Contacting my HR Department.

The first thing I would do is to revoke any and all wage assignments that you may have signed.Wage assignments are strictly voluntary. Give a copy to your employer as well. They are using a scare tactic to force you to pay.You also need to send them a cease and desist letter telling them to only contact you via e mail or usps. Some will listen, some will not.

What state do you live in and who is the loan with?

I Live in Michigan.

If you just have the one loan, I will post the laws for your state, but please get those letters out asap

Tell them you are not permitted calls at work and they must stop according to law. That does not mean they will because most of these companies are illegally operating anyway. Could you give us the following info? Who is the lender, how much did you borrow, how much have you paid back including fees and rollovers and also, what state do you live in. If you agreed to any wage assignment you must send a letter revoking it and give a copy to your HR dept.

You will find the Payday loan laws for Michigan here (just select your state),
http://www.debtconsolidationcare.com/paydayloan/explain-pdls-laws.html

Wow you snooze you lose. I was a little late on this one. Thats what I get for answering the phone.

Frog, you never lose! You are one of our winners.

Paid 240
Laon Amount 400
Discount Advance out of NM 99% sure of the name.
Were can I find this letter?

Sorry also wanted to ask, they threaten to have authorities to come to my place of business. Can they do that?

Just send them a letter stating that you are revoking any wage assignment agreement that you signed with them and demand that they cease communication with you by any other means besides the USPS.

All you need to say is
I (name) do hereby revoke any and all wage assignments that I may have signed for you or any of your affiliates.

For the cease and desist letter, just tell them that they need to refrain from any phone contact at your place of employment (and your home if you dont want them calling tere either).Tell tem they can only contact you via e mail or uspu

No they can't do that and they are breaking the law by saying that. File a complaint with the FTC and the BBB and the New Mexico attorney general against them

Thank You all,
I will do this, and follow up to let you know what is going on.
I have other PD loans, and will need your help. However I can only handle one at a time. If there is a better approach please let me know. I am at work now and will not be available for the rest of the day and will check back tomorrow.
Regards,
JMP

I would suggest that if you have other loans you also send them the letters, to try to avoid any problems that may pop up from them.
I am glad that you are getting to work on the letters, but please let us know about the other loans so we can help. we need to know
Who you have loans out with?
How much you have borrowed?
How much you have repaid to each lender?. Fees and principle to get one total repaid for each lender.
Are your loans store front or internet?
what state you live in?

One more bit of advice..Get the letter of defense (revocation letter) to HR before sending copies to your PDLS. Also, for the defense letter to HR, make sure it is a blanket letter, and VERY IMPORTANT!!!!!!! date it and sign it. I am an HR lady, and I would NOT accept a letter of defense that is not dated.