Garnish wages from different account to pay pdl

What do you mean garnish money from a different checking account ? Do you mean ach debit? Checking accounts do not get garnished. Wages get garnished.

Hi moto-Welcome

Do you mean the PDL has advised you that they can debit any other of your bank accounts? Most of the PDL contracts do state this in the fine print.

Who are your pay day loans with?

OOPS , we posted together

:lol:

Sorry,
I meant debit another checking account. I have not provided them with the information but they have stated if I do not make payment by tomorrow they will debit my other existing checking account.

How did they get the new ifo? Are you sure they have it. Call your bank and be sure they will not honor any charge

Hi msoto-You should log back in....this way you dont share your email address with everyone.

Do they have your other checking acccount info? Who is the pdl?

Again

good thing we are posting the same info :D

Westbury Ventures. I am not sure if they have my information but they state that if I do not come up with the money by the end of the business day they will take out all my money from my current checking account. They informed me that they are using a Check recovery service to pull all my existing accounts. I only have one.

This is not the first time I am hearing this. It scares me, but it seems that Westbury and Geneva have been doing this. Can some one pop in and shed some light on this situation.

checking account info is not a matter of public record. What they are probably doing is checking CL Verify which is a "service" that is used by grocery stores, some retailers, etc to verify that your checking account info is valid.

When you write a check at a place that "swipes" your check and DL, it pings CL verify.

Its not as easy as they are making it seem....it is rare but it has happened a just a couple times here. To minimize this risk, dont write checks at merchants.

Thanks Volley. You know I am super paranoid about this. I never write checks at any stores at all. Only people that get my checks are the , electric co, cable tv and reny. All else is paid thuu debit card. I hope that is safe.

I would recommend using the debit card..that info is safe.

Cool. Thats what I mostly do.

msoto-Do you currently have an open account that they have the info to?

No. They state that they are gathering the information. I recall using a check a couple of times. Can they debit a savings account?

So your checking account is closed then?

No. I have a current new checking account. But I am wondering if I should transfer the money I have in my checking account to my savings account.

Ah ok. So the checking account you used to get the loan is closed, you have a new checking account and a savings account..?

You can certainly transfer it..however, if they do debit your current checking account, like I mentioned its rare, you can dispute it with the bank.


They are going to say everything under the sun to scare you...if they had your new account, they would have bled it dry by now, believe me. They are the worst.

thanks soo much. I am attempting to pay the debt but they want all or nothing.. I will keep trying to settle and hope for the best.

How much did you borrow and how much have you paid back so far?? We can help with some guidance. :D

I did not know this.......now I'm paranoid....I write checks to stores all the time...... :(

WOW, this is good info! I have been writing checks left and right, now I will be using my debit card!

I received a letter from Westbury stating that they would use Check Recovery to access any and all accts to get their money. I was with Langhorne debt solutions at the time and they advised me to forward this letter to my attorney general and that they would also contact the attorney generaly. I very quickly received response from Westbury that my acct was paid in full and received no other correspondence.

I don't know if that is legal but it is not a good way to do business.

I've had the same problems with Westbury however they have actually withdrawn over 1400 from my account on a borrowed 390. I've my account overdrawn 3 times due to this. I haven't a clue how they figured out my checking account information since the only checks I write are for rent out of this account.

Daid-They got your new account info?..besides the info they had when you got the loan? I would absolutely dispute the charges with your bank.