CA getting ready to start garnishment
Date: Wed, 10/17/2007 - 11:45
My second issue is that I was just contacted by a company that is tring to collect on a debt that is 6-7 years old and they want me to send a payment and I need to know with the debt being so old if I make a payment does it allow them to reset the date on my credit report so that it stay's on there for another 7-10 years? Thank You to anyone that can help.
Well srm, i'm definately NOT an atty by any means but in order t
Well srm, i'm definately NOT an atty by any means but in order to garnish ur check they must have a court order, a judgement against u! U should NOT send them ur check stub or any of ur personal information. Have they sent u the money back or cashed it? That's something u need to look into for starters...
On the second question, if u make a payment on this acct it will indeed start the SOL over again. What state are u in? With that information i can get u ur SOL.
Hope this helps a little bit,
Ang
SRM, Please tell us what kind of debt you are talking about.
SRM, Please tell us what kind of debt you are talking about.
Ahhh good question Kash!! I just assumed it was a cc since the p
Ahhh good question Kash!! I just assumed it was a cc since the post was in CA forum but sure could be something else! Sorry about that!! Thanks for catching it!
:D
Ang
Is the first one a student loan?? If yes, you need to fax over
Is the first one a student loan?? If yes, you need to fax over proof on income if you wish to avoid being garnished. Federal student loans do not have to take you to court to garnish you!
Soaplady, First congrats on becoming a mod secondly I was just
Soaplady, First congrats on becoming a mod
secondly I was just going to post and ask if it was a student loan. I guess I am on your coat tails with this one
srmr- Ang is right, you have to be really careful about what you
srmr- Ang is right, you have to be really careful about what you send them. They have no business with your check stubs, bank info, etc.
CA will threaten anything, and some do sue-but,like Ang said, they can't just garnish without a court order.
If you are sure this is your debt, you owe it, and these people have the legal right to collect, you can set up payments. Have you sent a debt validation letter, to make sure this is your debt? I'm not sure that this would work, since you have sent a payment.
Keep all correspondence with them, if you have to go to court, you will need a paper trail.
If this is a federal thing, such as student loans, you will need to fax the info as soap lady said, they work differently that CC. Good luck..karen