My Loans and amounts

Good going. You started your own thread.
Here are the Payday loan laws for Arizona (just select your state),The first thing you need to do is close your checking account so these companies can not take any more money. I will also post something to read regarding your account.

You will find the Payday loan laws for Arizona (just select your state),
http://www.debtconsolidationcare.com/paydayloan/explain-pdls-laws.html

Welcome....Kash and I both posted at the same time!! Please check to make sure none of them are licensed in your state. Arizona allows 3 roll overs per loan so you will have to calculate from there. Please also read the info about closing your account posted at the top of the page.

Tina, It looks like you have definately over paid united cash loans, and they are illegal. I received a PIF from them, because I had also over paid them. If you would like I can send you a PM with the email I sent them so you can use it as an sample and fill in your information.

Hi Morning. Looks like we posted together.

Big is also very illegal. They are not even in this country

PayDay Trans, is that what it says on your bank statement or is that the company?

I ask because that is what achloan debits under, and they are giving me hell!!

Yes, whatever info you can give me would be greatly appreciated. I feel like such a fool falling for this scheme but now I guess I just need to work towards getting out of this mess. Thank you!

Payday Trans is on my bank statement, who debits the money and who also deposited it. That's all the info that I have.

Ach is also highly illegal. They are also out of this country, so there is nothing that they can do to you.The overseas companies are the worst to dael witjh. Tina do not worry. they can not do anything to you. ILLEGAL

i can tell you that they have been a pain in the ass! lol, but i know that they are also illegal and not in this country, they told me that they were located in Ireland, but through research i have found that they may also be located in India, but that is all i know about them (achloan)

The part that sucks is that my check and my husband's checks are direct deposited so it's hard to close the account right now. I need to make sure that I get the DD taken care of. I plan on going today to speak to my bank and see if they can help me with blocking them for now.

and dont feel bad, we are all here for you :)

good idea Tina

Cashnet Loans...is that Cashnet USA?

Probably the same company

Tina, blocking them wont always work, nor will a stop payment. They will use different names and amounts. Also sometimes if you block ach debits they will put thru a check. If you can hard block yiur account where NOTHING at all comes out that willbe ok. Best thing is to close the account and reopen at a completely differnt bank.Just have your direct deposit redirected to a nesw bank.Pay roll should be able to do it rather quickly. If need be, you will have to get a paer check until the new account is set up.

If you can, please confirm. CashnetUSA is legal in most states.

better idea kash! :)

Tina I will send you the info for United Cash Loans via PM. Hang in there, we have all been in where you are when we first got here, but once you start the process of fighting back it feels good and you will begin to feel better!

Thank you

I went back and looked at my bank transactions and all it says for Cashnet is Cashnet Loans, doesn't say USA

Tina-Did you get my PM?

The Cash Net one could be either - Do any of these names sound like the company you applied with?

Payday Loan Yes

Global Payday

Cash Net 500

Cash Net USA

USA Cash Express

Payday Loan Yes is a company that I applied with, that must be it. As you can see, I have several so I actually start to lose track!! How sad :( I've been to the bank and they are in the process of closing my account. Now I know I'll be hearing from them, how do I handle their phone calls?

TMBL - No, I did not get your PM

Tina-did you go to your home page and check for messages? I will try and resend- it will take a little bit.

Thanks TMBL

Tina I will try to resend this morning to you, I will let you know once I have sent it.

Okay Tina I just sent it you the sample letter through PM-let me know if you get it this time.

Thank you so much TMDL, I got the letter. I'll start sending those out ASAP. By the way, did you have any information about Payday Loan Yes or Magnum Z Direct Pay companies? Payday Loan Yes is the company that is named "Cashnet Loans" on my bank statement. I believe you said that United & Big are illegal is that right? Oh and the other company is listed as Payday Trans, ever heard of that one?
Thank you

payday trans is achloan, and payday yes is illegal as well, at least thats what i was told

Is achloan illegal as well? If this is true, things are really looking up for me : ) Seems as though all of my PDL companies are illegal if your info is correct. Anyone else have any info on these companies?

Thank you!

You know what seems so crazy to me????? A lot of people have been saying how these companies are illegal, how are they able to do business?? I'm so confused how they remain in business. Can anyone shed any light on that issue?

ach is very illegal. They are not even in this country. Ireland I think.

So what is the best way to deal with these illegal companies, to send them an e-mail telling them that I know that they are not legal in my state and that all I owe them is the amount that I borrowed from them?

I WISH SOMEONE WOULD PUT THESE PDL'S OUT OF BUSINESS!!!!!!! After reading a lot of the stories on here, I realize how many people have fallen into the same PDL trap that I fell into. These places are pure EVIL, although they claim to "be there when we are in need" BULL BUTTER!!!!!!!!!

hey, i got a pdl from Big LTD and paid around 900 on a 300 loan, they just kept taking it out of my checkings until i finally closed it.. you think i can get any of that money back? thanks, angela

angela, you did good by closing your account. BIG will debit it forever (as you have found out the hard way). I hate to say it, but it is highly unlikely you will see any kind of refund from these illegal people.

Is Magnum Z Direct Pay a legal PDL company? I was reading up on it on previous blogs but didn't get clarification if they are in fact legal or not. I live in AZ. Thanks anyone who can help!!! :wink:

Hello I got $200 wire into my savings account so I was to pay them back $260 on the 23rd of Nov. well I get this call yesterday saying that the account was sent to them LTA because the money was not in the account which was and I need to moneygram them LTA $550 or I will have warrants out for my arrest as of 5pm I tried getting more info from this guy whose name is Allen Parker # 512-340-0890 but he got mad and hung the phone up what should I do?

Don't worry, you will not be arrested.

Did the payment go through? If not, contact the original company and pay them. Don't pay these bozos . . . They are lying to you!

Recently, I took out a internet loan and would like to pay them back but I never get hold of company. what should i do?

What comoany do you want to get a hold of?

I was wondering where I could possibly get a list of approved payday lenders for the state of Texas? Not that I would take a payday advance personally, but if someone I know wanted to, I would like to be able to furnish them with the yea or nay on a certain lender. Any idea(s)?

no pay day lenders are good. They will all bleed you dry. You can go to this link , click on your state and at least see who is licensed. Stay away from these loans.

http://www.paydayloaninfo.org/

does anybody know about mte and speedy payday loans are they ilegal i have the bid ltd loan and only borrowed 200 dollars and have already paid 290 what should i do help me please anyone

do i need to change my account number

angel, MTE is not licensed/legal. Are you saying you have BIG? If so, they are not licensed/legal. I'm not positive about Speedy Pay Day Loans. What state are you in???

I read some of the other statements about BIG. I also have a cash advance through them. I'm struggling to pay it back. Are they legal or illegal? Is there anything I can do?

I have a loan out with payday yes and Ach/Payday Trans which is on my bank statements. Can you tell me are they illegal or not

i fell for it too we have 4 loans that we can't pay back we pay almost $800 a month just on interest. we are closing account tomorrow cause of the ach loan can't get a hold of them big scam, trying to get money from my dad to pay off the other ones. never take out a payday loan!!