United Bank in DC, MD, VA, WV no longer uses Chexsystems.

ty so much for the info ,,,how do you know they don't use it? Did they tell you or just approve you? :D

Hi Mca,
Have you had a chance to check out this bank?
Is there a website we could look at?
Thanks as always for your help
Dis

unitedbank-dcmetro.com
I have emailed them but being a weekend I am certain I will not hear anything until tomorrow

Thanks Mca
Sorry for the repeat post I didnt think the 1st went thru
Dis :D

I dont think I know what the chexsystem is. I'm in MD, but I guess it's not that popular here. Not sure.

haha oh Sullivana.. maybe you're not reported to Chex?

Seriously Maryland is one of the worst damn states, because Chex is everywhere you want to be (and have no chance at) haha..

Sullivana, Check system is an agency that banks report you to if your account is "closed with cause". Overdrawn, fraud, or any other reason your bank closes your account , other that your request.
If reported you remain on chex for 5 years and it is very hard to open another account else where. MCA our banking expert has a state by state list of non chex system banks if the need arises.

Quote:

kas--thanks for explaining! I've never closed an account yet (other than when I had my checks stolen) so I guess that's why I didn't know.

Thanks for the head's up just in case I ever get in that boat :)