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Tradeline question

Date: Tue, 10/16/2007 - 10:40

Submitted by JCEMT
on Tue, 10/16/2007 - 10:40

Posts: 2934 Credits: [Donate]

Total Replies: 4


I requested validation through Weltman Weinberg, & Reis of a debt that I allegedly owe to LVNV funding. The validation was received on 9/17/07 and they have yet to provide validation. Is there a certain timeline that they have to produce validation before they have to remove the negative tradelines from my CR?


They have thirty days to respond to a validation letter. They must cease all collection during that time. If they do not respond they can't collect. All entries on your report should be removed. However you are dealing with one of the worst in the industry and you will probably have to file a complaint with the FTC to get them to do anything. They have been accused of filing false affadavits and all kinds of things. Please go here to read about them if you haven't already!
http://www.budhibbs.com/debtcollectorpages/weltman_weinberg_reis.htm


lrhall41

Submitted by Frogpatch on Tue, 10/16/2007 - 10:47

( Posts: 5381 | Credits: )


Well, here's my game plan:
1. File disputes with Equifax, Experian, and Transunion
2. File complaint with FTC
3. File complaint with Attorney General's office
4. Once I get outcome of investigation through FTC use found violations as grounds for a civil suit. (it looks like my car insurance has actually been much higher than it would have originally been if not for these people)
The good thing is that if I file suit for damages already proven by a federal entity the burden of proving their innocence is practically impossible.


lrhall41

Submitted by JCEMT on Tue, 10/16/2007 - 11:28

( Posts: 2934 | Credits: )