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Statue of Limitations Question

Date: Fri, 09/14/2007 - 17:19

Submitted by got2pay2play
on Fri, 09/14/2007 - 17:19

Posts: 61 Credits: [Donate]

Total Replies: 4


I just moved from Florida to Maine. Big move. My questions are:

1. Who's laws do I need to follow?

2. Does SOL restart if I contact the Creditor and ask them to validate the debt, amount owed, age of debt, etc or only if I make a payment? Some of my debts are pretty old, years old, just not sure how old.

3. If SOL has run out can I contact the CA and tell them this and tell them to stop trying to contact me?

4. How do I find out exactly what I owed the ORIGINAL creditor before it went to collections. I want to start on settlement offers but want to make those offers on the original amount not the inflated fees.

Think thats all I have but feel free to give me any other helpfull advice. I need it.


1- Maine...but check the requirements that determines your residency in the state (I do understand FL SOL to pause if you move out of state, and restart if you return at a later date).

2- Only upon payment, or in some cases, a promise to make a payment. In other words, demanding validation does not restart the SOL).

3- Yes. They may then sell the account to another CA. If that happens, you can repeat with CND.

4- This should be part of proper validation...a breakdown of all fees.


lrhall41

Submitted by Morningstar on Fri, 09/14/2007 - 19:23

( Posts: 1633 | Credits: )