surprise for a pdl) and said "Welcome to customer service. In order to access your account information, please enter your social security number." So.... this might be a correct phone number.

Went back to the BBB site and put in 866-539-7504. It comes up as Quickest-Cash-Advance, which is one of MTE's d/b/a's.

Went back again to the BBB site and put in 866-213-0268 and it comes up as MTE Financial Services.

Now, this may mean that MTE changed their phone number, which is NOT a surprise for a pdl to do.

Just wanted to let you know I checked and that's what I came up with.

Call Intercept EFT at 1-800-378-3328. I believe that is the ACH processor for any of their dbas, it doesn't make a difference. Ask for the processing department and they will be able to insure there are no ACH attempts on your account. Revoke authorization with them and explain how their client has abused you. I believe that will work. If that is not the correct processor, contact your bank and ask them for the processor information. Please let us know how that works out. Good luck.

Will the bank know who the processor is if this member asks? And, also will they release the information to this member?

Absolutely. The bank actually does not have the information of MTE, only the processor. The processor, on the other hand, has a financial arrangement with MTE. MTE chooses, when they set up their account with the processor, what they would like displayed on bank statements of...ahem..."customers". The bank only deals with processors and will be able to give this information readily. The processor is a very legitimate company and easily contacted. They will turn over MTE. From that point, be certain to maintain contact with the processor as well as MTE. You'll keep them in line.

Great! donna, give the number a call that james posted. See what they can do for you. And keep us posted as to how it goes!

If Intercept is not the processor, don't give up! Just call your bank and get the correct one.

Do you know the laws for Texas?

You will find the Payday loan laws for Texas here (just select your state),
http://www.debtconsolidationcare.com/paydayloan/explain-pdls-laws.html

Very few companies would need to follow the laws posted above. Most pdl's in Texas actually operate as CSO's, which allows them to circumvent the above laws.

Hey cannr. . .the bank will know the originator of the loan, which probably is the bank. The bank can be very helpful, or at least mine was once I knew what to ask for. I wish I had of had this info sooner, it could have saved me a bunch of time. Google ACH Processors and you will probably come up with Intercept EFT and ACH Commerce, now Moneygram. I have the numbers for both Intercept EFT and ACH Commerce if anyone needs them.

Also, if you call one of the processors, just ask them if they process for a particular PDL. They will look up the info based on the info they have on your closed account. You will not have to give them any info on your current accounts. They will be able to give you a tracking number of the debits. FYI. . .Intercept EFT processes for UsFastCash and ameriloan. ACH Commerce processes from PayDayMax and MyCashNow. They were the ones I was interested in so I was able to confirm with them for processing purposes. As for Star, I am still working on them.

when you close these acounts and try to open others at whatever banks are left in your town can they acess the info about you and prevent you from opening new acount or do you start fresh at the new bank? withoute them being able to trace your historie?

Okay so I applied for ONE payday loan on the internet and before I knew it I had multiple companies sending me contracts. SO far only one of them have deposited $300 into my account but I don't know when and how much they will be taking payments out. The deposit said MTE Financial. If I did get a contract it probably went into my spam folder and then got deleted. I don't know what to do. Can someone help??

I appilied for a loan on the net. now these people are going into my account every week taking out 90.00, All I to to know is how to get in touch with them, so I can get them paid of, so they can stay out of my account.

I am tryto find MTE fancinal phone number do you know that please email me kara

It is so sad. I have not been here for a while and I come back and things are as bad as ever. Will these evil payday loan companies ever go away. I hope whoever the new president is he will address this mess. It is ruining peoples lives. My heart goes out to you all and my prayers are with you and your families. Bless you moderators for helping.

trying to reach mte financial i live in ky they also took out the same amouts on me

you took out $620.00 out of my account and i only borrowed $300.00. Put my monies back or i will tell the bbb that you are a scam and i will go to the police and file a complant :evil:

Lisa this is not a PDL company but a site for getting out of PDL debt.

Please address your concerns to quickest-cash-advance(dot)com. Thanks.

i want a phone number to call so i can pay off my loan

i need t knw how to get in contact with these people to pay off i've already paid them 360.00 on a 300 loan can some one help i live in the ohio

I need a payday loan

Hi Barbara,

This is a site to help people get out of debt, not a payday loan site...