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Help ASAP

Date: Thu, 09/13/2007 - 12:17

Submitted by cannr
on Thu, 09/13/2007 - 12:17

Posts: 9317 Credits: [Donate]

Total Replies: 72


Okay, just got a telephone call from Cash Transfer Centers. Calling to verify my employment for a wage assignment that they mailed on me. I got the call. I do the HR/payroll stuff myself. Gave a false name (of course) as to who I was. Apparently they have mailed a wage assignment. I have not received it. I pray to God I get it before my friggin boss does. However, she is faxing it to my office now & will be "waiting to hear from me". Okay, I understand that wage assignments are strictly voluntary upon the employer. I have in fact revoked any wage assignment I may have signed with them (as I did everyone). However, my question is - How do I respond to this? I'm going to be receiving a fax and a letter (that I pray I get, not my boss). How do I respond to it? Can I tell them we do not "honor" wage assignments? She actually called it a "wage garnishment" while on the telephone. I know better than this crap though. Tell me how to handle this. I'm trying to cut them off before something lands on my boss's desk. But what can I actually say or fax back to state that we do not honor wage assignments? I need some kind of "legal talk" here. Help!


kash - Thank you. Now, that's a true friend!

You guys, I did revoke my wage assignment with Cash Transfer Centers. However, this did not prevent them from sending one anyway. In answer to the question as to how long it took? About 4 months. No kidding. I'm sorry for everyone who has had their employer honor this wage assignment. I am hoping mine is taken care of. However, kash, if I need you - please be there for me! We basically told them this is voluntary, that it was already filed as revoked, that it does not have to be honored, and we were refusing it. Oh. We we told them to not contact this company again or legal action would be taken. Praying this will be enough... .

And, thank you guy for your concern. It really, really means a lot to me. You just don't know how much.


lrhall41

Submitted by cannr on Fri, 09/14/2007 - 09:45

( Posts: 9317 | Credits: )


I LOVE YOU GUYS! Can you see me listing my employers? Goudah, Kash, Pyb, etc........... LOL! Yes, these are my bosses! Goudah owns the company, Kash is the HR manager, etc........ LOL! I love you all! :D


lrhall41

Submitted by cannr on Fri, 09/14/2007 - 17:24

( Posts: 9317 | Credits: )


Goudah, for those in the outlawed wage assignment states, should they send a revoking letter anyway?

Because it doesn't seem like they would care if a state didn't allow them. It seems like they'd try anyway because they seem to work since no one really knows they are voluntary and sent from illegal companies.


lrhall41

Submitted by pokogeo on Mon, 09/17/2007 - 11:50

( Posts: 571 | Credits: )


I would send them anyways . . . . Just to cover all your bases. BUT - If you are in a state that doesn't allow them, and a pdl tries to put one through, your employer can get into trouble if they allow it. I know in Oregon it's a labor violation to deduct anything from an employee's paycheck without their consent (besides taxes and the like).


lrhall41

Submitted by goudah2424 on Mon, 09/17/2007 - 11:58

( Posts: 7935 | Credits: )


Thanks, poko! I thank God I was able to intercept! I feel like a football player with these pdl's! Block the pdl from the boss! LOL! And, like goudah said, even if they are illegal in your state (and I know she's doing more research for you), still send a letter revoking it. I really don't believe the pdl cares if they're legal/illegal. They're lending illegally, so they don't give a giant crap if wage assignment is legal/illegal. Just have documenation to cover your butt. I do know that goudah will probably come back with some information for you. She's the research queen!


lrhall41

Submitted by cannr on Mon, 09/17/2007 - 18:17

( Posts: 9317 | Credits: )


Thanks, morning! I'm still jumping on the mail man every day at work waiting for the one they "mailed in" to my employer. They probably never did and I'll be pouncing on the poor mail man for the next 4 years! LOL!


lrhall41

Submitted by cannr on Mon, 09/17/2007 - 18:40

( Posts: 9317 | Credits: )


The mod's can. Hang on. I can pm them and put in your request.


lrhall41

Submitted by cannr on Mon, 09/17/2007 - 18:44

( Posts: 9317 | Credits: )


:lol: Thanks, luke! Nothing like a good laugh first thing in the morning before my eyes are even completely open!


lrhall41

Submitted by cannr on Tue, 09/18/2007 - 04:18

( Posts: 9317 | Credits: )


Hey Cannr, I am here if you need me. I will tell them what ever I need to tell them to get them away from you
I am glad that you intercepted the fax. where the hell is the letter that they "mailed " to you? I wonder if they did. These IPDLS are so sleazy it makes me sick.
I do pity your poor mailman getting pounced on everyday by you. Whatever it is, we will stand by you , and get you out of this mess. NO ONE will ever take (steal) your mney again


lrhall41

Submitted by kashzan on Tue, 09/18/2007 - 04:48

( Posts: 5401 | Credits: )


First of all, kash, thank you with all my heart. I know you mean what you say and I so appreciate your offer of help! I will scream to you if need be! Thank you!

Second, morningstarr, well, they waited about 4 months before sending a wage assignment to my employer! Guess they feel as though they can do this at any time. We'll be 103 years old and sitting in our rocking chairs and get hit with a wage assignment. LOL! I have to joke about it because it's so disgusting!


lrhall41

Submitted by cannr on Tue, 09/18/2007 - 19:07

( Posts: 9317 | Credits: )


Cannr...when you take a breath and have responded to Cash Transfer Centers...I want to let you know that my payroll office dealt with the same thing about 2 years ago. Our corporation treasurer told me at that time that any wage garnishments had to come through our court system before they would honor it. She faxed them back an letter stating that no garnishment would be taken from my check without a court order from an Indiana court. I am sure Kentucky is the same...


lrhall41

Submitted by laura19544 on Tue, 09/18/2007 - 19:18

( Posts: 456 | Credits: )


laura, it is. They can't "garnish" wages without a court order. This is a wage "assignment" which basically states that you "give permission" to your employer to pay these illegal idiots and then your employer can take the money out of your check to get their funds back. The "assignment" is voluntary on the part of the employer. "Garnishment" is not voluntary. So some employers who are not educated regarding wage "assignment" go ahead and honor it. Sorry, but I'm not even letting it get into anyone's hands! I do know that my employer would never honor such a thing. It's just a damn shame that some employers do and the employee suffers by having the money taken out of their paycheck because their employer paid an ILLEGAL company an ILLEGAL debt.


lrhall41

Submitted by cannr on Tue, 09/18/2007 - 20:05

( Posts: 9317 | Credits: )


Yes..I was one of the lucky ones to have a person in payroll that is my friend. However I do work for a school corporation and they are very protective of their employees especially one that has been with them for over 17 years. But things change and I just might get hit with one of those again..and their are new people in the payroll department so I won't bet that these other IPDL's that I haven't heard from might just try that...I'll stay alert!


lrhall41

Submitted by laura19544 on Tue, 09/18/2007 - 20:13

( Posts: 456 | Credits: )