Debt Management plans

Sara, you can call the number to the right of the page and speak to someone who may be able to assist you.

Have you called your debt management company Sarah? Maybe you could rework the payment terms with them. It might involve the debt management company contacting the creditors also, so it might take time...but definately call them!

I told my debt management company right from the start that the amount was too high-they also might be able to check to see if certain cards have a hardship program you could qualify for.

I don't know if contacting the creditors themselves & explaining you are having problems making the payment would help any.

DEFINATELY apply or call for a free consultation through the site here. They can help you sort your options out.

Sarah...were you assigned a counselor..if so..you need to contact that person and explain your situation. I am in a debt program and actually they made my payments fit my budget with some flexibility if something happened. But do check out this site...they have some very good counselors.