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Eastside Lenders settled!

Date: Wed, 09/12/2007 - 06:45

Submitted by ald_ked
on Wed, 09/12/2007 - 06:45

Posts: 67 Credits: [Donate]

Total Replies: 21


After what seems like forever, Shaniqua at Eastside Lenders agreed to accept the principal amount of my loan! YAY! What a relief! So, instead of balance of $295 it's only $80, payable in 2 installments! Woo Hoo! :D

I'm pretty much done now. The only one I have left is GFSIL and I already know Jenny and I will battle it out forever.

If it wasn't for this site and everybody's stories, advice and support, I would still be taking out loans to cover the other loans. Instead, now I'm keeping my paycheck for myself and I've gotten my life back in order.


ald! Hold up! Shaniquia responded to you? I'm still waiting for her to respond to my last email where I asked them for their license number they are operating under! I think we were responding to them at the same time! I have never heard from my friend Shaniquia again! When did you get your response? I'm soooo happy for you. Very, very happy! It gives some hope. But, I'm curious as to know when you received your reply from our friend Shaniquia. Good for you, my friend! :D


lrhall41

Submitted by cannr on Wed, 09/12/2007 - 08:58

( Posts: 9317 | Credits: )


Thanks, volley! :D I knew someone else was dealing with Eastside. You have "Tammy". We had "Shaniquia". Well, obviously Shaniquia likes ald and not me. LOL! Or we've ticked them off by asking them their name and license number they are operating under. LOL! So sorry, Tammy and Shaniquia! But, you know, I did tell them there would be no "negotiations" until they give me the full name and license number of the company that they are operating legally under. Hmmm..... you think that's why they didn't respond? :wink:


lrhall41

Submitted by cannr on Wed, 09/12/2007 - 09:16

( Posts: 9317 | Credits: )


Cannr-I started my emails to her again last week and finalized it this morning. I pointed out that when I first took a loan with them, I was uneducated on the laws/rules/regulations with PDL's. I had read an article in the newspaper(or found a website :wink: )that opened my eyes. Therefore, due to my past overpayments on illegal rollover feesn I felt as though my debt was satisfied. We emailed back and forth for a few days and agreed that since I had paid $120 in fees, if I just paid $80 to pay back the principal we would call it even. DEAL!!!


lrhall41

Submitted by ald_ked on Wed, 09/12/2007 - 09:44

( Posts: 67 | Credits: )


Oh, Bublefan I feel your pain! I've overpaid them by like $580. Do I ever plan on seeing it? Hell no. It's a lesson learned. A hard lesson. I get so angry when I see all the money I've lost, I could scream. Ok, I have screamed. And thrown things. And kicked things. But you know what? I've learned to simplify my life and the strangest thing is, I now have a savings account. It's small and not much, but it's a start!


lrhall41

Submitted by ald_ked on Wed, 09/12/2007 - 09:52

( Posts: 67 | Credits: )


Thank you for adding a light at the end of my tunnel. I too have a loan with Eastside & I have overpaid as well. I'm in the process of filing my complaints w/the AG & sending out letters to these people. From what it looks like I've overpaid them by over 200.00! Hopefully I'll have the same outcome you did!


lrhall41

Submitted by lmk3524 on Wed, 09/12/2007 - 11:39

( Posts: 435 | Credits: )


I got this from Shaniqua today....

After further review with my supervisor we had decided to show your accountpaid in full. We will need you to fill out and return the attached releaseform before we can go ahead with the settlement. I have also attached ourlicense letter for you records.
Thank you, Shaniqua
YIPPEE!!! I AM PAID IN FULL!!!! I guess I won't be getting my refund of $162.50. I am wondering if I should fight for it or just be glad it's over with! The "license letter" they sent me was one stating that "we are in Delaware, we follow Delaware law, blah, blah.,..." I asked for a copy of their LICENSE!! Which they can't provide because they DON'T HAVE ONE!!!!


lrhall41

Submitted by Bublefan1 on Wed, 10/03/2007 - 12:47

( Posts: 186 | Credits: )