KASH, VOLLEY, CANNR.....I NEED HELP

No, if they were really going to file charges against you they would not be calling you to tell you about it.

They are lying . . . . It's just one of the collection agency's for the payday loans that can't seem to follow the collection laws at all.

Hey Aminah, I just logged on. Goudah gave you the advice you needed. Dont worry.

THANK YOU GUYS SO MUCH! She even said that they were going to contact my employer.

Aminah, I'm so sorry! I'm sure you will be fine, I dont think they would tell you that anyway.

They know I dodge their phone calls so now they are calling the receptionist and she puts them through to me.

aminah...can you tell the receptionist to take a number for you instead of putting them through? Surely she has the time to do that...are tell them you only accept personal calls on you home phone.

Ok I just called that number you listed and i got some rude lady who answered the phone as division processing.. When she picked up the phone i stated i had the wrong number she went on to say someone had to call me from the number in order for me to have it i stated that i just had the wrong number then she hung up on me!! I dont think who ever this company is is the real deal! professional companies wouldnt be so rude as well as argue with you about having the wrong number!!! if i was you i wouldnt worry thats some type of collection agency!

Thank you GUEST! She really upset me today.

laura, I cant have her take a number but I will just tell her to put all my calls through the voice mail so that way I can screen them. Thanks for the suggestions.

Hope you are calmer now. no one is coming to get you, or download you, or arrest you. Aminah you are safe!!!

Wipe the sweat off your face i just did some searching and guess what that is a collection agency! There really trying to scare you!! Trust me i know the feeling i had a call simple to your saying i was goin to be charged with check fraud they just say anything to scare you!!! ignore them! :D

They are in clear violation of the fdcpa. You can sue them. There are several naca attorneys that would do it for you on a contingency basis. Do they leave messages threatening you?

I had a problem with phone calls at work, and I work in a bank so I can't be taking collection calls. I just was honest with the people I work with and said that I was having money issues and they all understood. They just say now "oh she dosn't work here anymore." That way I can deal with these people when I have time or a solution.

I have two payday loans that I am paying back in monthly payments (whether they agree to it or not). I recently closed the bank account that they have on file to avoid further withdrawls and charges from these two companies. I opened an account with a completely different bank, and recently someone told me that the payday loan companies have a way of finding out what my new bank is & they can actually start debiting my new account. This sounds crazy to me, but does anyone know if this is true or not?

It does happen, but very very seldomly. Usually new accounts get hit, if the person(stupidly) applies for another loan using their new info.These companies have so many different names and affiliates that once one gets the new info, all of them can get it. Just be careful, check your account and never apply for another loan, and you should be ok.

They should not be able to track down your acct in a different bank, but if they every did you would be able to after them because you did not authorize access to the new acct. I closed all accts with my name on them, and my husband is just taking care of everything thru his own acct.

I was reading in the banking forum on this site that the company that prints checks ( Chex) does give new bank information to payday loan people. I am paraphrasing here but that was the jist of the comments.

Amy J it sounds crazy to me also.. and I am sure one of the members who are well versed on this subject will answer shortly

I just wanted to weigh in on the subject of these people who call you at work

there are currently at least 4 different companies calling my place of employment looking for an employee who moved out of state 9 months ago

they are now stating their name and why they are calling

they are really getting ruthless at this point because this is their last point of contact that hasn't been disconnected ..and violating all sorts of laws... I am certain

and they think they can be rude with me because they can't intimidate person they are trying to reach and embarrass them

they act like I am lying saying the person moved out of state and when I tell them I don't think they should be telling me they are calling to collect a debt they don't like that either

anyways I just hope no one out there ever feels embarrassed when these companies stoop to these tactics..that is their intent..to shame you at work..

do not let them invade your work life and please do not be embarrassed if they cross that line!

Guest, actually in most cases you DO authorize them to debit the new account. Most of these PDLs have a clause in it that you dont even realize you are signing. It states that yiu authorize thenm to debit ANY account you have or will have in the future.That is the reason we revoke their autorization to debit by ach. Sometimes it works, sometimes it does not work.

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Aminah....sorry I missed the message...see that you got some great help and whomever was calling you was full of crap. Stand your ground!!!