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Credt help?

Date: Tue, 08/07/2007 - 17:07

Submitted by anonymous
on Tue, 08/07/2007 - 17:07

Posts: 202330 Credits: [Donate]

Total Replies: 4


I have not paid a debt they told be i owe for over a year. Is it too late to do anything about it? Does it hurt me when applying for credit cards? Its a rent debt for under 200 dollars..


First, you are going to want to pull your credit reports and see if this debt is actually being reported to the credit bureaus. You can obtain a free report once a year (or whenever you are denied credit) at annualcreditreport.com. There is no fee or program to sign up for at that site.

Most rent debts are not reported to credit bureaus - most landlords don't bother, unless they take you to court and obtain a judgement against you. Did that happen?


lrhall41

Submitted by SUEBEEHONEY70 on Tue, 08/07/2007 - 17:10

( Posts: 4583 | Credits: )


Yes its on all three credit reports. under 200 bucks own rent debt. I tried to apply for some credit cards and i think they could have refused me cause of that rent debt? Or would it be because i never had a credit card before? whats a good starter credit card?


lrhall41

Submitted by on Wed, 08/08/2007 - 15:41

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