Debtconsolidationcare.com - the USA consumer forum

"litigation"

Date: Mon, 10/15/2007 - 12:36

Submitted by anonymous
on Mon, 10/15/2007 - 12:36

Posts: 202330 Credits: [Donate]

Total Replies: 6


I got a call from a collection agency, who's name I currently dont know because they would not repeat it for me. They could not have had this account for more than a month or two at the most. The loud obnoxious guy I talked to told me it was on the way out of their office, and going to court for refusal to pay. He wanted to know if I had a lawer to represent me.
I was just wondering if this was a scare tactic to get me to pay, or what. This account just went into collection status, and isnt even over $2000.
Any advice. I set up a payment with them and the whole thing about court disappeared. He even was yelling at someone to stop the "litigation" on it.

It all seemed fake to me, but I didnt want to risk it.


You can send a letter restricting communication from them to written form only.

You can also look up your state laws that cover recording telephone conversations (it is possible that you would need to familiarize yourself with the recording laws in the state the collectors are calling you from). This was probably an fdcpa violation. I would at least file a complaint with your AG and/or the FTC.


lrhall41

Submitted by Morningstar on Tue, 10/16/2007 - 20:54

( Posts: 1633 | Credits: )