New CA attached a judgment issued to original creditor

Date: Fri, 10/12/2007 - 09:59

Submitted by anonymous
on Fri, 10/12/2007 - 09:59

Posts: 202330 Credits: [Donate]

Total Replies: 7

This is like the third agency to work this dept. They attached a judgment issued to my wife with the full sum of a Chase Manhattan card plus 25% attorney fees, (different attorney) and another 5% interest, from date of judgement. Does this new group have any rights to this? This was a city court ruling,that I don't believe my wife had any knowlege of. What can come of this and what should I do to help her? This is just one of many, since a run of bad luck and circumstances, that started just before hurricane Katrina. ANY HELP OR ADVISE WOULD BE a potential life saver. Thanks in advance! :shock:

My advice would be to try and settle the account. Interest can s

My advice would be to try and settle the account. Interest can still be gained on a credit card even after it has charged off. It's a lower rate than the defaulted rate and completely legal.

lrhall41

Submitted by FYI on Fri, 10/12/2007 - 10:05

( Posts: 1950 | Credits: )

Any help, at all?

Do I have to register, or something, to get any replies to this question?[/font][/size][/color][color=DarkBlue][/color] :?:

lrhall41

Submitted by on Fri, 10/12/2007 - 11:21

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If she was not served,motion court to vacate judgment due to imp

If she was not served,motion court to vacate judgment due to improper service. They will refile and during that time you can get them to validate debt to ensure they are the proper party to collect on the debt.

lrhall41

Submitted by cajunbulldog on Fri, 10/12/2007 - 12:04

( Posts: 4850 | Credits: )

This is crazy

I just learned that we had this settled and paid, through our lawyer. These guys are trying to double dip. Do they have any way of knowing the original creditor has been paid, and thier "junk dept" is now worthless?

lrhall41

Submitted by on Sat, 10/13/2007 - 07:27

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Wait are u saying they got a judgement on a debt that has alread

Wait are u saying they got a judgement on a debt that has already been paid??????
WOW! U will have to get them to vacate this judgement to have it removed from ur credit reports and ur wife's name!
Ang

lrhall41

Submitted by Ang on Sat, 10/13/2007 - 07:31

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You should contact your lawyer, if he was the one who settled it

You should contact your lawyer, if he was the one who settled it for you, and ask him to provide proof that it has been successfuly taken care of.

lrhall41

Submitted by FYI on Sat, 10/13/2007 - 10:14

( Posts: 1950 | Credits: )

same horror story over and over! Some people on this sight insis

same horror story over and over! Some people on this sight insist that if you pay and keep records of payment all is well in credit and collection land--fact is--pay and keep paying years later--just my opinion! contact your lawyer? why?you already paid for them to follow the law why shouldn't debt collectors' have to do the same?

lrhall41

Submitted by HANKYSPANKY42 on Mon, 10/15/2007 - 01:08

( Posts: 196 | Credits: )