consolidation of payday loans

I would, but you could alwyas verify with Langhorne if you can go ahead and send the pdls to them when they start calling.

Ok, I will ask when I call to verify if my notarized power of attorney letter was received after lunch.

Thanks for the advice, gang!

Keep in touch and let us know what is going on. Hang around and help others too.

Took care of the notarized letter on lunch and have a wad of cash in my wallet, instead of pending to be taken out of my bank account for once. :)

I'm all set up with Langhorne, spare my first payment. I was instructed to not reply to the creditor calls by my Langhorne rep, so let's hope they don't call my references. :(

iguana, they won't call your references. Don't worry about that. Good for Langhorne telling you not to take their calls. We would have told you that anyway! LOL! :lol: Don't take the calls! I have had TONS of internet loans and not one out of ALL of them called any of my references. They were too busy harrassing me. I wouldn't fear them calling anyone. I can almost promise you this. But I won't promise, because with these guys, anything is possible! But I had 12 internet loans, and some with the ugliest ones possible, and none of them called my references. Now, yes, they did try calling me at work, which was a pain in the a$$.

"Dear (name removed for your safety. cannr):

We received your payment of $87.10.

Your confirmation number is 484409.

Your current loan balance is $273.27. And the due date for your next
payment is Friday, November 02, 2007"

Hahahaha... if only they knew...

Still no old account on my online banking, so I know that this is just some silly automated message that is saying they sent the ACH out. It typically didn't even hit my account for the first time until the next day.

cannr: Ok, I'll try to stop stressing about that. I'm not worried about if they call my boyfriend, just if they call my mom. :P

iguana, do not worry. I had "real" people listed as my references. Not one was called. I really, really doubt they are going to call. I swear, out of 12 (and that's quite a few!), none called. Just called me! LOL! And, yes, this is a nice computer generated "debit confirmed" notice. Oh, give them just a few days. Probably by the middle of next week, they'll start tripping out since the debits were rejected!

Just in time for Langhorne to start sending the 'she has a lawyer, back off!' notices at the beginning of the following week! :)

I'm fairly relaxed right now, though the vodka and coke zero I'm having sure does help that. :P

Well, that'll help alright! LOL! But you honestly should be feeling good. You are so on the right track. You've got it going on! You're going to be fine. Especially with Langhorne working for you. At least you won't have to deal with the harrassment and threats. Good for you! Have a vodka and Coke Zero for me! :D

This one is almost gone, so the next one will be poured in your honor (and your little puppy's!)

Meh... the phone calls have started.

OneClickCash just called me at work. Unfortunately, I am the only one on my work's phone queue, so when I answered, I was forced to talk to them. :(

I informed them that I am working with Langhorne and that they should be expecting a letter from Langhorne shortly. They asked for Langhorne's phone number and when I asked them to please not call my work phone number and offered my cell phone, they said they will no longer need to call me and that they will deal with Langhorne directly.

So at the very least, they have been diverted. I'm sure Langhorne won't be too happy with me having to toss them off to them before sending my first payment, but I had no other choice. :(

You do what you got to do. Glad to hear that they say they are going to work with Langhorne and stop harassing you.

Oh well, iguana! They're going to be helping you soon anyway, might as well start throwing their phone number at the pdls! :wink: At least you got one of your back. Personally, I would continue to give the phone number out so they won't call you again. Good job today! :D

Are the any debt consolidation companies that deal with Payday Loans in the state of Florida?

Hey dwntwn...I think I will respond to your thread you got going on already.

Wow, they sure love to call, don't they?

I've received at least 4 voicemails on my cell phone and even 3 on my work phone.

Langhorne gets paid Monday, so I just have to hold on until then. After that, they will all go away. :)

Holy cow!

My cell phone rings with an unavailable number. No voicemail. My work phone rings, no voicemail. My work phone rings again, voicemail... it's MTE Financial. My cell phone rings with one phone number, no voicemail. My cell phone rings again with a different phone number, voicemail from the same voice as the MTE lady on my work phone, only this time, it was SUPER rude and b*tchy.

'Miss F., Time is not a luxury in this matter. You need to contact me IMMEDIATELY on this at xxx-xxx-xxxx.'

Rude people think they're going to get their money by being snippy with me... they've got another thing coming! :P

Hahahaha... and then followed up with an email offering a settlement amount of $292.50 instead of the supposed $390 I owe them.

They crack me up!

Oh, iguana! You poor, poor girl! They will hound you into the ground! Good for you for not taking those calls! They are horrible, horrible, horrible. I swear, my phone would ring all day long. It drove me insane! No messages. Just hang up. Lordy. Hang in there, honey! :D

Stick to your guns Iguana. You are doing everything correctly. BTW loved your pictures.

Just wanted to update everyone on how things are going...

My payment to Langhorne successfully cleared my account on Monday, so I have to assume they started hitting heavily with the letters on Tuesday. My phone was ringing off the hook, at least a phone call every 20-30 minutes from 8am-8pm every day. I would call back the storefronts, which were minimal, since I visited them all prior to my due date. The rest of the calls have gone straight to voicemail.

Yesterday, it was eerie. I didn't receive a single phone call from 8am until almost 4pm! Towards the end of the day yesterday, I received an email from ThinkCash:

Quote:

iguana! Sounds like Langhorne is "doing their thing"! Awesome! Now, if only your phone would stop ringing! I can't wait to hear of your progress! And I smiled SO BIG when I read about your dealings with Dollar Financial. Way to stand up for yourself! You are going in the right direction, iguana! Soon, you'll be FREE! :D

Think Cash is sure trying to get ahold of me the past day or so, which is really weird. I haven't answered a single phone call, but it's disturbing that they are trying so hard to call me when they sent that letter previously.

Oh well... it's Langhorne's problem now. :P

Has anyone read up on First Bank of Delaware? I
found this by searching their name.
"Federal Government Orders First Bank of Delaware to Exit Payday Loan Industry."
It also mentioned this installment loans.