Ellis Crosby & Associates - any new story

Gardnerjl, regular grievances are coming in the forums from the consumers about Ellis Crosby. I heard they were about to shut down but it seems that still they are continuing with their regular illegal activities.

Have you or someone else heard from them in specific?

lets send a copy of this forum to the court!

This forum has by far reached to the most important contacts till now. I sometimes see attorney generals posting in the forums.

Yes I had interaction with this company and they threatened me while I was on medical leave. They called my employer and asked for my supervisor and stated they would come in and get my hard drive to confirm that I had done the payday loan and begin the court process if I did not pay over $1000 immediately. Now they have come back for more $ saying they did not collect it all at once. I have posted to the Attorney General and FTC yesterday regarding a complaint.

Thanks for your responses.

Well kudos to the people of this board, for getting info the right people! If it weren't for this board, Ellis might still be harassing people and doing illegal business. Their "website" has been "under construction" for quite some time, I see....

Florida AG Sues Ellis Crosby & Associates
According to the article "Attorney General Sues Local Collection Agency" in the Jacksonville Business Journal

Just wanted to know since the law suit was filed does this mean we'll get justice. I mean I know that some or most of us had issues that arose that caused us to have financial situations but it does not mean that we are not willing to rectify the situation but with someone reputable not a pressure jail threatening company that makes you feel like your life and well being are being threatened. I have paid over $2000 to this company and received my paperwork from the Florida Attorney General's office (Affidavit). I intend to proceed and get punative damages for the stress I felt due to this situation. I am not a deadbeat and neither are most of the people who have been mistreated by Ellis & Crosby. Everyone has difficult times that call for reputable companies to assist us in becoming financially clear.

I hope everyone does as I have done and that we will see justice. Thanks to all that assisted me in getting some satisfaction, now being rest assured that the money I paid went to the payday loans I owed and the return of the extra fees to my wallet would be great and would make me content.

Thank you for listening...

Hi gardnerjl

Welcome to the forums.

If you read the numerous posts in this forum, you will realize that representatives from Ellis Crosby have been trying to pressurize the people into paying quickly. Their main intention in doing so is that they want you to send the money without any documentation so that they are able to back up their claim against you. This is certainly illegal as per the law. Any company has to send a notice in writing whenever it is requested. You should always be alert and suspicious and lift up your red flag whenever you find any company refusing to send supporting documents of the original loan and the fees involved in it.

Regards
Roxette

I know that you should always ask for documentation, I guess I learned a hard lesson. I have filled out my affidavit to forward to the Florida Attorney General's Office but will that really bring resolution to this situation? I am out tons of $$$ money that I never borrowed. I borrowed $300 at top most from several payday loan companies but no where near what I have paid to Ellis & Crosby. Anyone else forward the Affidavit and if so does it get you anywhere or is it a waste of time?

Quote:

I just posted a comment about them,,but i don't know where it is posted...

Mankowski

You can start a new topic and post your comment there. The new thread will start with your post and you will be able to track it easily. :D

Regards
Roxette

I hope that we all get our debts paid for the payday loans we took out and had circumstances arise that made it impossible for us to pay back on time but we intended to pay the bill just not with triple the amount due overnight or in the same day with threats of arrest and being harassed at work.

I am thankful that I found this website and for all those that assisted me.

Here is hoping that we all get back the extra $$$ we had to pay and that we will have the debts erased from our credit history.

Thanks everyone....

So, the first move should be to get an updated credit report from the three bureaus and determine the latest financial standing.

We also should save all the receipts, the correspondence letters etc. in safe place so that it can be easily available afterwards. We should also take legal help from the lawyers to make our case stronger.

:twisted:
I just received a call from Ellis/Crosby, from a gentleman names "Jason". (whether or not that's his real name, I don't know)- stating that they were having a sherriff coming to arrest me as we speak. Now, I know that they are being prosecuted. The thing is, is that I contacted the Attorney General's office, spoke with Carla, and she sent me to the attorney generals main officer (amy), and carla stated to leave a message, and to have an affidavit sent to me via fax or mail to sign against this company for harrasing me. I have not paid any money to this company, but the 1st time they called me, I was about to jump out of my skin, sleepless nights, thinking "i'm going to jail"... etc... So, I think the mental anguish i've suffered for the past 3 weeks IS ENOUGH for me to let someone know how bad and illegal their tactics are.
So, for you who are out there thinking you're going to jail, it's a LIE!!
Just wanted to let someone know that the good guys (ATTORNEY GENERAL'S OFFICE) filed a court hearing on them on August 25th, 2005 and it should be going to court anytime now. THey are in deep ****, and they know it.

I recently had to deal with these horrible people. An investigator Roebuck started calling my husband's place of work and making threats. I tried to call to find out any information and give the man the proper call back phone numbers to us. He was rude and obnoxious. He wouldn't take any information from me and wanted to speak to my husband. We called him the next day, and he had already called my husband's boss and made it sound like he was in jail for fraud. We are in the middle of a BK and our lawyer handled this very well for us. Bottom line is....these people are just a collection agency that has a big vocabulary. They try to intimidate you into paying. They are in no way affiliated with the Florida District Attorney's office.

No they are not affiliated with the Florida District Attorney's Office but there is a pending lawsuit that I have sent in an affidavit to become a part of. I believe that you should do the same.

Thanks!

I received an email from the Ohio Attorney General's Office see below:

October 17, 2005

Jodi Gardner
125 Genoa Avenue SW
Massillon, OH 44646

Re: Ellis Crosby & Associates
Complaint #: 292804
Dear Mr./Ms. Gardner:
Recently, I wrote a letter on your behalf to the above-named company requesting a response to the allegations made in your complaint. Enclosed is a copy of the reply we received from them.
I understand this explanation may not be satisfactory to you. Unfortunately I am unable to take further action to resolve your complaint through informal mediation. Should you decide this explanation is unacceptable, we would then suggest you contact an attorney in private practice to determine what avenues of relief may be available to you.
I regret we can be of no further assistance to you in this matter. Your file will remain a part of our permanent record. Attorney General Petro thanks you for bringing potential violators of Ohio's consumer protection laws to our attention.

Very truly yours,
JIM PETRO
Attorney General
Susanne Curran
Consumer Protection Specialist
Consumer Protection Section
(614) 466-8831
SCurran(at)ag.state.oh.us
(800) 282-0515 Toll Free (Ohio only)
(614) 728-7583 (Fax)
Enclosure

Attached to this was the response from Ellis Crosby and Associates which stated:

"This letter will serve as a response to the complaint submitted by Ms. Jodi Gardner. Her greivance has a number of discrepancies with the accuracy of how we conduct our business of collections on an everyday basis. Furthermore, some statements in the complaint are complete fabrications that I need to address.

It is a fact that our office did contact Ms. Gardner on or about the date of September 14, 2005. It is a fact that we attempted to collect a debt from Ms. Gardner. However, it is untrue in every fashion that we advised Ms. Gardner that we intended to have her arrested as some sort of criminal investigation brought about my several unpaid, unsolicited personal loans initiated off the internet with our client. This claim brought by Ms. Gardner is completely preposterous.

The business of collections is a difficult one, in the fact that there are hardly ever any satisfied customers. Many times the collection conversations undertaken by any collection agency can become combative in nature and difficult for both parties."

As you can see I have been made out to feel as if I have done the wrong thing when I never denied owing the money just the way the collection agency approached me and threatened me.

Any thoughts on this by anyone. Do we still have a chance with the Florida Attorney General's Office?

Please let me know what everybody thinks of this response.

Gardnerjl

The attorney general from Ohio has responded to what was submitted to them by Ellis Crosby. They also understand as it is clear from their post that you have brought out the company involved in illegal activities.

Moreover, there are large number of complaints against Ellis Crosby using threats of arrest and they just can't deny it though one single complaint of yours.

I assume that the Ohio attorney general was not able to take many actions against this company as it is based in Florida. But the Florida attorney general has gone far ahead with this case and we will be hearing from them very soon.

Keep up the good work in bringing out such companies not following the federal laws so that some authorities are able to take actions against them.

Regards
Roxette

I did also file with the Attorney General's Office in Florida and submitted an Affidavit. Just wondering if we'll ever see any of the extra $$$ that we paid to Ellis & Crosby.

I know that I had a debt to pay but the way they treated you and the extra $$$ they took is pure robbery.

Thanks for responding and please update on the status of the law suit pending against them.

Hi gardnerjl

As we all know that Attorney General Charlie Christ has filed lawsuit against Ellis Crosby and the court hearing is supposed to take place in the month of December, he commented that the tactics used by Ellis Crosby against the US citizens couldn't be described in words. They were harsh on the people and posed as police and charged illegal fees. Ted Ellis Crosby was in violation of multiple laws of the fdcpa and has to face legal actions surely.

Just for you to know, Charlie Crist , attorney general for the state of florida is now in the process of taking this company to court for the illegal tactics that they use againest consumers- shoudl be no time before this company is punished for the wrongful tactics

Was glad to hear that Charlie Crist , attorney general for the state of florida is now in the process of taking this company to court for the illegal tactics that they use againest consumers- shoudl be no time before this company is punished for the wrongful tactics as quoted by Ktate but I really wonder if they will quit their illegal process of collecting debt. I wonder if he will collect the Affidavit that I forwarded to the other person that was in charge.

Waiting to hear what happens....Thanks to everyone for their information.

Do you know the FTC filed penalty charges on NCO collection agency some time back? The company was charged $1.5 million for illegal activities like re-aging the accounts, reporting later than actual dates of delinquency. Now, NCO has to show every agreement to the FTC for supervision. I hope the same for Ellis Crosby too.

Does what you state, Ben, mean anything to us? I do't believe that we'll ever see that extra money that they charged us. I have learned from my mistake but it would be nice to have the fee money that they overcharged me back and not only that but the piece of mind that no one will ever scare me or treat me like they did ever again!!!

I feel that the government will arrange some restitution as it was done in the case of NCO some time back.

Any idea on how long that took to get restitution since this really has not gone to court and won't until next month, correct. It would be really nice, I'm sure everyone who has been attacked by these people to have this money for Christmas.

I am so glad I found this forum and have people to talk to that have the same situation as I do...

I feel that the decision on restitution will be taken by the government only after court gives the orders. As we know that it won't reach there before December, we need to make other arrangements for Christmas.