Well, today is the big day.

cturner, thanks for posting! Watch your "closed" account. If they told you it could be "forced" open for 30 days and your "block" won't take effect for 10 days, make sure these don't hit tonight. Check your account in the morning to be sure nothing went through. I'm praying to goodness that your account is safe and will remain closed/blocked. I've just had the SHOCK of finding mine "forced" open when I did it and about had a heart attack on the morning I saw it! Just keep an eye on it and make sure every morning that it's not been "forced" back open. I'm only hoping for the best for you! :D

mmm, interesting. I just got emails from PaydayOK and CashnetUSA saying "thanks for your payment"?? I just checked my bank account. It's still saying it's closed, and I didn't have overdraft protection anyways. Guess i'll just have to wait and see what happens.

cturner, this is normal. Hang on. Don't panic yet. The majority of plds send out computer generated emails on your due dates saying "Gee, thanks for the payment" when in all actuality the debit was rejected. Sometimes it'll take them a week or two to catch on to the fact that they are not getting their money. Just look at your account in the morning. See if it's still closed. If it is, then these are just the usual computer generated emails.

And please keep watching your bank account...this happened to me and sometimes it didn't show the rejected post and nsf charge till day 2.

keep us posted

Is there a limit on how many times they can debit your account? CashNetUSA has tried twice, once for apprx. $1,300, and a week later 2 debits of $650. (all bouced). Can they attempt a third debit? (Pennsylvania). Unfortunately, I had to choose between avoiding foreclosure or honoring the pdl.Much thanks for any advice.

have you tried to change your acct status, try freezing it or make it deposit only.

CashNetUSA are vultures. They will try and try again and when they no longer have access to your account, they will call at least twice daily on as many phone numbers as possible to get ahold of you.

But as they seem to be licensed in all of the states they do business in, they're legal and such. You might be able to call them and ask them about payment arrangements.

joe, they're going to attempt to hit your account as many times as they like since they do have access if your account is open/active. They can keep trying to hit with ACH debits and then maybe even try to hit it with an electronic check. You're best bet, since they are licensed/legal, is to do something with your bank account so they can no longer hit it, contact CashNetUSA and make an alternative payment arrangment with them. Remember, CashNetUSA will be licensed/legal. But doing something with your bank account will at least prevent them from hitting it causing you a lot of money in NSF fees.

Cannr- you are right- I had one do the electronic check thing- didn't get the OD for a couple of days!!

Hang in there cTurner- we are here to help and guide you-or just listen!!..karen :D

how do you know who is legal and who isnt again?

jaydanielle1,where can I find that info?

what info??

about who is legal and who isnt. what do you mean by that?

guest, are you asking in regards to a particular pdl? If you like, you can post which pdl you are inquiring about and we can see if they are licensed/legal for you.

Well, I got my first call today. CashNetUSA left a rather nasty message on my machine. They also called my work a few times. O well, I knew I would happen sooner or later. Wasn't really expecting them to be so nasty so soon though. I mean I was a "gold member" for Gods sake (lol). Paid them faithfully for a year and a half and they get this nasty over one missed payment.

I just had a thought. How do I make payments to these people when the time comes?? Do I allow them access to my debit card number or bank account numbers again?? That seems like financial suicide to me.

NO WAY...you are right it is suicide. Tell them you no longer have a bank account.(that's what I said) and then they will give you info to send payments Western Union or Money Gram.I also pushed one and they finally gave me an address to send a money order. But never never give your bank info again!!!