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What is the Validation time limit in TX?

Date: Mon, 11/26/2007 - 18:23

Submitted by kajunking007
on Mon, 11/26/2007 - 18:23

Posts: 23 Credits: [Donate]

Total Replies: 5


I have seen in several posting that Texas has a time limit for answering a request for validation. I was woundering what it was and were can I find it?
Thanks for the help!!!!


tlo2.tlc.state.tx.us/statutes/docs/FI/content/htm/fi.005.00.000392.00.htm

Section 392.202
Not later than the 30th day after the date a notice of inaccuracy is received, a third-party debt collector who initiates an investigation shall send a written statement to the individual...


lrhall41

Submitted by on Mon, 11/26/2007 - 18:28

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I think other state should give such limitations of time. Otherwise a JDB could continue to report it on your CR even if it doesn't belong to you. And the dispute process with the consumer reporting agencies is rigged, they always "validate" with the CAs and give you an automated response within the hour. Happened one time on a Sunday around 2AM I filed a dispute with Transunion and they got back to me in 45 min. telling me it was valid. :(


lrhall41

Submitted by JCEMT on Tue, 11/27/2007 - 05:47

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