Tradeline question
Date: Tue, 10/16/2007 - 10:40
They have thirty days to respond to a validation letter. They mu
They have thirty days to respond to a validation letter. They must cease all collection during that time. If they do not respond they can't collect. All entries on your report should be removed. However you are dealing with one of the worst in the industry and you will probably have to file a complaint with the FTC to get them to do anything. They have been accused of filing false affadavits and all kinds of things. Please go here to read about them if you haven't already!
http://www.budhibbs.com/debtcollectorpages/weltman_weinberg_reis.htm
There is no deadline for validation per fdcpa. If they have a tr
There is no deadline for validation per fdcpa. If they have a tradeline on report dispute it after sending them your dv so you can lock them into a 30 day response period per Fcra. If state laws control response time they could be used also.
Keep us posted on this! I am dealing with these scummy lawyers
Keep us posted on this! I am dealing with these scummy lawyers too and I refuse to take any of their crap and pretty much told them so. So should you! Don't be intimidated just because they are lawyers.
You should DV LVNV too, make them both answer.
Well, here's my game plan: 1. File disputes with Equifax, Exper
Well, here's my game plan:
1. File disputes with Equifax, Experian, and Transunion
2. File complaint with FTC
3. File complaint with Attorney General's office
4. Once I get outcome of investigation through FTC use found violations as grounds for a civil suit. (it looks like my car insurance has actually been much higher than it would have originally been if not for these people)
The good thing is that if I file suit for damages already proven by a federal entity the burden of proving their innocence is practically impossible.