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question about a company called Take Charge America?

Date: Fri, 11/30/2007 - 01:51

Submitted by anonymous
on Fri, 11/30/2007 - 01:51

Posts: 202330 Credits: [Donate]

Total Replies: 3


I was reading in another thread that someone on here has had experience with this company called Take Charge America. Can anyone give me more information about it? Do they high interest rates, do they freeze your accounts, that sort of thing. I am currently using a company called Beneficial and is really unhappy with them. I have been with them for about a year now and haven't even made a dent into the repayment. The interest rate is 29.95 and pay $216 a month. I was told that after six months the interest rate goes down. But it hasn't and also found out that it will not because i don't own a home on a permanent foundation. I do pay it on time so that is never an issue. If anyone can help me out to find a better company I will be happy to take any suggestions. thank you


I have been with TCA for 3 months now and they are awesome. I had three credit cards and they were all 27% interest rate and now two of them are 7% and one is 0%. I highly recommend this company I have friends and family just start with them and they are impressed. Yes they do close your accounts.


lrhall41

Submitted by on Mon, 06/08/2009 - 16:23

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I am with Take Charge America and am very happy with them. Actually, they are a debt management company. They negotiate with your creditors to lower interest rate, stop late fees, etc. I've been with them 2 years almost. They charge me $42 a month and they pay all my creditors.
All my creditors will be paid within the next 18-24 months, and my credit will not be as bad as if I settled.


lrhall41

Submitted by aubrey on Fri, 08/07/2009 - 09:37

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