SGQ Ltd. Info

Apparently they are the same as MyCashNow according to a couple other threads.
my cash now
P.O. Box 229
Margaretville, NY 12455
Their fax number is 866-645-1662

Whatever money is automatically taken out of your bank account by this company IS NOT A PAYMENT. All it is is a refinance charge that they help themselves too twice monthly. In order to pay ANYTHING towards the original amount you have to fax them paperwork saying to take $50 plus the $90 finance charge!!

Thats how these companies get you. The fax has to be received with in a certain time frame. I do not have a fax in my home do you? The notice comes on a friday and you have 48 hours to print a form and find a fax. If you do not read your email you lose even more time.
They know that many people will just let it roll over!

if you do not contact me tomorrow I will sue you

**** off with this crooked scheme you have set up. you claim to help me out, and have been stealing my money since november you mother @#%$#@s.... 916 257 ****

[color=Red]****Adult term removed - Jason[/color]

It really amazes me that some people can even get online. Yeah, I know the guy above probably needs help and he mistook this site for whomever he's pissed at but damn this seems to happen at least 4 or 5 times a week. I can't believe this many people are so clueless as to posting their name and phone number online.

I have an Canandian address for my cash now and a different fax number. Are they one in the same? It seems like I will be sending out letters for the rest of my life before I finally hit the correct address!

Get intouch with your bank and get the mailing address anad phone number from them. They should know where the check came from.

OMG, what a tangled web we weave when once we try and deceive. How many names does this group go by? The same number keeps coming back to a million different names and addresses. I also have an account with MCN, I did receive one phone call from someone, who I thought was CPD, but now that I see the call letters, I think that is who they said they were. Never returned the call, never heard from them again. I did fax my C and D letter over to CPD but it looks like I need to fax it over to SGQ as well. My motto is, give em' enough rope and they will eventually hang themselves. Not too soon as far as I am concerned. Thanks for the tip.

Update. . .got a phone call today right after I posted on here. They finally got enough rope. Check my post on the dreaded l-866-645-1661 for details.

18668286351

you placed in wrong account

I was able to have my bank stop the automatic deductions after explaining that I have been unable to contact the company.

is there any information you can give me on SGQ, LTD and fast cash 500 I have myself in a bind, now that I figured out the "real" Terms and condition. If I can contact the companies "maybe" I can work it out with the least amount of damage.

ok, so if you only do the $50 at a time they charge you the service fee each time, but if you pay it all at once....do they only charge you the service fee once?
I'm not about to pay over $400 for a $200 loan that I've unfortunately already paid almost $200 to >.<

I have a loan with them.
Phone 866-828-6351
Fax 866-828-6352

I am sure they are illegal, I have paid them $450 on a $300 loan, I am closing my account today to avoid another $90 on 10/17. Check your state to see if they are legal.

they are scam artists. they are harrassing me at work and not identifying themselves, some Nigerian sounding scam artisits is saying I will be arressted if I dont pay and asking to speak to my supervisors. how do I get rid of them!

Just keep hanging up, I know its hard I have the same problem and it is embarrassing at work and thats why they call you at your place of employment to get you to pay.

their address is 55 Fredrick Street, Nassau, Bahamas (no zip needed)

Could you please credit my debit card for $45 for "some" type
of membership;that keeps showing up on my bank statement.

Thank You!

Hello Jenna,
I left you a message this morning regarding a payment of $300.00 coming out on tomorrow. CANCEL THAT, I need you to take the regular amount out on the scheduled date of Jan.19th of $90.00. DO NOT take out the full amount on tomorrow it will not be in my account. This is why I need you to call me ASAP. I know my payment is
due on Friday so please leave it that way until i notify you different. Give me a call ASAP.
Thank You.

Hi Tonette,

This is not a pdl website, its a website to help people get out of the pdl cycle. You would need to contact Jenna at the number you have for her.

Please do not come here with your negative judgments of people. If you do not like it you can leave. If you have nothing nice to say please move on, thanks!

SGQ sent me to collections with PDM LLC (address: 7007 NE Parvin Road, Kansas City, MO 64117)

SGQ says I owe them 400 and the lady on the phone from PDM said she would settle for 200 today.

She kept saying that this is now on my credit report and it will impact me negatively. If they are illegal, can the CA go and put this on my credit report?

Also, what should I do, I paid SGQ 825 on a 250 loan? Ignore these calls from PDM?

Also, should I send a DV and C&D letter to PDM?

AnyaRoberts, we really need a "report the troll" button.

Lol I fully Agree nohiogal . We need a hit list of "Trolls" :twisted:

do not feed the humanoid.i deleted it.

Thanks Paul, nice seeing you :)

Guest you need to send this collection agency a DV letter and a C & D letter as well. SGQ Ltd is an unlicensed illegal pdl located off shore. Your obligation is the princiapal balance only which you have already paid and then some. Do not pay another dime on this account. Also please check with your Department of Financial Institutions and make sure this PDM LLC is licensed to collect in your state.

Thanks kfstaff!

I am writing my DV and C&D letter to them. I can't find them licensed in my state.

With the debt validation letter, do they have to provide the proof of complete payment history I made to SGQ? Or are they going to come back to me and tell me that they don't have to have that.

If they are illegal debt collectors, do they have to follow FDCPA?

I dealt with them for awhile - the problem we ran into was we rarely got the notices saying when stuff was due - and never got a copy of my initial contract either.

Started by closing my bank account and then send a C&D & Revocation letter to the fax # where you were supposed to send your paperwork to increase your payment. Once they received my letters - and where unable to pull money from my account they sent me a nasty email about needing to pay. I responded with a faxed letter (because they had no email) telling them that before I paid a dime i wanted to see a copy of the contract - the link to which had NEVER worked - and I would like to see proof that their agents tried to send out the payment faxes in a time period that would have allowed me to make a payment on the principal - otherwise I was going to have to proceed to prosecute on the basis of illegal lending practices.

I received a call from a very polite manager saying they considered the account PIF and closed and that was the end of that. They never supplied a copy of the contract or answered any of my questions - Technically I still owed them $25 of principal but I think they were more worried about the fact that I hadn't gotten my documentation and could easily sue them for it.

I have paid a total of $1535 on a $250 loan. It took me months to find contact info for SGQ since I never received orginal paperwork because the loan was applied for through a third party site. I stopped payment on the last withdraw and started recieving collection calls. I settled for $260. I figure it was easier to just pay it instead of risking losing my job from phone calls. I wrote a letter to my State Attorney General because IL has very strict laws regarding PDLs. I'm waiting to see where that gets me. In the past my complaints with her have been favorable.

Thanks to everyone's help and reccomendations on this web-site. This company really needs to be stopped.

I agree with you guys these people are so bad !!! they have sent me to collections and they have no information on them !!!

I need help. These people have been ripping me off since December. We had a $300 loan and have paid $910 so far. I have contacted my bank and explained the situation to which they said they could stop the payment on and hopefully reimburse all the money to me. I am so mad that I never even gave this company any info on me and that phone number is just some stupid automated crap that you can't get through to. We are a family of 5 and my husbands job is our only income so we're always strapped for cash and this charge every 2 weeks is getting out of hand. Do you think I took the right steps to getting away from this? I don't know what else to do because I don't want to have to close my account. Please help if you can.

hate to tell you this,but stop payments won't work because of the following.

1)they will change amounts
2)they have more than one d/b/a(doing business as)and will withdraw that way.
3)they can put a paper check through

either close the account or put it on DEPOSITS ONLY status.the manager will do that for you,but in the end the only sure way to stop the madnees is close your current account.you can open a new on at your bank.talk to the manager about options on this.

If you put it on deposit only status can you still use your debit/visa card?

I Wanted to know how much was left to pay off my loan

I need help to get in touch w/these people. They are still taking money out of my account

they placed funds in my account i never aplied with or told them to and they dont like to return phone calls

they placed funds in my account i never aplied with or told them to and they dont like to return phone calls

Hi,

When you contacted the State of IL regarding SGQ, what was the result. I am currently going through this mess and am just trying to find out what I need to do to quickly resolve and ensure that this company doesn't continue to get away with their unfair practices.

PLEASE HELP

my email address is DELETED...PM

Thanks!

lacy personal emails are not allowed per TOS rules.this is an illegal pdl.

SGQ has been taking $90 out of my bank account for more then 6 months I think the original loan was 300 dollars most of these companies have their phone number included where they remove the funds but not this one. I am thinking about turning it over to the California Attorney General and see what they can do for me. I don't see paying the loan down after they have collected at least $1000 from me already.

Quote:

This company is a scam. I submitted a form for approval (cannot remember the site) back in late 2008. I received a message box after that submittal that your request (approval) will be sent to your email address. I never received any email, so I thought it wasnt approved. Walaa! $300 in my bank account. I just figured the amount agreed upon would be deducted. I never saw the terms of the agreement. I started seeing $90 taken out every two weeks. for the first 4 weeks I didnt really think much of it. for the following 4 weeks after that I attempted every way possible to get ahold of this company. i got an answering machine where it asked for me to leave a brief message, etc. I NEVER got a call back. $540 later I finally put a Stop Payment on them with my bank.

Now the stupid account is in Collections and has been ever since that stop payments. I got a call from one of them and attempted to explain the situation. They said they are entitled to that $90 every two weeks until I notify them by FAX my payment arrangements. Hmmm... never got an email explaining that. I argued that I paid $540 for a $300 loan and have paid enough. They still wanted $450. I said good luck.

Since then I get so many calls on my phone, but never picked them up, knowing the headache that would follow.

Today I finally picked it up and it was a different collection agency. I tried to explain my side of the story, but the retard kept repeating the same thing, that they gave me money and I have not paid it back yet. Which really, I have. The amount paid is over 200% interest. He threatened me with a judgement, attorney fees, court costs, a judge who would rule in their favor, etc...

I will use as many posts/threads as possible as evidence as other people have fallen for the same trap.

It is a scam. Never again.

Stay away from the fast cash online lenders. Go to a physical establishment if fast cash is needed.

These loan companies are thieves! I can't believe they can rip so many people off and get away with it. I going to call my bank and see if they can help me fight this.

your bank can close your account and make sure future ach will not push it back open.. the rest would have to be dealt with with the actual company.

I have a loan with this company also, it took me a little while to find the number to get a hold of them, but I got the number on here, called left a message, and they called me back about 15 minutes later, set up the loan repayment and that was that. Thanks for having the number on here, I appreciate it, and best of luck to everybody else

This company is a total scam. How do you put $300 into someone's account without them sending you something to sign via fax or elctronically. Like Bill B, I never saw any paperwork whatsoever. No one ever called me back after the intial call and the next day, the money showed up. It took me forever to find contact information for them and when I tried to contact them, they were rude and nasty. All the while milking me for $90 twice a month. I finally gave up and went to my bank and had them do a ACH stop two weeks ago. I have paid them back and then some! I just found out that an ACH stop may not stop them. My bank actually credited back $450 and yesterday, they reversed it so I do know what this company told them.

I have lodged complaints with the Better Business Bureau and my State's Attorney. I will get this stopped because it is a total rip off.

I did not even authorize for the amount to go into my account. I told the lady that I was going to call back and she gave me a 1-866-828-6351, it only goes to a operator. I dont feel comfortable with this internest service.

Quote:

I keep on tracking them ever since they deposited $300 into my account.I closed my account when I noticed that they are getting $90 twice and not getting the full payment instead .They have taken a total of $180.So I tried calling them to pay them the $390 but no reply at all.I emailed them but no reply.Then I asked the fraud dept. they have traced their address so I pay through my bill pay but they returned it.The BBB of CA told me to file a complaint against them to Nevada since they are located there which i did today.I hope I can have a positive result.