civil action by payday loan company
Date: Wed, 12/12/2007 - 10:50
Submitted by walker.christine
on
Wed, 12/12/2007 - 10:50
Total Replies: 54
Have you been served court papers yet? I would file a complaint
Have you been served court papers yet? I would file a complaint with your state about this payday lender. ANd aslo tell them that they are threatening you with court if you don't pay by friday. But this is usually a scare tactic that they use to get you to pay.
Great question from puddle... Is my cash now a storefront p
Great question from puddle...
Is my cash now a storefront pdl?
You will find the Payday loan laws for Louisiana here (just sele
You will find the Payday loan laws for Louisiana here (just select your state),
http://www.debtconsolidationcare.com/paydayloan/explain-pdls-laws.html
payday loan civil suit
my cash now is an internet based loan company. I have not been served yet, but I was told I would be served on Monday 12/17.
I dont think that a company will alert you to the fact that you
I dont think that a company will alert you to the fact that you will served . It is a scare tactic to get you to pay them . chances are that this company is not even licensed to lend in your state. If I am not mistaken ( and someone jump in if I am) I dont even think that this company is in the US. I think they are in Canada. They will not, they can not do anything to you.
direct written inquiries to: my cash now 2071425 Marine Driv
direct written inquiries to:
my cash now
2071425 Marine Drive
West Vancouver, British Columbia
Canada V7T1B9
Phone or fax to 604-357-1157
Civil Action
Thanks for the info. I didn't realize my cash now was in Canada. I'm guessing the agency hired for their civil suit might be located here in the US? I was told I'd be served Monday either at my job or my home. I was told to call back this evening to let them know if I am able to come up with the payment by Friday. I had been left a couple of phone messages by a guy named Tommy Schwartz to call him regarding a pending civil suit in Louisiana. When I returned the call, I spoke to someone named Donna Fox, (it was a 1-800 number). When the phone was answered, they did mention the name of the company, but I don't remember who it was.
I seriously doubt that they will come from Canada to serve you w
I seriously doubt that they will come from Canada to serve you with papers. An illegal company can not get a legal court to do anything. They will say anything they can to scare the hell out of you. Just know that it is just a tactic and that you are safe. I think you said you loaned 500.00 . How much have you paid them back
Whats the phone number? We can look it up to see who you are dea
Whats the phone number? We can look it up to see who you are dealing with.
Phone or fax to 604-357-1157 It was with the address above
Phone or fax to 604-357-1157
It was with the address above
Civil Action
The phone number is: 1-800-801-0065. My original loan was for $500, and I did make at least one payment that I can recall. I was really trying to handle it, but unfortunately, everything else caught up with me at once (other payday loans, plus right around the same time, my cat was diagnosed with cancer, I had vet bills to take care of). I guess the reason they are asking for so much money is because of interest and late fees. The actual amt of money they say is owed is $1675.45, but If I can come up with money by this Friday, they'll knock off some of the interest and I'll "only" have to pay $1154.00.
1675.45 for a 500.00 loan from an illegal overseas company!!!!!!
1675.45 for a 500.00 loan from an illegal overseas company!!!!!!
The phone number of the people calling her...the collection agen
The phone number of the people calling her...the collection agency is what I meant.
Civil Action by Payday Loan Company
I appreciate the feedback so far. I am signing off now because I am getting off from work, and I don't have the internet at home. I will check back tomorrow to see if there's any more messages posted. At least the knot that was in my stomach after talking to that company has gone away, I do feel a little better now! Thanks again...I just might be able to sleep tonight!
Hi folks, I'm back at work and have internet access again. I act
Hi folks, I'm back at work and have internet access again. I actually slept last night! Does anyone know anything about this collection agency, SRS & Associates? Are they here in the states?
Contact Us SRA Associates Inc. 401 Minnetonka Road Hi-Nella
Contact Us
SRA Associates Inc.
401 Minnetonka Road
Hi-Nella, New Jersey 08083
Phone: (856)925-1000
Toll Free: (800)735-0552
Fax: (856)755-1244
Sales Contact Jack Daniels
e-mail: Jack(at)sraassociates.com
Heres their info....get them a debt validation letter ASAP!
:lol: :lol: Yea, be sure and contact Jack Daniels! (kidding)
:lol: :lol: Yea, be sure and contact Jack Daniels! (kidding)
Civil Action
At the risk of sounding stupid...what's a debt validation letter? I've never heard of that.
It is a letter that you send to the creditor asking for proof th
It is a letter that you send to the creditor asking for proof that the debt is yours and is infact correct. I believe that there is a sample in the do it yourself section of the forum.If not I can get on to send to you
Civil Action
I found the sample letter. I will have to re-word a couple of lines, but at least I have something to go on. I guess I can type that up today and fax it to them before I leave from work. I guess that this letter will at least stop anything pending and buy me some time?
Fax them the letter if you like, but follow it up with a hard co
Fax them the letter if you like, but follow it up with a hard copy. Send it certified mail, return reciept requested. They'll have to sign for it, and you'll get back a little green card with their signature on it. That's your legal proof they got it.
Civil Action by Payday Loan Company
Thanks for that tip. I just faxed the letter. Tomorrow, I'll mail it.
I am dealing with my cash now also ...on a loan I defaulted on i
I am dealing with my cash now also ...on a loan I defaulted on in June. Freaky gave me another address for the,...and knows a lot about them if you PM him.
Their collection agency is usually CPD or Credit Protection Depot...maybe they turn it over to yours after that.
4700 Rossville Road
Chattanooga, Tn 37407
866-645-1661
Civil Action
This is back to DRB. They are supposed to serve me on the 17th. I spoke to them on the 12th.
The civil suit would have to be filed with the local court in th
The civil suit would have to be filed with the local court in the Parrish (county) you live. So, you can call the courthouse and ask them if any suits have been filed against you. They would have the info there. My guess is they are going to tell you they have nothing.
If that is the case, this company is doing just what has already been said in previous posts, trying to scare you into paying. These types of threats are illegal, and you can actually file a suit against them and be awarded $1,000 per violation.
Ppffttt@ My Cash Now
I am in La and also dealing with my cash now. I refuse to answer their phone calls! They email me, however I can't email them back (I was told that they do not accept emails). At this point, it's at a standoff. They recently told me I owe over $800 for a $500 loan (which I paid $560 back). Our laws in La clearly state that a loan cannot be for more then $350 AND there are no rollovers allowed. I am not backing down and I am not paying them anymore.
I have a quick question, does anyone have a complaint form letter that can be sent to the AG's office? I want to file a complaint against them and I figure if we all bombard our AG's offices with pdl complaints, something will be done.
Good luck to all.
we reccommend that everyone does report these companies to their
we reccommend that everyone does report these companies to their Attorney General . Usually there is a link to file a complaint. There is for my state.
1-800-801-0065....SRS and Associates are a small collectionas ag
1-800-801-0065....SRS and Associates are a small collectionas agency that try to use bully tactics to get people to pay on old debts.
Their address is
Superior Recovery Services & Assoc.
80 S. Main Road. Suite 112
Vineland, New Jersey 08360
run by Kelli and David Greico
856-691-3636
SRS & assoc.
I saw somewhere that SRS address is....
Superior Recovery Services & Assoc.
80 S. Main Road, Suite 112
Vineland, New Jersey 08360
856-691-3636
managed by Kelli & David Grieco
1-800-801-0065....SRS and Associates
This small collection agency is breaking many fdcpa rules across our country. Call the FTC or Attorney General in New Jersey if your rights have been violated. Do not deal with them !
Their address is
SRS & Assoc. (Superior Recovery Services & Assoc.)
80S. Main Rd., Suite 112
Vineland, NJ 08360
pay your debt
if people would pay their debt then they wouldnt have to deal with a collection agency.im at fault too i have debt, but i also work for a collection agency, word of advice if you see your in hard times dont use your credit card, just because you dont read the contract doesnt mean it doesnt exist, using the card and not making payments is the same as stealing!
Quote:if people would pay their debt then they wouldnt have to d
Quote:
if people would pay their debt then they wouldnt have to deal with a collection agency.im at fault too i have debt, but i also work for a collection agency, word of advice if you see your in hard times dont use your credit card, just because you dont read the contract doesnt mean it doesnt exist, using the card and not making payments is the same as stealing! |
Do you collect debts for legal or illegal companies?
Yes, people are at fault for defaulting. BUT some of these " collection agencies" do business on the hope that the people they are calling are to stupid ( no offense to anyone, I was stupid with bad collectors too once ) to know that they are breaking laws.
And we aren't talking about credit card's here. We're talking about illegal and legal payday loans. Most people who are dealing with "collection agencies" on THIS forum have over paid on a loan that was illegal to begin with.
PRS, Life happens things come up and bills fall short. That is j
PRS, Life happens things come up and bills fall short. That is just the way it is, please do not come down on fellow forum members because you work for a CA. Also all CAs are not legit, and use abuseful tactics in collecting debts. So I would not trust anything anyone says unless I get it in writing. Wether you owe the debt or not, everyone does not always play fair.
The common factor I have seen on this forum is most CAs try to collect on a debt that has been way OVERPAID to PDL already. So to me that is ILLEGAL and UNACCEPTABLE.
where i work i know the people i talk to are not stupid but they
where i work i know the people i talk to are not stupid but they think they can borrow money and not pay it back, im not trying to come down on anyone but it would be good of people to know what they are talking about when they say places like srs and prs are breakin
where i work i know the people i talk to are not stupid but they
where i work i know the people i talk to are not stupid but they think they can borrow money and not pay it back, im not trying to come down on anyone but it would be good of people to know what they are talking about when they say places like srs and prs are breaking laws we all stay with in the laws where i work we never say "we are going to garnish your wages" we say "our client has the ability to garnish your wages if they wish to" what people dont realize is threats and implications are two different things and when speaking to people they are so scared because they know they are in default they get defensive and are abusive to collectors which determines how the mood of the conversations will be
Payday Loans
The payday loans are NOT illegal. They are governed by the laws of the country of Panama. If you accept the money, you owe the debt.
reply
the trolls are extra stupid today.listen biffster,the company is illegal and your illegal CA SRS is also illegal.if they are so legal come from PANAMA and do something.by the way,nobody is saying borrow money and don't pay it back.it's just that illegal companies like this don't allow payoffs,debit for 10x the loans worth,then want to criminally harrass after the consumer defaults.let's say i borrow 300.00 your company debits 700.00
i am done by US law which prevails whether you like it or not.
SRS AND ASSOCIATES INC.
The SRS and Associates company is ligit I checked the background of the foundation of the company and they deal with payday loan companies and credit cards.. As for many people I hate the phone calls as much as you guys do but remeber alot of the time I dont even give then a chance to speak to me.. lol Maybe its there job to collect but they shouldent cuss at someone.. However i had a friend who worked as a collector and he said that the "Debtors" were so mean and ignorant and people forget that collectors are people and so they become frusturated sometimes and thats why sometimes they get out of hand.. But I dont know .. I know Ill never do it..lol